All the essential protection you need...
In the event you have an accident that causes a long term or permanent disability or death, that prevents you continuing your business.
Protection in case of a hack, misuse or breach of data, virus transmission, IP infringement and defamation.
Ideal for mobile workers, or when you have mobile equipment in transit or temporary storage.
Usually a legal requirement if you have employees, apprentices, or work experience students.
For your salon, office or home, this covers computers, furniture, equipment, goods and more..
See and search through the full list of services you can get covered for, it’s growing every day!
See what other interesting sectors we work with.
Something gone wrong? Don't panic. Know what to do and not do if you get a claim, and how to submit your claim details.
Our comprehensive FAQ section should answer all your questions but if not we're always here to help.
We hope you won't need this information but if you do, learn how your complaint will be handled.
Check us out before you purchase. See how our quote, policy issue, renewal and policy management will work.
Knowledge, experience and qualifications are all vital, but understand why we don't ask you to send proof when insuring you.
Working in this field can be incredibly rewarding, as you bring joy and confidence to clients. However, the expanding array of treatments and services also means that the associated risks are higher than ever.
Speak directly with one of our team during working hours, or email if more convenient. We're here to help!
Read the small print of our policy wording to understand your cover.
Learn all about the world of small business, insurance tips and helpful info about your industry
Hear what our customer have to say about their experience with Westminster
Not sure what insurance you need? Use the insurance checker to find out.
Learn about who we are and why we've dedicated ourselves to safeguarding the dreams and aspirations of entrepreneurs for over 20 years.
If you need to make a claim, please login and submit the details via the Claim page in Your Account.
If you want to speak to us about a situation that may lead to a claim, please call us on 01305 839939 (Monday - Friday, 9am - 5pm, except bank holidays) or email claims@westminster.global with a brief description of the events.
It's crucial to inform us immediately if you suspect a possible claim, as prompt notification is a condition of your policy. Delaying can lead insurers to deny a claim, as it compromises their ability to manage the situation effectively.
Failing to notify them on time may breach your policy terms, giving them grounds to decline the claim. Engaging your insurers early allows their expert claims team to handle the situation, often preventing further escalation.
A brief description of what has happened, and the basis of the claim.
A sequence of events
Copies of any emails, details of any verbal communication
Every letter, demand, writ summons and legal process relating to the claim much be forwarded to us as soon as possible after receipt.
You bought insurance for peace of mind, ensuring protection when you need it most. To keep your insurance valid, it's important to follow your policy's guidelines. Therefore make sure you read and understand your policy wording, especially regarding keeping records, quickly informing us of possible claims, and cooperating during the claims process. Clear service contracts, written service descriptions, and detailed client records are key to supporting any claim.
