All the essential protection you need...
In the event you have an accident that causes a long term or permanent disability or death, that prevents you continuing your business.
Protection in case of a hack, misuse or breach of data, virus transmission, IP infringement and defamation.
Ideal for mobile workers, or when you have mobile equipment in transit or temporary storage.
Usually a legal requirement if you have employees, apprentices, or work experience students.
For your salon, office or home, this covers computers, furniture, equipment, goods and more..
See and search through the full list of services you can get covered for, it’s growing every day!
See what other interesting sectors we work with.
Something gone wrong? Don't panic. Know what to do and not do if you get a claim, and how to submit your claim details.
Our comprehensive FAQ section should answer all your questions but if not we're always here to help.
We hope you won't need this information but if you do, learn how your complaint will be handled.
Check us out before you purchase. See how our quote, policy issue, renewal and policy management will work.
Knowledge, experience and qualifications are all vital, but understand why we don't ask you to send proof when insuring you.
Working in this field can be incredibly rewarding, as you bring joy and confidence to clients. However, the expanding array of treatments and services also means that the associated risks are higher than ever.
Speak directly with one of our team during working hours, or email if more convenient. We're here to help!
Read the small print of our policy wording to understand your cover.
Learn all about the world of small business, insurance tips and helpful info about your industry
Hear what our customer have to say about their experience with Westminster
Not sure what insurance you need? Use the insurance checker to find out.
Learn about who we are and why we've dedicated ourselves to safeguarding the dreams and aspirations of entrepreneurs for over 20 years.
You're building a business, we're here to protect it - Simply, quickly & affordably.
Established since 2003
Authorised
Recommended by training, accreditation and membership bodies.
A+ rated insurer
With Westminster Insurance, you’re protected from day one—whether you work from a salon, clinic, at home, or offer mobile aesthetic services.
Everything you need in one simple policy.
For professional mishaps including mistakes in your work, bad advice or negligence.
For injury to others including clients and third parties, and damage to property
Covers injury or damage caused by products you supply or use.
Protects you if a client alleges that your treatment or advice caused them physical or emotional harm
Extra built-in protections like defamation, breach of confidentiality, and more.
Professional Indemnity insurance protects you if a client claims that your advice, service, or work caused them financial loss or reputational harm. Whether it's a mistake, oversight, or miscommunication, it covers legal costs and compensation if you're found to be at fault — helping you defend your reputation and your business.
Public Liability insurance covers you if someone is injured or their property is damaged because of your work. It protects against claims made by clients, members of the public, or venue owners — covering legal fees and compensation if you're held responsible. Essential for anyone interacting with people or working in different locations.
Protects your business if a product you sell, or use as part of your service causes injury or damage. This includes handmade goods, skincare products, teaching resources or tools used during your service.
Medical Malpractice insurance protects you if a client claims your treatment, therapy, or wellness service caused them harm — physically or emotionally. It covers legal defence and compensation costs if you're accused of causing injury or distress through your professional techniques, advice, or products.
Automatically included extras that enhance your protection — covering things like breach of confidentiality, defamation, dishonesty by staff, loss of documents, and more.
Giving comfort and removing the hassle and stress.
No salesmen, no gimmicks! We just make insurance easy.
Adjust your policy easily as you grow with no admin fees
Get your quote and coverage within minutes, with a simple online quote
A client experiences swelling or inflammation beyond what was explained and files a medical malpractice claim alleging improper injection technique.
A client sustains a visible burn or pigmentation change from a laser or chemical peel, resulting in a claim for physical injury.
A client slips on a wet floor in your treatment space and raises a claim for injury.
While performing a mobile treatment, you accidentally damages a client's property.
A client claims they are emotionally distressed from the fallout of a treatment gone wrong.
A consultation form containing sensitive treatment history is left visibale to the wrong person, and the client files a confidentiality claim.
Build your policy to include cover for areas you need
Cover should you suffer a serious accident which leaves you unable to work or leads to your death.
Includes mobiles, laptops, cameras and video equipment, tablets, exhibition equipment, tools and more.
Designed to tackle the problems associated with your computer systems, websites and emails.
Protection for your office essentials, from computers and furniture to documents and signage.
Employee Liability insurance is a legal requirement if you have employees.
You became an aesthetician to transform skin and boost confidence—not to stress over paperwork, claims, or confusing policies. But even the most careful treatments carry some risk—and one small incident could lead to a costly claim. That’s where Westminster comes in. We specialise in protecting beauty professionals who work in salons, clinics, at home, or on the move. Our cover is flexible, simple to set up, and easy to adjust as your services grow. And if you ever need help? You’ll speak to a real person who understands your industry—not a bot or a generic call centre. You focus on helping clients look and feel their best—we’ll make sure your business stays protected.
A few simple steps, and you'll have a quote that's tailor-made for you. With immediate purchase, or time to think about it, the option is yours.
Choose from a wide list of services and add as many as you like.
Add the protection you need at the level you want, including optional extras like workplace contents or employers' liability.
You're protected in minutes, and you can update your policy anytime—no fees.
Build your custom policy and get insured in minutes with our simple online quote builder. If you have any question, reach out to our helpful team at 01305 839 939.
Join the thousands of businesses that trust us not just for our tailored insurance solutions, but for our exceptional customer service. We're not just your insurer; we're your partner, ready to support you whenever you need us.
Phone and you'll get through to real people straight away - no automated phone systems, long wait times or generic scripts. We're here to help, not hold you up.
Helping thousands of customers along the way
By Accreditation bodies, Training Schools and our Clients
Big enough to lead. Small enough to care
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Westminster provides flexible, affordable insurance for aestheticians and beauty therapists across the UK. Our tailored policies include public liability, professional indemnity, and malpractice cover—designed for salon, clinic, home-based, and mobile professionals.
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