{"id":1117,"date":"2025-05-15T12:07:18","date_gmt":"2025-05-15T12:07:18","guid":{"rendered":"https:\/\/uk.westminster.global\/articles\/?p=1117"},"modified":"2025-05-23T11:46:54","modified_gmt":"2025-05-23T11:46:54","slug":"policy-exclusions-you-should-know-about","status":"publish","type":"post","link":"https:\/\/uk.westminster.global\/articles\/policy-exclusions-you-should-know-about","title":{"rendered":"Policy Exclusions You Should Know About"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1117\" class=\"elementor elementor-1117\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6dbebb14 sl_blog_hero e-flex e-con-boxed e-con e-parent\" data-id=\"6dbebb14\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-35549c48 e-con-full e-flex e-con e-child\" data-id=\"35549c48\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c03ace1 elementor-widget__width-inherit elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"1c03ace1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Policy Exclusions You Should Know About<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8e0fc29 e-con-full e-flex e-con e-child\" data-id=\"8e0fc29\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-359d9df9 elementor-align-left elementor-widget elementor-widget-post-info\" data-id=\"359d9df9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-ce1fc59 elementor-inline-item\" itemprop=\"author\">\n\t\t\t\t\t\t<a href=\"https:\/\/uk.westminster.global\/articles\/author\/admin\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"510\" height=\"510\" viewBox=\"0 0 510 510\" fill=\"none\"><path d=\"M237.4 372.389L211.405 415.447L196.087 440.781C176.305 473.476 128.887 473.512 109.105 440.781L67.7564 372.389L18.3737 290.669C9.87544 276.627 9.87544 259.01 18.3737 244.968L25.6222 232.997C42.7972 204.59 83.9673 204.59 101.107 232.997L172.485 351.057C180.483 364.278 194.802 372.353 210.227 372.353H237.4V372.389Z\" fill=\"url(#paint0_linear_3375_2295)\"><\/path><path d=\"M491.526 227.888C500.024 241.93 500.024 259.546 491.526 273.589L431.824 372.425L409.936 408.586L388.404 444.175C371.229 472.583 330.059 472.583 312.884 444.175L291.031 408.014L269.5 372.389L253.468 345.84L119.281 123.764C110.783 109.721 110.783 92.1047 119.281 78.0619L126.994 65.3054C144.169 36.8982 185.339 36.8982 202.478 65.3054L312.777 247.755L330.773 277.591C339.664 292.313 361.017 292.313 369.908 277.591L408.007 214.595C425.182 186.188 466.352 186.188 483.492 214.595L491.526 227.888Z\" fill=\"url(#paint1_linear_3375_2295)\"><\/path><defs><linearGradient id=\"paint0_linear_3375_2295\" x1=\"-58.8247\" y1=\"175.039\" x2=\"329.225\" y2=\"557.957\" gradientUnits=\"userSpaceOnUse\"><stop offset=\"0.14\" stop-color=\"#FF784F\"><\/stop><stop offset=\"0.83\" stop-color=\"#FEAF48\"><\/stop><\/linearGradient><linearGradient id=\"paint1_linear_3375_2295\" x1=\"85.6451\" y1=\"20.5328\" x2=\"488.273\" y2=\"417.804\" gradientUnits=\"userSpaceOnUse\"><stop offset=\"0.14\" stop-color=\"#FF784F\"><\/stop><stop offset=\"0.83\" stop-color=\"#FEAF48\"><\/stop><\/linearGradient><\/defs><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-author\">\n\t\t\t\t\t\t\t\t\t\tWestminster Insurance\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2743e6ba e-con-full e-flex e-con e-child\" data-id=\"2743e6ba\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27a4099d elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"27a4099d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"529\" src=\"https:\/\/uk.westminster.global\/articles\/wp-content\/uploads\/2025\/02\/pexels-mikhail-nilov-7731402-1024x677.jpg\" class=\"attachment-large size-large wp-image-853\" alt=\"\" srcset=\"https:\/\/uk.westminster.global\/articles\/wp-content\/uploads\/2025\/02\/pexels-mikhail-nilov-7731402-1024x677.jpg 1024w, https:\/\/uk.westminster.global\/articles\/wp-content\/uploads\/2025\/02\/pexels-mikhail-nilov-7731402-300x198.jpg 300w, https:\/\/uk.westminster.global\/articles\/wp-content\/uploads\/2025\/02\/pexels-mikhail-nilov-7731402-768x507.jpg 768w, https:\/\/uk.westminster.global\/articles\/wp-content\/uploads\/2025\/02\/pexels-mikhail-nilov-7731402-1536x1015.jpg 1536w, https:\/\/uk.westminster.global\/articles\/wp-content\/uploads\/2025\/02\/pexels-mikhail-nilov-7731402-2048x1353.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1713c448 e-flex e-con-boxed e-con e-parent\" data-id=\"1713c448\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4186d790 e-con-full e-flex e-con e-child\" data-id=\"4186d790\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e8e8fd8 e-con-full e-flex e-con e-child\" data-id=\"e8e8fd8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f4bc448 elementor-widget elementor-widget-text-editor\" data-id=\"2f4bc448\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div><p class=\"break-words\">Imagine relying on <strong>Professional Indemnity Insurance (PII)<\/strong> to save your business, only to find out it doesn\u2019t cover your situation. PII is a lifeline for professionals offering advice or services, protecting against claims of negligence or errors. But it\u2019s not a catch-all\u2014every policy has limits. Knowing these exclusions is just as important as understanding what\u2019s covered.<\/p><p class=\"break-words\">This guide walks you through the most common PII exclusions, with real-life examples to bring them to life. It\u2019ll help you spot gaps and ensure your business is fully protected. For a bigger picture, check out our <a href=\"https:\/\/uk.westminster.global\/articles\/professional-indemnity-insurance-coverage-benefits-and-exclusions-explained\/\" target=\"_blank\" rel=\"noopener noreferrer\">Professional Indemnity Insurance: Coverage, Benefits, and Exclusions<\/a> article.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c4a49e1 elementor-widget elementor-widget-heading\" data-id=\"5c4a49e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Common Exclusions in Professional Indemnity Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97b058f elementor-widget elementor-widget-text-editor\" data-id=\"97b058f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div><p>PII covers a lot, but there are key areas it won\u2019t touch. Here\u2019s what\u2019s typically left out:<\/p><h3><strong>\u00a0<\/strong><\/h3><h3><b>1. Intentional Misconduct &amp; Fraud<\/b><\/h3><div><strong>\u00a0<\/strong><\/div><p>If you deliberately cut corners or break the law, PII won\u2019t bail you out.<\/p><p><em>Example:<\/em> A financial consultant fakes investment returns to impress a client\u2014when it unravels, PII doesn\u2019t cover the fallout.<\/p><h3>\u00a0<\/h3><h3><b>2. Contractual Liabilities Beyond Standard Terms<\/b><\/h3><div><strong>\u00a0<\/strong><\/div><p>Promised more than the norm in a contract? PII might not stretch that far.<br \/><em><br \/><\/em><\/p><p><em>Example:<\/em> A consultant guarantees a 50% revenue boost but falls short\u2014standard PII won\u2019t cover that extra liability.<\/p><h3><strong>\u00a0<\/strong><\/h3><h3><b>3. Public Liability &amp; Employee Injuries<\/b><\/h3><p>Physical harm or damage isn\u2019t Professional Indemnity&#8217;s territory\u2014you\u2019ll need separate policies:<\/p><ul><li><strong>Public Liability Insurance (PLI)<\/strong> for third-party injuries and property damage.<\/li><li><strong>Employers\u2019 Liability Insurance<\/strong>\u00a0covers the costs of employee claims for illness or injury caused by their work due.<br \/><em><br \/><\/em><\/li><li><em>Example:<\/em> A client trips over a rug in your office and gets hurt\u2014PLI, not PII, handles it. Learn more on our <a href=\"https:\/\/uk.westminster.global\/business-insurance\/professional-indemnity-public-liability-medical-malpractice\" target=\"_blank\" rel=\"noopener noreferrer\">Public Liability Insurance<\/a> page.<\/li><\/ul><h3><strong>\u00a0<\/strong><\/h3><h3><b>4. Cybercrime &amp; Data Breaches<\/b><\/h3><p>Digital threats like hacks need their own coverage\u2014PII doesn\u2019t step in here.<br \/><em><br \/><\/em><\/p><p><em>Example:<\/em> A hacker breaches your client database\u2014Cyber Liability Insurance, not PII, is the fix. See our <a href=\"https:\/\/uk.westminster.global\/business-insurance\/cyber-and-data-liability-insurance\" target=\"_blank\" rel=\"noopener noreferrer\">Cyber Liability Insurance<\/a> section.<\/p><h3><strong>\u00a0<\/strong><\/h3><h3><b>5. Claims Outside the Policy Period<\/b><\/h3><p>PII often works on a \u201cclaims-made\u201d basis\u2014if the claim is raised after your policy (and any extended reporting period ends), you\u2019re uncovered.<br \/><em><br \/><\/em><\/p><p><em>Example:<\/em> A aethetician\u2019s client makes a claim regarding previous treatments after the policy lapses\u2014no coverage applies.<\/p><p>\u00a0<\/p><p>For what PII <em>does<\/em> cover, dive into our <a href=\"https:\/\/uk.westminster.global\/articles\/professional-indemnity-insurance-coverage-benefits-and-exclusions-explained\/\" target=\"_blank\" rel=\"noopener noreferrer\">What Does Professional Indemnity Insurance Cover?<\/a> breakdown.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-444916a elementor-widget elementor-widget-heading\" data-id=\"444916a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Real-Life Scenarios: When Exclusions Kick In<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-782a44df elementor-widget elementor-widget-text-editor\" data-id=\"782a44df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div><p class=\"break-words\">These stories show how exclusions play out:<\/p><h3><strong>\u00a0<\/strong><\/h3><h3><b>Scenario 1: Consultant Caught in Fraud<\/b><\/h3><p class=\"break-words\">A business consultant fudges data to land a big contract. The client sues when the truth comes out, but since it\u2019s intentional misconduct, PII stays out of it\u2014the consultant\u2019s on their own.<\/p><h3><strong>\u00a0<\/strong><\/h3><h3><b>Scenario 2: Beauty Salon\u2019s Trip-and-Fall<\/b><\/h3><p class=\"break-words\">A customer stumbles over a cord in a beauty salon, breaking their wrist. PII doesn\u2019t cover physical injuries, so the salon needs Public Liability Insurance to step up.<\/p><h3><strong>\u00a0<\/strong><\/h3><h3><b>Scenario 3: Therapist&#8217;s Cyber Nightmare<\/b><\/h3><p class=\"break-words\">A cyberattack exposes a web therapist\u2019s client info. PII doesn\u2019t handle this type of data breach, leaving Cyber Insurance as the only lifeline.<\/p><p class=\"break-words\">More examples? Check out our <a href=\"#\" target=\"_blank\" rel=\"noopener noreferrer\">Real-Life Claims: Professional Indemnity in Action<\/a> article.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-747ae52a elementor-headline--style-highlight elementor-widget elementor-widget-animated-headline\" data-id=\"747ae52a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;highlighted_text&quot;:&quot;Get a Quote Today!&quot;,&quot;headline_style&quot;:&quot;highlight&quot;,&quot;marker&quot;:&quot;circle&quot;,&quot;loop&quot;:&quot;yes&quot;,&quot;highlight_animation_duration&quot;:1200,&quot;highlight_iteration_delay&quot;:8000}\" data-widget_type=\"animated-headline.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/uk.westminster.global\/registration\">\n\n\t\t\t\t\t<h3 class=\"elementor-headline\">\n\t\t\t\t\t<span class=\"elementor-headline-plain-text elementor-headline-text-wrapper\">Don\u2019t Leave It to Chance <\/span>\n\t\t\t\t<span class=\"elementor-headline-dynamic-wrapper elementor-headline-text-wrapper\">\n\t\t\t\t\t<span class=\"elementor-headline-dynamic-text elementor-headline-text-active\">Get a Quote Today!<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<\/h3>\n\t\t<\/a>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a119c6c elementor-widget elementor-widget-image\" data-id=\"7a119c6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"653\" height=\"433\" src=\"https:\/\/uk.westminster.global\/articles\/wp-content\/uploads\/2024\/11\/blog-illustration.png\" class=\"attachment-full size-full wp-image-413\" alt=\"\" srcset=\"https:\/\/uk.westminster.global\/articles\/wp-content\/uploads\/2024\/11\/blog-illustration.png 653w, https:\/\/uk.westminster.global\/articles\/wp-content\/uploads\/2024\/11\/blog-illustration-300x199.png 300w\" sizes=\"(max-width: 653px) 100vw, 653px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36c26cf7 elementor-widget elementor-widget-heading\" data-id=\"36c26cf7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to Ensure You\u2019re Fully Protected<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5510d77a elementor-widget elementor-widget-text-editor\" data-id=\"5510d77a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"break-words\">Don\u2019t get caught off guard. Here\u2019s how to cover all your bases:<\/p><ul class=\"marker:text-secondary\"><li class=\"break-words\"><strong>Read the Fine Print<\/strong> \u2013 Know your policy inside out.<\/li><li>\u00a0<\/li><\/ul><p>All Westminster Insurance policies include Professional Indemnity, Public Liability &amp; Medical Malpractice.<br \/><br \/><\/p><p><strong>Extend cover with add-ons:<\/strong>\u00a0<\/p><ul class=\"marker:text-secondary\"><li style=\"list-style-type: none;\"><ul class=\"marker:text-secondary\"><li class=\"break-words\"><b>Workplace Contents <\/b>for equipment and furniture at your workplace<\/li><li class=\"break-words\"><strong>Cyber Liability Insurance<\/strong> for digital risks.<\/li><li class=\"break-words\"><strong>Employers\u2019 Liability Insurance<\/strong> for staff-related claims.<\/li><li class=\"break-words\">\u00a0<\/li><\/ul><\/li><li class=\"break-words\"><strong>Tailor Your Plan<\/strong> \u2013 Match coverage to your business\u2019s needs.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6982254a elementor-cta--layout-image-right elementor-cta--skin-classic elementor-animated-content elementor-widget elementor-widget-global elementor-global-704 elementor-widget-call-to-action\" data-id=\"6982254a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/uk.westminster.global\/articles\/wp-content\/uploads\/2024\/12\/Westminster-Customer-service.png);\" role=\"img\" aria-label=\"Westminster Customer service\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-content-item elementor-cta__content-item elementor-cta__image\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"100\" height=\"95\" src=\"https:\/\/uk.westminster.global\/articles\/wp-content\/uploads\/2024\/11\/insurance.png\" class=\"attachment-thumbnail size-thumbnail wp-image-378\" alt=\"\" srcset=\"https:\/\/uk.westminster.global\/articles\/wp-content\/uploads\/2024\/11\/insurance.png 100w, https:\/\/uk.westminster.global\/articles\/wp-content\/uploads\/2024\/11\/elementor\/thumbs\/insurance.png 1000w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tInstant Insurance Quote\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tAnswer a few questions about the services you provide and the cover you want for an instant free quote.\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<a class=\"elementor-cta__button elementor-button elementor-size-\" href=\"https:\/\/uk.westminster.global\/registration\" target=\"_blank\">\n\t\t\t\t\t\tClick Here\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19792387 elementor-widget elementor-widget-heading\" data-id=\"19792387\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conclusion<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c435420 elementor-widget elementor-widget-text-editor\" data-id=\"4c435420\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div><p class=\"break-words\">Professional Indemnity Insurance is a powerful tool, but it\u2019s not limitless. Understanding its exclusions helps you plug the gaps and keep your business safe from unexpected risks.<\/p><p class=\"break-words\"><strong>\u00a0<\/strong><\/p><p class=\"break-words\"><strong>Why Westminster Insurance?<\/strong><\/p><p class=\"break-words\"><strong>\u00a0<\/strong><\/p><ul class=\"marker:text-secondary\"><li class=\"break-words\">Public Liability and Medical Malpractice included in every policy\u2014at no extra cost.<\/li><li class=\"break-words\">Up to \u00a310 million in coverage.<\/li><li class=\"break-words\">Hassle-free online quotes and claims.<\/li><\/ul><p class=\"break-words\"><strong>\u00a0<\/strong><\/p><p class=\"break-words\"><a href=\"https:\/\/uk.westminster.global\/registration\"><strong>Don\u2019t Leave It to Chance\u2014Get a Quote Today!<\/strong><\/a><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e23cb98 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e23cb98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff88e4f elementor-widget elementor-widget-global elementor-global-1596 elementor-widget-text-editor\" data-id=\"ff88e4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>The information provided in this article is accurate to the best of our knowledge at the time of publication. This content is intended for general informational purposes only and does not constitute professional advice, endorsement, or recommendation of any particular course, treatment, service, or product. Readers should always seek appropriate professional advice and check the latest policy documents and terms before making any decisions or commitments.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8dcafb1 e-flex e-con-boxed e-con e-child\" data-id=\"8dcafb1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-10e7b1c8 e-con-full e-flex e-con e-child\" data-id=\"10e7b1c8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-37454111 elementor-widget elementor-widget-image\" data-id=\"37454111\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"100\" height=\"95\" src=\"https:\/\/uk.westminster.global\/articles\/wp-content\/uploads\/2024\/11\/insurance.png\" class=\"attachment-full size-full wp-image-378\" alt=\"\" srcset=\"https:\/\/uk.westminster.global\/articles\/wp-content\/uploads\/2024\/11\/insurance.png 100w, https:\/\/uk.westminster.global\/articles\/wp-content\/uploads\/2024\/11\/elementor\/thumbs\/insurance.png 1000w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-665c1c02 elementor-widget elementor-widget-heading\" data-id=\"665c1c02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Are you looking for the right insurance?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ebb8645 elementor-widget elementor-widget-html\" data-id=\"3ebb8645\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ctaBtn text-center\">\n                      <a href=\"\/quote_step1\" class=\"btn btn_primary\">\n                        <span>Get A Quote<\/span>\n                        <small><i class=\"fas fa-arrow-right\"><\/i><\/small>\n                      <\/a>\n                    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-211aa998 e-con-full e-flex e-con e-child\" data-id=\"211aa998\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b23c8ba elementor-widget elementor-widget-heading\" data-id=\"3b23c8ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Share<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa90dea elementor-share-buttons--shape-rounded elementor-share-buttons--color-custom elementor-share-buttons--view-icon elementor-share-buttons--skin-gradient elementor-grid-0 elementor-widget elementor-widget-share-buttons\" data-id=\"aa90dea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_linkedin\" role=\"button\" tabindex=\"0\" aria-label=\"Share on linkedin\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_facebook\" role=\"button\" tabindex=\"0\" aria-label=\"Share on facebook\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-facebook\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_x-twitter\" role=\"button\" tabindex=\"0\" aria-label=\"Share on x-twitter\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-x-twitter\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_whatsapp\" role=\"button\" tabindex=\"0\" aria-label=\"Share on whatsapp\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-whatsapp\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M380.9 97.1C339 55.1 283.2 32 223.9 32c-122.4 0-222 99.6-222 222 0 39.1 10.2 77.3 29.6 111L0 480l117.7-30.9c32.4 17.7 68.9 27 106.1 27h.1c122.3 0 224.1-99.6 224.1-222 0-59.3-25.2-115-67.1-157zm-157 341.6c-33.2 0-65.7-8.9-94-25.7l-6.7-4-69.8 18.3L72 359.2l-4.4-7c-18.5-29.4-28.2-63.3-28.2-98.2 0-101.7 82.8-184.5 184.6-184.5 49.3 0 95.6 19.2 130.4 54.1 34.8 34.9 56.2 81.2 56.1 130.5 0 101.8-84.9 184.6-186.6 184.6zm101.2-138.2c-5.5-2.8-32.8-16.2-37.9-18-5.1-1.9-8.8-2.8-12.5 2.8-3.7 5.6-14.3 18-17.6 21.8-3.2 3.7-6.5 4.2-12 1.4-32.6-16.3-54-29.1-75.5-66-5.7-9.8 5.7-9.1 16.3-30.3 1.8-3.7.9-6.9-.5-9.7-1.4-2.8-12.5-30.1-17.1-41.2-4.5-10.8-9.1-9.3-12.5-9.5-3.2-.2-6.9-.2-10.6-.2-3.7 0-9.7 1.4-14.8 6.9-5.1 5.6-19.4 19-19.4 46.3 0 27.3 19.9 53.7 22.6 57.4 2.8 3.7 39.1 59.7 94.8 83.8 35.2 15.2 49 16.5 66.6 13.9 10.7-1.6 32.8-13.4 37.4-26.4 4.6-13 4.6-24.1 3.2-26.4-1.3-2.5-5-3.9-10.5-6.6z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-959130c elementor-widget elementor-widget-sidebar\" data-id=\"959130c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"sidebar.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<li id=\"block-8\" class=\"widget widget_block\">\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-d8192ac44d8b41e66f55ddc89c100b24\" style=\"color:#550266;font-size:24px\">Recommended For You<\/h2>\n<\/li>\n<li id=\"block-7\" class=\"widget widget_block widget_recent_entries\"><ul class=\"wp-block-latest-posts__list wp-block-latest-posts\"><li><div class=\"wp-block-latest-posts__featured-image alignleft\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/uk.westminster.global\/articles\/wp-content\/uploads\/2025\/05\/pexels-rdne-7821915-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail wp-post-image\" alt=\"\" style=\"\" \/><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/uk.westminster.global\/articles\/how-to-choose-the-best-public-liability-insurance\">How to Choose The Best Public Liability Insurance<\/a><\/li>\n<li><div 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class=\"d-block h-100\"><\/a>\n                            <\/div>\n                            <!-- Card Text -->\n                            <div class=\"news_card_text\">\n                                <div class=\"news_tags\">\n                                <ul>\n\t\t\t\t\t\t\t\t\t<li class=\"tag_purple\"><a href=\"https:\/\/uk.westminster.global\/articles\/category\/insurance\">Insurance<\/a><\/li>                                <\/ul>\n                                <\/div>\n                                <h3><a href=\"https:\/\/uk.westminster.global\/articles\/professional-indemnity-vs-public-liability-whats-the-difference\">Professional Indemnity vs. Public Liability: What\u2019s the Difference?<\/a><\/h3>\n\t\t\t\t\t\t\t\t<p>What is Professional Indemnity Insurance? Running a business comes with risks, and picking the right insurance is a big part of managing them. Two common options are Professional Indemnity Insurance (PII) and Public Liability Insurance (PLI). They both offer critical protection, but they\u2019re designed for different scenarios. Not sure which one you need\u2014or if you [&hellip;]<\/p>\n                            <\/div>\n                            <div class=\"news_card_footer\">\n                                <a href=\"#\" class=\"_branding\">\n                                <img decoding=\"async\" src=\"https:\/\/uk.westminster.global\/dist\/assets\/img\/footer-logo.svg\" alt=\"logo\">\n                                <span>by Westminster Insurance<\/span>\n                                <\/a>\n                                <div class=\"_dateTime\">\n                                <p>09th May, 2025<\/p>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"col-xxl-4 col-xl-4 col-lg-4 col-md-12  col-sm-12\">\n                        <!-- Single News -->\n                        <div class=\"news_card\">\n                            <!-- Card Thumb -->\n                            <div class=\"news_thumb model_thumb\" style=\"background-image: url(https:\/\/uk.westminster.global\/articles\/wp-content\/uploads\/2024\/12\/pexels-matreding-16124524-scaled.jpg);\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/uk.westminster.global\/articles\/what-is-public-liability-insurance-an-overview-for-small-businesses\" class=\"d-block h-100\"><\/a>\n                            <\/div>\n                            <!-- Card Text -->\n                            <div class=\"news_card_text\">\n                                <div class=\"news_tags\">\n                                <ul>\n\t\t\t\t\t\t\t\t\t<li class=\"tag_purple\"><a href=\"https:\/\/uk.westminster.global\/articles\/category\/insurance\">Insurance<\/a><\/li>                                <\/ul>\n                                <\/div>\n                                <h3><a href=\"https:\/\/uk.westminster.global\/articles\/what-is-public-liability-insurance-an-overview-for-small-businesses\">What is Public Liability Insurance? An Overview For Small Businesses<\/a><\/h3>\n\t\t\t\t\t\t\t\t<p>As an entrepreneur with a small business, you are already given numerous things to think about. From compensating your employees to delivering your services, the list is limitless. But have you considered the implications of a third-party accident for your business? Explore Public Liability insurance in this article to understand the risks and how to protect yourself.<\/p>\n                            <\/div>\n                            <div class=\"news_card_footer\">\n                                <a href=\"#\" class=\"_branding\">\n                                <img decoding=\"async\" src=\"https:\/\/uk.westminster.global\/dist\/assets\/img\/footer-logo.svg\" alt=\"logo\">\n                                <span>by Westminster Insurance<\/span>\n                                <\/a>\n                                <div class=\"_dateTime\">\n                                <p>05th December, 2024<\/p>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"col-xxl-4 col-xl-4 col-lg-4 col-md-12  col-sm-12\">\n                        <!-- Single News -->\n                        <div class=\"news_card\">\n                            <!-- Card Thumb -->\n                            <div class=\"news_thumb model_thumb\" style=\"background-image: url(https:\/\/uk.westminster.global\/articles\/wp-content\/uploads\/2025\/02\/close-up-people-learning-together-office-scaled.jpg);\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/uk.westminster.global\/articles\/a-guide-for-coaching-businesses\" class=\"d-block h-100\"><\/a>\n                            <\/div>\n                            <!-- Card Text -->\n                            <div class=\"news_card_text\">\n                                <div class=\"news_tags\">\n                                <ul>\n\t\t\t\t\t\t\t\t\t<li class=\"tag_purple\"><a href=\"https:\/\/uk.westminster.global\/articles\/category\/coaching-and-counselling\">Coaching and Counselling<\/a><\/li><li class=\"tag_yellow\"><a href=\"https:\/\/uk.westminster.global\/articles\/category\/guide\">Guide<\/a><\/li><li class=\"tag_purple\"><a href=\"https:\/\/uk.westminster.global\/articles\/category\/insurance\">Insurance<\/a><\/li>                                <\/ul>\n                                <\/div>\n                                <h3><a href=\"https:\/\/uk.westminster.global\/articles\/a-guide-for-coaching-businesses\">A Guide for Coaching Businesses<\/a><\/h3>\n\t\t\t\t\t\t\t\t<p>A practical guide to the world of coaching, how to become a coach, find your niche, get accredited and grow your business.<\/p>\n                            <\/div>\n                            <div class=\"news_card_footer\">\n                                <a href=\"#\" class=\"_branding\">\n                                <img decoding=\"async\" src=\"https:\/\/uk.westminster.global\/dist\/assets\/img\/footer-logo.svg\" alt=\"logo\">\n                                <span>by Westminster Insurance<\/span>\n                                <\/a>\n                                <div class=\"_dateTime\">\n                                <p>06th May, 2025<\/p>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                                <!-- Blog Cta -->\n                <div class=\"blog_cta\">\n                <!-- CTA Area -->\n                    <div class=\"cta\">\n                        <div class=\"container\">\n                            <div class=\"cta__wrapper\">\n                                <!-- Text -->\n                                <div class=\"cta__text\">\n                                    <h2>Get your free online quote today<\/h2>\n                                    <p>Welcome to a different kind of insurance experience for small to medium-sized businesses - from salon owners and business consultants to tattoo artists and yoga instructors.<\/p>\n                                    <div class=\"ctaBtn\">\n                                        <a  target=_blank  rel=nofollow href=\"https:\/\/uk.westminster.global\/registration\"  class=\"btn btn_primary\">\n                                        <span>Get A Quote<\/span>\n                                        <small><i class=\"fas fa-arrow-right\"><\/i><\/small>\n                                        <\/a>\n                                    <\/div>\n                                <\/div>\n                                <!-- illustration -->\n                                <div class=\"cta__illustration\">\n                                    <img decoding=\"async\" src=\"https:\/\/uk.westminster.global\/articles\/wp-content\/uploads\/2025\/02\/Westminster-Logo-Icon-Grape-1.png\" alt=\"illustration\">\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n                <!-- End blog cta  -->\n                    <\/div>\n    <\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-da3043a e-flex e-con-boxed e-con e-parent\" data-id=\"da3043a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Understanding the exclusions in your Professional Indemnity Insurance (PII) policy is crucial to ensure comprehensive protection. This article delves into common exclusions\u2014such as known claims, fraudulent acts, and contractual liabilities\u2014that could leave you vulnerable. By being aware of these limitations, you can take proactive steps to address potential gaps in your coverage.<\/p>\n","protected":false},"author":2,"featured_media":853,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[31],"tags":[38],"class_list":["post-1117","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-professional-indemnity","tag-alex"],"_links":{"self":[{"href":"https:\/\/uk.westminster.global\/articles\/wp-json\/wp\/v2\/posts\/1117","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uk.westminster.global\/articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/uk.westminster.global\/articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/uk.westminster.global\/articles\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/uk.westminster.global\/articles\/wp-json\/wp\/v2\/comments?post=1117"}],"version-history":[{"count":14,"href":"https:\/\/uk.westminster.global\/articles\/wp-json\/wp\/v2\/posts\/1117\/revisions"}],"predecessor-version":[{"id":1619,"href":"https:\/\/uk.westminster.global\/articles\/wp-json\/wp\/v2\/posts\/1117\/revisions\/1619"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/uk.westminster.global\/articles\/wp-json\/wp\/v2\/media\/853"}],"wp:attachment":[{"href":"https:\/\/uk.westminster.global\/articles\/wp-json\/wp\/v2\/media?parent=1117"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/uk.westminster.global\/articles\/wp-json\/wp\/v2\/categories?post=1117"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/uk.westminster.global\/articles\/wp-json\/wp\/v2\/tags?post=1117"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}