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WHAT WE COVER

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Business Practices We Cover

There are 85 definitions here. Please use the search functions below to find what you are looking for. If you require help please call.

You can have multiple practices on your policy at no extra cost. T3, T4 and T5 indicate practices which are charged at higher rates.

IMPORTANT TIP. You may find that the business name differs a little from what you call it, but provided that the description matches what you do, this will provide the cover you require.

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Business Practices List

Result for
Sector: Aesthetics, Hair & Beauty

Acrylic Nails

Artificial nails, also known as fake nails, false nails, fashion nails, nail enhancements, or nail extensions. The Insured will check that the client is not allergic to acrylics or plastics prior to applying false nails or nailextensions and before proceeding with the treatment.

Advanced Cosmetic Procedures / Advanced Electrolysis (T4)

Advanced Cosmetic Procedures also known as Advanced Electrolysis is a treatment which uses either Short Wave Diathermy (High Frequency A/C) or Blend (a mixture of A/C and D/C) to treat a variety of skin blemishes, from skin tags and age spots, to thread and spider veins, warts and milia, as well as vascular conditions. Acceptable practitioners are; Surgeon, Doctor, Dentist, Physician Associate, Nurse, HCA, Paramedic, ODP, Dental Therapist/Hygienist, Pharmacist, Beauty Therapist NVQ Level 3, Aesthetician, Podiatrist, Laser Aesthetician, Optometrist, Beauty Therapist NVQ Level 2

Airbrush nails

Application of nail art using an airbrush

B12 and Vitamin infusion (T3)

Using B12 vitamin or other vitamin cocktails via IV or IM injection. Acceptable practitioners for this treatment are Surgeon, Doctor, Physician Associate, Nurse, HCA, Dentist, Pharmacist, Paramedic, Podiatrist, ODP, Optometrist or equivalent.

BB glow (T3)

BB glow is a semi-permanent foundation for your face. It uses scientifically proven nano needling technology to safely infuse nutrient-rich tinted BB cream into the top layer of your skin

Beauty Facial

To cover cleansing, toning,exfoliation, facial massage,mask,skin types and moisturising.

Body piercing (T3)

Body piercing, a form of body modification, is the practice of piercing a part of the human body, to create an opening in which jewelry may be worn or where an implant could be inserted. Agreed subject to Insured having a needle stick injury (sharps) policy in place.Parental consent MUST BE obtained for any services performed on minors. Excluding ampallang and apadravya.

Body Slimming /spa treatments

Application of gels and a "wrapping" method using bandages to aid in fluid reduction, assisting the reduction of cellulite, inch loss and improvement in circulation. Application of body scrubs or brushing following with body oils for moisturising/ cellulite reduction/relaxation using massage techniques.

Botox (T5)

Includes but not limited to: Botulinum Toxin (Botox, Advanced Botox, Azzalure, Bocoture and Dysport). Use of Botox injections to relax the muscles to stop wrinkles getting worse or forming. Batch numbers must be recorded on patient files. Needlestick Injury Policy and Photograph Requirement Policy must be in place. Acceptable practitioners: Surgeon, Doctor, Physician Associate, Nurse, Dentist, Paramedic, Dental Therapist/Hygienist, Pharmacist, Podiatrist, Physiotherapist, Optometrist, Orthoptist.

Carboxy Therapy (T4)

Carboxy therapy is a non-surgical cosmetic treatment which infuses gaseous carbon dioxide in the skin. It dissolves fat cells, stimulates blood flow, improves skin elasticity and reduces cellulite. It is a popular treatment for stretch marks and dark under eye circles. Acceptable practitioners: Surgeon, Doctor, Physician Associate, Nurse, HCA, Dentist, Paramedic, ODP, Dental Therapist/Hygienist, Pharmacist, Podiatrist, Optometrist

Chemical Peel (T2)

Using an exfoliant product made from natural and man-made sources and typically applied to facial skin. This is a technique used to improve and smooth the texture of the skin and can improve scarring. Restricted to non-medical grade chemical peels under 40% strength such as but not limited to glycolic, mandelic, lactic and salicylic.

Colonic (T4)

Clean water is inserted into the colon via a small tube inserted into the anus. This is then pumped out along with any waste material. Coffee, yoghurt or other substances can sometimes also be used instead of the water. Practitioner must be one of: Surgeon, Doctor, Physician Associate, Nurse, Dentist, Paramedic, ODP, Dental Therapist/Hygienist, Pharmacist, Podiatrist, Optometrist, Beauty Therapist NVQ Level 3 or equivalent.

Cryolipolysis

Cooling head is applied to the fat area of body, the fat area is cooled to a safe lower temperature. It is medically proved that when the fat cells are cooled to a low temperature, the fat cell naturally die and then flushed out by body through a natural process.

Cryotherapy Pen (T3)

The devices uses a state-of-the-art cooling technology that does not require handling of potentially dangerous gases and liquids. In addition to not being exposed to possibly hazardous substances, the device also offers an ergonomic design and consistent treatment temperature. Acceptable practitioners: Surgeon, Doctor, Physician Associate, Nurse, Dentist, Paramedic, ODP, Dental Therapist/Hygienist, Pharmacist, Podiatrist, Beauty Therapist NVQ Level 3 or equivalent, Aesthetician, Cryotherapist, ITEC A.

Dermal Fillers (T5)

This involves the use of hyaluronic acid to plump or perfect the face and body. The injector must have a right of recourse against the supplier/manufacturer and products are purchased from the local supplier/representative only who holds full products coverage and a written right of recourse against the manufacturer, wherever based. Needlestick Injury Policy and Photograph Requirement Policy must be in place. Acceptable practitioners: Surgeon, Doctor, Physician Associate, Nurse, Dentist, Paramedic, Dental Therapist/Hygienist, Pharmacist, Podiatrist, Physiotherapist, Optometrist, Orthoptist.

Dermaplaning (T3)

Dermaplaning is a skin care treatment that removes dead skin cells and vellus hair. Subject to sanitisation protocols and infection controls in place.

Ear Irrigation / Micro-Suction

Ear irrigation/micro-suction is used to remove excess earwax, or cerumen, and foreign materials from the ear.

Ear Piercing - Gun and Stud method only

Piercing holes in clients ear, excluding the piercing of any ear cartilage. Piercing a hole with a piercing gun.

Electric Filing

Using an electric file to prepare natural nails, and to shape and buff nail extensions.

Electrolysis

A probe is inserted into the hair follicle and an electric current passed down to cauterise the hair bulb, preventing growth. The hair is then removed from the follicle with tweezers.

Electroporation (T3)

An electronic device designed to infuse the skin with serums to create various benefits.

Eyebrow Perfection

Tidying, maintenance and enhancement of the eyebrow. Includes eyebrow waxing, threading, plucking, perming/brow lamination and tinting/henna brows. You will perform a sensitivity patch test on the client using the exact substance that is to be applied during the eyebrow treatment at least 24 hours before applying the client's eyebrow treatment for the first time and will not proceed with the treatment if the results of the test are not satisfactory.

Eyebrows

Reshaping of eyebrows using techniques in threading,tinting, waxing, tweezing, measuring,shaping and blending.

Eyelash Extensions

To add false eyelash extensions to the natural eyelashes.

Eyelash treatments

Eyelash is lifted or permed and coloured. Lower lashes are secured with gel pads or micro pore tape. An eyelash shield is adhered to the eyelid and the lashes are then adhered to the shield with the use of glue. The root of the lash is then treated with Perming lotion for the allocated time. Perming solution removed. The root of the lash is then treated with Fixing lotion for the allocated time. Fixing lotion is then removed. Eyelash tint can then be applied if requested for the allocated time. Tint is then removed. Lashes are then treated with Nourishing lotion for the allocated time. The lashes are removed from the shield and the shield is then removed from the eyelid the eyelashes are then thoroughly cleaned.

Face and Body Painting

Face/Body painting: The business activity of painting the faces and bodies of children and adults in a fun environment using professional makeup products.

Fake Nails

The application of fake nails includes applying a small fake nail tip to the end of the real nail with adhesive. You will: (a) check that the client is not allergic to acrylics or plastics prior to applying false nails or nail extensions and before proceeding with the treatment. (b) obtain written consent from the parent or guardian of persons under the age of 14 prior to performing nail extensions.

Far-Infrared Detoxification

The Detox station works on the body using Far-infrared (FIR) rays to penetrate further than the traditional sauna and is famed for burning up to 600 calories on one half hour session. However, the benefits are more than simply weight loss. The FIR rays open up the skin's pores and leave the skin smooth and can be very beneficial for aiding the body in clearing skin conditions such as acne, psoriasis and dermatitis.

Fat Dissolving (T5)

Includes the use of but limited to Desoface/Desobody, Aqualyx, Sunekos, Lipo-lax. Fat dissolving injection treatments that reduce fat cells in the treated area. It is used used to treat small, exercise resistant, pockets of fat and for body contouring, Needlestick Injury Policy must be in place. Acceptable practitioners: Surgeon, Doctor, Physician Associate, Nurse, Dentist, Dental Therapist/Hygienist (with min. 1 year's aesthetic injectable experience), Pharmacist.

Fibroblast (T4)

A laser pen is used to tighten the skin. Sometimes otherwise known as plasma skin tightening, brow lift and non-surgical eye lift, this is a new and revolutionary treatment which can also be used in other areas to help tighten and rejuvenate skin and remove skin tags. Device must be FDA approved. Acceptable practitioners: Surgeon, Doctor, Physician Associate, Nurse, Dentist, Paramedic, Dental Therapist/Hygienist, Pharmacist, Podiatrist, Physiotherapist, Optometrist, Orthoptist.

Galvanic Facials (T2)

Galvanic facials use a direct galvanic electrical current to introduce water-soluble substances through the skin's surface in an effort to improve ingredient absorption and moisture retention. The treatment makes the skin glow, minimizes fine lines and wrinkles, improves skin elasticity, boosts blood circulation, detoxifies, and prevents acne. Acceptable practitioners:Surgeon, Doctor, Dentist, Physician Associate, Nurse, HCA, Paramedic, ODP, Dental Therapist/Hygienist, Pharmacist, Beauty Therapist NVQ Level 3, Aesthetician, Podiatrist, Laser Aesthetician, Optometrist, Beauty Therapist NVQ Level 2

Gel Nails

Gel enhancements, practicing preparation for gel, applying tips, sculpting and overlays.

Guasha (T2)

Scraping the skin as a massage, working with the tissues & muscles, removing blockages tensions & knots, detoxes the body, working with the lymph nodes, removes dead skin and excess hair. For health & beauty purposes. Must have sanitisation and infection controls in place.

Hair Extensions

Fake or real hair is attached 1/4" to clients own hair with a small ring or attachment to create a natural flowing look which usually lasts 2-3 months. Also includes hair extension ornaments/accessories such as feathers, beads, wig ponytail, fibres etc. Cover excludes loss or detachment of the extensions.

Hair Replacement Services (T3)

Bespoke wig making for hair loss on head and facial.

Hairdressing and Barbering

The act or process of cutting, styling, dressing, colouring, or chemically curling/straightening. Including barber services such as trim, cut, shape, and taper hair using scissors, razors, clippers, and combs, facial hair maintenance, custom shaves, wet shaves and a number of grooming services. Patch test required for colouring or chemical application. The insured will use sharp equipment adequately and with duty of care to the customer.

Henna Body Art

Henna paste is applied to the skin in thin lines through a squeezable tube, much like an icing tube. The henna paste is left on the skin for at least 30 minutes in order for the colour to form.

High Frequency Therapy (T2)

High Frequency Therapy is a technique used to treat a variety of conditions, including acne management, enlarged pores, fine lines and wrinkles and puffy or dark eyes. It helps with skin rejuvenation, healing and restoring the skins health. It can also be used for scalp treatments by revitalizing the scalp, stimulating blood circulation and encouraging the scalp to increase the rate of hair growth Acceptable practitioners:Surgeon, Doctor, Physician Associate, Nurse, HCA, Paramedic, ODP, Beauty Therapist NVQ Level 3 or equivalent, Aesthetician, Dentist, Pharmacist, Podiatrist, Laser Aesthetician, Optometrist, Beauty Therapist NVQ Level 2, Dental Therapist / Hygienist

High intensity focused ultrasound (T2)

Focused ultrasound is an ultrasonic focusing technique that uses a non-invasive direct focus on the muscle layers to help the body heal and can have rejuvenating effects on muscle elasticity, aid skin tightening and help blood pressure. Insured must be qualified to NVQ level 2 (or equivalent) in beauty therapy and have completed a specific High Intensity Focused Ultrasound course.

Hyaluron Pen (T3)

The Hyaluron Pen system works by pushing a natural product with slight pressure to allow for a fine stream to penetrate the skin which puts the product into the upper layer of the dermis naturally and without needles. Subject to the following acceptable practitioners: Surgeon, Doctor, Physician Associate, Nurse, HCA, Dentist, Paramedic, ODP, Dental Therapist/Hygienist, Pharmacist, Podiatrist, Optometrist or equivalent.

Hyaluronidase/Hyalase Treatment (dissolving dermal fillers) (T5)

Including but not limited to the use of Hyaluronidase and Hyalase. Filler dissolving is a treatment that can be used to quickly break down dermal filler safely and comfortably. The treatment works by injecting the enzyme that exists naturally in the body. Needlestick Injury Policy and Photograph Requirement Policy must be in place. Acceptable practitioners: Surgeon, Doctor, Physician Associate, Nurse, Dentist, Paramedic, Dental Therapist/Hygienist, Pharmacist, Podiatrist, Physiotherapist, Optometrist, Orthoptist.

HydraFacial (T3)

HydraFacial combines cleansing, extracting, and depositing serums into the skin for an effective exfoliating treatment that also nourishes and hydrates. This treatment uses a vacuum-like machine to suck up dead skin and extract clogged pores. Surgeon, Doctor, Dentist, Physician Associate, Nurse, Paramedic, ODP, Dental Therapist/Hygienist, Beauty Therapist NVQ Level 3 or equivalent, Pharmacist, Podiatrist, Optometrist,

Hyperhydrosis Treatment (T5)

Including but not limited to MiraDry, this is a treatment designed specifically to reduce sweat and doesnt involve any surgical incisions or cuts. It provides an alternative to botox treatment for the elimination of sweat glands. Needlestick Injury Policy and Photograph Requirement Policy must be in place. Acceptable practitioners: Surgeon, Doctor, Physician Associate, Nurse, Dentist, Paramedic, Dental Therapist/Hygienist, Pharmacist, Podiatrist, Physiotherapist, Optometrist, Orthoptist.

Image Consultant

An image consultant will assist you in the following ways: to align your personal image with your professional goals, assess the impact of your current personal image, stay ahead of the competition with a dynamic and up-to-date appearance, choose the right cuts, fabrics, and prints for your figure, style preferences and lifestyle, discover how to make the most of your own personal colouring, learn how to apply a day make-up in the correct colours, achieve authoritative and accessible looks, discover the best hairstyles and accessories for you, create an easy to coordinate wardrobe for work and leisure, avoid the common pitfalls of image impact and enjoy the increased confidence from looking your best.

Intense Pulsed Light (T3)

Intense pulsed light, commonly abbreviated as IPL, is a technology used by beauty practitioners to perform various skin treatments including hair removal and photo rejuvenation.

Laser Hair Removal (T4)

Laser hair removal is the process of hair removal by means of exposure to pulses of laser light that destroy the hair follicle. Patch test requirement applicable. Acceptable practitioners are Surgeon, Doctor, Physician Associate, Nurse, Paramedic, ODP, Beauty Therapist NVQ Level 3 or equivalent, Dentist, Podiatrist, Pharmacist, Dental Therapist/Hygienist, Optometrist,

Laser Therapies (T4)

A therapy which uses laser technology to perform various skin treatments including but not limited to pigmentation issues, treating fine lines and wrinkles, removing birthmarks and scars, skin refreshment and tightening, thread veins and fungal nail treatment. Acceptable practitioners are Surgeon, Doctor, Physician Associate, Nurse, Paramedic, ODP, Beauty Therapist NVQ Level 3 or equivalent, Dentist, Podiatrist, Pharmacist, Dental Therapist/Hygienist, Optometrist,This also needs to be split out by ablative and non ablative. Subject to patch test requirement and skin type checked on the Fitzpatrick scale. For skin types 5 or above, must have minimum 1 year experience.

LED Light Therapy (T2)

LED Light is used to treat a range of facial skin conditions. The client will lie down under the LED lights which will help to improve the condition of the skin by reducing anti-inflammatory effects post-treatment, reducing sedum production, improves skin texture, stimulates collagen production, improves cellular activity. Individuals must be NVQ Beauty level 2, minimum.

Low Level Laser Therapy (LLLT)

It is non- invasive and the light can be passed over the body with or without contact. It is a pleasant and relaxing therapy.

Magnesium Wrap

Far Infrared (FIR) Magnesium Wrap is a process using magnesium salts and far infrared energy to relieve pain and promote general health. The ingredients are magnesium oil, or diluted magnesium flakes (magnesium chloride), or Epsom salt (magnesium sulphate). The focus is on aches, pains, muscle spasms, back ache, and sports injuries (with the understanding that doctors assessment and consent will be requested prior to the treatment). The treatment utilises relaxing and pain relieving properties of magnesium salts and far infrared energy.

Makeup artist

The business activity of makeup artist using professional makeup products, typically working with (but not restricted to) models, photographers, designers, and weddings strictly subject to using professional makeup products and no permanent or semi permanent makeup or procedures.

Manicure & Pedicure

Nail cutting and filing, application of nail polish and the massage of feet and hands.

Medical Chemical Peels (T4)

Medical Glycolic Skin Peels up to 70% strength, also known as skin peels or chemical peels. A product based exfoliant made from fruit or sugar cane acids which stimulate the collagen and elastin production which is what makes the skin look firm and smooth. The additional benefit of having a skin peel is that it creates an exfoliating effect on the skin, which will leave the younger and fresher looking skin. Glycolic peels are the mildest form affecting the superficial layers of the skin. Acceptable practitioners: Surgeon, Doctor, Physician Associate, Nurse, HCA, Dentist, Paramedic, ODP, Dental Therapist/Hygienist, Podiatrist, Physiotherapist, Optometrist, Orthoptist.

Mesotherapy (T4)

Mesotherapy is a non-surgical cosmetic treatment that uses injections of vitamins, enzymes, hormones, and plant extracts to rejuvenate and tighten skin, and remove excess fat. Excluding Mesotherapy (PPC) for removal of localised fat which is not suitable for this programme and will need to be performed by doctor or nurse. Acceptable practitiones are; Surgeon, Doctor, Dentist, Physician Associate, Nurse, Pharmacist, Dental Therapist/Hygienist, Podiatrist, ODP, Optometrist, Paramedic

Micro-current

Micro-current stimulation delivers tiny electrical impulses that mirror the bodys own natural bio electrical field. In most cases, treatment is virtually sub-sensory.

Microblading (T3)

Microblading is a form of semi-permanent make-up where pigment is implanted under the skin with a manual handheld tool instead of a machine. Provided that the Insured has received training from an accredited and regulated training provider, and treatment will not proceed in the existence of any contra-indications.

Microdermabrasion (T3)

Microdermabrasion is a non-chemical, non-invasive procedure that uses aluminium oxide crystals, walnut shells or polishing grains to remove the outermost layer of dry, dead skin cells and reveal younger, healthier-looking skin. Provided that the Insured has received training from an accredited and regulated training provider, and carries out patch testing before treatment.

Microneedling (T3)

Use of needles to prick the skin to allow collagen to repair the skin to look more youthful, remove pigmentation, increase elasticity. Rolling or pressing it gently into the skin before applying active ingredients. Subject to needlestick injury policy in place. Sanitisation protocols and infection controls in place.

Micropigmentation (T3)

Micropigmentation, also referred to as semi permanent make-up or dermal-pigmentation, is a process whereby pigments are implanted beneath the top layer of skin, by needle micro insertion. Can be used to re-align facial features such as eyebrows, lip line and eye line. Provided that the Insured has received training from an accredited and regulated training provider, and treatment will not proceed in the existence of any contra-indications.

Mineral Weight Loss Wrap

Far Infrared (FIR) Mineral Weight Loss Wrap is the use of magnesium salts, clay and far infrared energy to promote weight loss. The focus is on boosting circulation and sweating, which aims to speed up metabolism and sweating, leading to removal of excess water and impurities. Clay aims to absorb impurities and draw toxins out of the body. There are also multiple other benefits to using the treatment .

Non-surgical breast and/or buttock lift

This uses a combination of vibration therapy and suction to help increase the blood flow and muscle stimulation resulting in larger and/or firmer breasts or buttocks. Excluding use of any form of cosmetic injectables.

Non-Surgical Rhinoplasty (T5)

It is a non-surgical procedure using fillers to help the reshaping and streightening the features of the nose. It is temporary procedure that needs to be repeated every 18 months. Needlestick Injury Policy and Photograph Requirement Policy must be in place. Acceptable practitiones are; Surgeon, Doctor, Physician Associate, Nurse, Dentist, Paramedic, Dental Therapist/Hygienist, Pharmacist, Podiatrist, Physiotherapist, Optometrist, Orthoptist.

Oxygen Therapy

Oxygen Therapy is adding nutrients back into the skin via gel and activating the gel with a spray (like a makeup application air spray) called activator. Oxygen Serum and activator are packed with active ingredients which help to restructure the skin, visibly plumping out lines and wrinkles. This means the treatment continues to work long after you leave the salon, stimulating cell regeneration for a firmer and more youthful look.

PDO Threads (T5)

Polydioxanone Thread (PDO) lift is a non-surgical, minimally invasive procedures for facelift, improvement in the appearance of fine lines and wrinkles and it stimulates natural collagen production. Acceptable practitiones are; Surgeon, Doctor, Physician Associate, Nurse, Dentist, Paramedic (with min. 1 year's aesthetic injectable experience), Pharmacist

Phlebotomy (T3)

Blood samples are taken. Some have to be centrifuged. The samples may then be sent to the laboratories for processing and testing. Individual must be a trained/qualified in phlebotomy and medically trained.

Plasma Shower (T4)

Plasma Shower is used for skin tightening across the face & body, and the treatment of acne, stretch marks and various skin vegetations. Plasma Shower treatment uses advanced technology to generate plasma energy which is then applied directly to the skin using a special handpiece. Skin types on the Fitzpatrick scale must be checked and experience in dealing with high-risk skin types 5&6 if relevant. Acceptable practitioners: Surgeon, Doctor, Physician Associate, Nurse, HCA, Dentist, Paramedic, ODP, Dental Therapist/Hygienist, Pharmacist, Podiatrist, Beauty Therapist NVQ 3 or equivalent, Aesthetician Optometrist.

Prescribing (T5)

The prescription of medication used in conjunction with the approved business practices on this policy. (Botulin Toxin A and dermal fillers must involve a face-to-face consultation first). Acceptable practitioners: Surgeon, Doctor, Nurse Prescriber, Dentist and Prescribing Pharmacist who maintain current registration with their relevant governing body and have completed the independent prescribing programme relevant to the field of practice and which is approved by their relevant governing body.

Saline Tattoo/Permanent Make-up Removal (T3)

Saline tattoo/permanent make-up removal is a process by which the skin is penetrated with a saline solution (salt + purified water) to break up the tattoo pigment and pull it out of the skin. Slower but safer than other tattoo removal methods this fading technique can be used in any area. The procedure is similar to tattooing or microblading but instead of injecting ink underneath the skin, it works in reverse, pulling the ink out and lightening the area. Practitioners must be qualified and trained in administering this treatment including the provision of before and after care guidance to the client. Skin type checks on the Fitzpatrick scale in place prior to treatment being provided.

Sclerotherapy / Microsclerotherapy (T5)

Sclerotherapy and Microsclerotherapy is the treatment of varicose/spider/thread veins in the legs. Medicine injected into the blood or lymph vessels over a period of time causes the veins to shrink and reduce in appearance. This is a non surgical procedure requiring only an injection. Acceptable practitioners: Surgeon, Doctor, Physician Associate, Nurse, Dentist, Paramedic (with min. 1 year's aesthetic injectable experience), ODP, Dental Therapist/Hygienist, Pharmacist, Podiatrist, Physiotherapist, Optometrist.

Semi permanent make up (T3)

The introduction of inert pigment to the dermis via machine or manually. Provided that the Insured has received training from an accredited and regulated training provider, and treatment will not proceed in the existence of any contra-indications.

Skin Boosters (T5)

Including but not limited to Redensity, Jalupro Profhil. Skin Boostersare micro-injections of fillers in theskin. They stimulate production of collagen and elastin. They hydrate, firm and actually rebuild new, younger-looking skin cells. The injector must have a right of recourse against the supplier/manufacturer and products are purchased from the local supplier/representative only who holds full products coverage and a written right of recourse against the manufacturer, wherever based. Needlestick Injury Policy must be in place. Acceptable practitioners: Surgeon, Doctor, Physician Associate, Nurse, Dentist, Paramedic, Dental Therapist/Hygienist, Pharmacist, Podiatrist, Physiotherapist, Optometrist, Orthoptist

Spa Facilities (T3)

Use of hot tub, saunas, steam rooms and spas either prior to a therapy or as a therapy in itself. Subject to insured having wet floor exposure management and health and safety protocols in place when utilising hot tub, sauna's and steam rooms.

Spray Tanning

Airbrush tanning of the skin with a spray gun.

Sugaring

Removal of excess hair on the face and body using a sugar paste

Tanning

Hands on application of tanning products to produce a temporary tan.

Tanning Sessions (T3)

A controlled way to tan and can provide appropriate levels of UV to ensure sufficient levels of vitamin D are achieved and maintained. Amendment of cover: use of sun beds

The following is added to What Is Not Covered, A;

1. the use of sun beds unless: i. the tubes used within the equipment emit UVA and UVB rays only; and ii. the equipment is used, maintained and serviced in accordance with manufacturers instructions; and iii. the manufacturer's training has been undertaken by all therapists operating or supervising the operation of the equipment; and iv. equipment used is under 5 years old and is owned, hired or leased and used exclusively by you; and v. a client record card is completed prior to each use and a Special Notice for the use of Tanning Equipment has been provided to the client and signed by the client prior to each use; and vi. protective goggles are provided to the client prior to each use; and vii. manufacturers' warning signs are dearly displayed around the vicinity of the solarium and located at eye level; and viii. the equipment time settings are operated only by qualified therapists and the therapist responsible for supervising the operation of the equipment at the time of its use has checked that the timer is switched off at the end of each session; and ix. each sun bed operates an automatic shut off once the set time has elapsed; and x. you have provided us with a copy of your sun bed information leaflet which contains precautions of use and contraindications which is given to clients prior to the commencement of each tanning session and we have confirmed to you in writing that this is acceptable; and

2. cancer arising from, or contributed to by, the use of sun beds.

Special notice use of sunbeds Special notice: use of sun beds

Do not use if you - are under 16 years of age - burn easily or tan poorly - are taking drugs or cosmetics known to be photosensitizing - have had skin cancer - have or suffer from sunburn or windburn.

Consult with your doctor before use if you: - are taking a course of medication or other medical treatment Are pregnant - have abnormally high or low blood pressure or circulatory problems Have a recent fracture or scar tissue.

You must: - check with the operator as to your suitability for this treatment - remove all perfumes, cosmetics, oils, deodorants etc before treatment - wear the goggles provided at all time - not exceed the recommended exposure time and frequency - avoid the following treatment for 48 hours before and after use of tanning equipment (Aromatherapy Waxing or Sugaring Facial peeling Micropigmentation IPL or laser).

Use of tanning equipment should be restricted to 3 times a week with a break of at least 1 day between sessions.

Tattoo Artist (T3)

A tattoo artists is someone who applies permanent decorative tattoos by inserting pigment into the skins dermis. 1) Excluding scarification 2) If working with minors, Insured must obtain parental consent prior to work carried out. 3) Provision of bloodborne pathogens/disease prevention certificates must be obtained 4) Aftercare plans given to all clients 5) Sterilisation protocols in place 6) Needlestick injury policy in place (SHARPS policy).

Tattoo Removal (T4)

Tattoo removal is most commonly performed using lasers that break down the ink particles in the tattoo into smaller particles. This is typically done over a series of treatment sessions, the number of which depend upon the type and placement of the tattoo as well as the pigment of the skin. Patch test requirement applicable. Acceptable practitiones are; Surgeon, Doctor, Physician Associate, Nurse, Paramedic, ODP, Beauty Therapist NVQ Level 3 or equivalent, Dentist, Dental Therapist/Hygienist, Pharmacist, Optometrist.

Teeth Whitening (T3)

Gel is applied to teeth then blue LED lamp applied to enhance performance of gel to help remove built up stains from teeth and improve colour of teeth. Insured must be a qualified Dental professional.

Threading

Natural hair removal - threading involves twisting a thread of pure cotton between the fingers and around rows of hair to pull them out of their roots.

Ultrasound Cavatation

Client reveals area being treated and therefore may not be undressed unless for back area. Ultrasound gel is applied to the area being treated and high frequency ultrasound is applied in smooth gentle movements. This is to acheieve the elimination of the fat through a natural process. RF frequency is also used in the same way.

Ultrasound Therapy (T3)

A therapeutic ultrasound machine (1 and/or 3 MHz) treatment head is applied to the skin over the injured/problematic "soft tissue" area and moved slowly over the area. The process stimulates tissue repair, increases blood flow to the area, rehydrates the fascia/scar tissue, increases the permeability of the body cells, and encourages white blood cells associated with tissue repair to move to/work in the treated area. The insured must be a qualified Sports Therapist or Physiotherapist, or hold a qualification in another field of equal standing and relevance. Excluding any pregnancy related ultrasounds.

Warm Wax Therapy (T3)

Use of scented paraffin wax to moisturise and soothe the hands. Can also be used on elbows, knees and feet. Hands are dipped into the molten wax five times, wrapped in a towel and left for 15 mins. The wax is then removed from the hands.

Wax Hair Removal

To remove unwanted body hair for cosmetic reasons using wax. Cover is provided subject to the practitioner being suitably qualified in wax hair removal.

Weight Loss Injectibles (T5)

Including but not limited to the use of Saxenda & Ozempic. It is a weight loss programme incorporating licenced prescription medication and dietary planning. It is used as a kick start to a healthier lifestyle and weightloss. Acceptable practitioners: Surgeon, Doctor, Dentist, Prescribing Nurse, Prescibing Pharmacist. Must be CQC registered if applicable, must follow NICE guidelines

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