All the essential protection you need...
In the event you have an accident that causes a long term or permanent disability or death, that prevents you continuing your business.
Protection in case of a hack, misuse or breach of data, virus transmission, IP infringement and defamation.
Ideal for mobile workers, or when you have mobile equipment in transit or temporary storage.
Usually a legal requirement if you have employees, apprentices, or work experience students.
For your salon, office or home, this covers computers, furniture, equipment, goods and more..
All those wonderful treatments that enhance one's looks, beauticians to tattoo artists.
For those that work with our furry friends. From Pet grooming to Goat Yoga.
Services that help people and businesses to be their best.
For those people who make our world look beautiful, from Professional Organisers to Artists and Photographers.
A vast range of therapies looking after the body and soul.
Consultancy services, ranging from management to recruitment.
Practices aimed at promoting relaxation, healing, and overall well-being. From Swedish, to Hijama Massage.
Various treatments and therapies supporting people's mental health.
Practices that play a role in child development. From baby yoga classes to parenting workshops.
From personal trainers and yoga instruction through to allergy testing, and all those great physical activities.
From celebrant services to speaking with spirits or understanding celestial bodies.
Training organisations or individuals, on anything from first aid to management.
See what other interesting sectors we work with.
See and search through the full list of practices you can get covered for, it’s growing every day!
Something gone wrong? Don't panic. Know what to do and not do if you get a claim, and how to submit your claim details.
Our comprehensive FAQ section should answer all your questions but if not we're always here to help.
We hope you won't need this information but if you do, learn how your complaint will be handled.
Check us out before you purchase. See how our quote, policy issue, renewal and policy management will work.
Knowledge, experience and qualifications are all vital, but understand why we don't ask you to send proof when insuring you.
Working in this field can be incredibly rewarding, as you bring joy and confidence to clients. However, the expanding array of treatments and services also means that the associated risks are higher than ever.
Speak directly with one of our team during working hours, or email if more convenient. We're here to help!
News and Articles on the world of small business
Check out the journeys of some of our amazing customers
Not sure what insurance you need? Use the insurance checker to find out.
Learn about who we are and why we've dedicated ourselves to safeguarding the dreams and aspirations of entrepreneurs for over 20 years.
Not sure what insurance you need? Let us help. Answer just a few questions and we can guide you in the right direction
Do you provide a service?
In the course of your work do you meet with people face to face, at your workplace or elsewhere? This includes clients, contractors and members of the public.
In the course of your work could you do something you shouldn't have done or not do something you should have. In other words, could you make a mistake at work?
Could you cause physical or mental harm to a client in the course of your work? This covers anything which can cause bodily injury, mental injury, illness, disease or death.
Do you sell, repair, install, alter, clean or treat products which were not manufactured by you?
Do you employ anyone who is not a family member?
Do you have a website related with your business and practice?
Do you use email to communicate with your clients?
Do you store personal data on your computer?
If you were to suffer a serious injury (e.g. lose the use of a limb, sight, hearing, etc.) will it prevent you from doing your job?
Have you got any business-related belongings in your office for which you’re legally responsible NOT insured elsewhere? These could be computers, furniture, glass & displays, works of art, stocks, signs and personal belongings.
Do you have business equipment which you use to work outside of your office (e.g. laptops, cameras, massage tables, event stands, etc.)?
