How it
Works
Your One Stop
for Small Business Insurance
Tailored protection in less than 5 minutes, from just £7.49
How it works
STEP 1
Introduce Yourself & Your Business
First, tell us a little about your business and the services you provide.
We understand that as an entrepreneur you may do many different things - that's why we don't define you by just one practice.
You can add as many practices to one policy as you like without it affecting the price. Pay for one highest rate practice and get the rest free of charge.
With hundreds of practices to pick from we're confident you'll find what you're looking for, but if not let us know and we'll see if we can add it for you!
STEP 2
Pick Your Cover
Great, Now that we understand your business, let's tailor your coverage!
Our Essential Core Cover provides comprehensive protection,
by combining Professional Indemnity, Medical Malpractice,
and Product Liability into one package.
Learn more
For even broader coverage, explore our extra covers to find the perfect fit for your business needs.
STEP 3
Choose Your Protection Level
You get the freedom to choose exactly how much protection you want for each area of cover for your business.
So you get exactly the cover you want in the areas you need. So you never pay for protection you don't needGetting exactly what you need, no more no less.Never paying more than you need to.
STEP 4
Review Your Quote
Your custom quote has been built and it's ready for review!
Take your time to examine it and proceed to payment when you're ready. Our policies are annual, but for your convenience, payments can be made monthly or yearly.
If you need time to think about it, your quote will be saved for 30 days, allowing you to edit or proceed with itwhen you're ready.
STEP 5
Get Protected
When you are ready to move forward you'll receive instant business protection with your policy documents delivered straight to your inbox in minutes.
All policies are annual but with monthly or yearly payments available, you choose the termsthat suit you.
BONUS STEP
Manage Your Policy
We understand that as your business grows, your protection needs to grow with you.
That's why at Westminster Insurance, you're in control. Adjust your policy online, anytime—update coverage, add practices, or change protection levels with just a few clicks.
Customer Support
With the best customer support in the industry you enjoy no long wait times and real people ready to assist you. Whether you have a question about your policy or want to submit a claim - we'll pick up the phone!
We don't use automated phone lines or offshore call centres. We are a team with over 20 years experience in the industry ready to answer any question you have.
As a family business that understands the hard work it takes to be the best, we pride ourselves on the fact you are never just a name or number. You're a partner in our success, and we're a partner in yours!
When you get insured with us you are getting a partner for your business that grows with youand cares about your journey.
Making a Claim
At Westminster Insurance, we understand that needing to make a claim can be a stressful time. Whether it's a minor mishap or a significant setback, we're here to take the weight off your shoulders. Our goal is to make the claim process as straightforward and hassle-free aspossible, simply provide us with the details and let our Claims team take care of the rest.
If you need to make a claim, or want to notify us of a situation that may lead to a claim, check out our Claims page for guidance, email claims@westminster.global or give us a call us on 01305 839939 (Monday - Friday, 9am - 5pm, except bank holidays).
Why your business needs insurance
Every business, no matter its size or sector, faces risks that could potentially disrupt its operations, its financial stability or even threaten to close its doors for good. If your business is public facing then being prepared for the unexpected is not just wise—it's essential. From a solo fitness instructor to a multinational consultancy firm, the right insurance policy acts as a critical safety net, protecting against unforeseen events and liabilities. Here are just some example of things that can go wrong:
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Client Injuries
From a slip in a yoga studio to an allergic reaction in a beauty salon, client injuries can lead to medical claims and lawsuits, putting your business at financial risk.
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Professional Errors or Omissions
For consultants, a piece of advice that leads to a client's financial loss could result in a costly claim against you for damages, covering everything from legal fees to compensation.
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Data Breach
Businesses holding personal data are vulnerable to cyber-attacks. A breach could expose you to confidentiality claims, alongside the costs of recovery and reputational damage control.
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Theft of Equipment
The loss of essential tools and equipment to theft can cripple a business, making the replacement cost prohibitive without the safety net of insurance.
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Employee Claims
Claims from employees over illnesses or injuries can escalate, resulting in legal battles that are expensive to resolve.
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Misrepresentation of Services
If a client believes they did not receive the results promised or if an employee misrepresented the effectiveness of a treatment, they might file a claim for breach of contract or false advertising.
Get your free online quote today
Welcome to a different kind of insurance experience for small to medium-sized businesses - from salon owners and business consultants to tattoo artists and yoga instructors.
