Cyber Liability insurance is specially designed to tackle the problems associated with your computer systems, websites and emails. These issues can extend from your misuse of material, through mis-handling of data to loss and damage caused by viruses or hacking.
Not only do we provide practical support to help you deal with the immediate situation but also help with costs associated with advertising and customer contact to reinstate any loss to reputation.
In this modern world it seems almost impossible to run a business without using computers in some way or another but what happens when something goes wrong?
We all know of the constant battle against computer viruses so imagine how easy it would be for you to be targeted by one which you then inadvertently transfer via your email or website to customers or other businesses.
Employees are carefully chosen but even the best of them can have a bad day and can share some inappropriate comments about a customer or competitor or send an email with confidential information to the wrong person.
And then there are hackers who will, for fun or money, choose to hack your site causing damage or total loss, changing content or leaving inappropriate pop ups. It's happened to thousands of businesses, small to large, including the NHS and it can certainly happen to you.
So, if your business has a website, stores electronic data or uses email to correspond then you should consider this protection.
Having a comprehensive policy in place provides you with peace of mind, meaning that if the worst does happen, the best are there to help.
The cost for Cyber and Data liability is as little as £40 per year or £3.33 per month plus tax. When you think that's about the same as a cup of coffee each month to keep your business safe from malicious attack, then it's worth every penny.
You are also able to choose the cover level to suit your needs
£15,000 £40 + tax
£25,000 £75 + tax
£50,000 £120 + tax
Getting a quote, or multiple quotes, and buying insurance from Westminster couldn’t be quicker or easier. You can have your policy up and running in minutes. All online, you can do it whenever suits you best and be in control of the whole process, but if you have any questions, we are very happy to hear from you.
Remember, this cover is only available as an additional option on our Professional Indemnity, Public Liability and Medical Malpractice policies.
Getting add on cover such as, Cyber Liability is quick and easy, whether you're getting a new policy or adding cover to an existing one.
1. Need a New Policy?
- Get an instant quote by clicking ‘Get a Quote’.
- Answer a few quick questions—it only takes a few minutes.
- Include Cyber Liability Cover
- Save your quote for later or proceed to purchase.
- Pay securely by credit or debit card and receive your policy documents immediately via email.
2. Adding to an Existing Policy?
- Log in to your account and go to 'Your Policy' section.
- Next to Cyber Liability, click add.
- See the cost before confirming.
- Choose your cover level, pay, and receive your updated policy documents instantly.
The cost for Cyber liability cover is as little as £40 per year or £3.33 per month plus tax. When you think that's about the same as a cup of coffee each month to keep your business safe from malicious attack, then it's worth every penny.
You are also able to choose the cover level to suit your needs:
£15,000 -- £40 + tax
£25,000 -- £75 + tax
£50,000 -- £120 + tax
This depends on whether or not you have overseas coverage on your policy. You can check this looking at the Territorial Limits on your Schedule. If you have then the insurers will respond to a claim that arises within the Territorial Limits.
Cyber Liability cover is an add on coverage. Once you have added an additional area of cover, such as Cyber Liability to your policy, it cannot be cancelled during the term of the policy. However, when your policy becomes due for renewal you can remove it from the coverage that you require for the following year's policy.