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Privacy-policy

Our Privacy Policy


This policy explains what types of personal information will be gathered when you visit the Westminster Insurance website, and how this information will be used.

If you follow a link to any other website, please check their policies before you submit any personal information to those websites.

Information collected

When you provide your information to us via our website, by email or over the phone we only ask you to supply information that we need in order to provide the service you have requested.

To enable us to provide insurance quotes, insurance policies, and/or deal with any claims or complaints, we need to collect and process personal data about you.

Similarly, if you wish to engage in an Introducer-Resource Partner agreement, we need to collect and process personal data about you.

We may also collect information about your computer, including where available your IP address, operating system and browser type, for system administration and to report aggregate information to our webmasters. This is statistical data about our users' browsing actions and patterns which allows us to ensure that content from our site is presented in the most effective manner for you and for your computer.

We do not store card details.

How the information collected is used

Personal information provided to Westminster Insurance by you will be used to:

  • provide you with the service or information you’ve requested
  • keep you informed and updated on relevant products you may be interested in
  • improve our website and the range of services and products we provide
  • provide you with useful information about data news, events and conferences
  • administer your account

Personal information will not be sold to third parties or provided to direct marketing companies or other such organisations. Personal information collected and/or processed by Westminster Insurance Ltd is held in accordance with the provisions of the Data Protection Act 2018

Demographical and statistical information about user behaviour may be collected and used to analyse the popularity and effectiveness of the company's website. Any disclosure of this information will be in aggregate form and will not identify individual users.

How we store information collected

Information which you provide to us will be stored on our secure dedicated server which is hosted by a third party contractor in London UK. Information that we collect from you will not be transferred outside UK, except for administration access and backup purposes.

By submitting personal information, you agree to the storing and processing and access as set out above.

We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy.

Who we share your information with

Personal information provided to Westminster Insurance Ltd by you will be shared with certain third parties who are essential to the provision of the service/product being provided and/or to perform activities on our behalf. This includes the insurance underwriters, claims agents and service providers. By supplying this information, you are consenting to Westminster Insurance Ltd sharing it with essential third parties.

We (or third parties acting on our behalf) may store or process information that we collect about you in countries outside the European Economic Area ("EEA"). Where we make a transfer of your personal information outside of the EEA we will take the required steps to ensure that your personal information is protected. Such steps may include placing the party we are transferring information to under contractual obligations to protect your personal information to adequate standards.

We may also disclose your personal information to third parties if we are under a duty to disclose or share such information in order to comply with any legal obligation or to protect the rights, property or safety of Westminster Insurance Ltd, its staff or others.

Our legal basis for processing your personal information

Contract

Much of our processing will be under the basis of “contract”.

‘Date processing is necessary for the performance of a contract to which the data subject is party or in order to take steps at the request of the data subject prior to entering into a contract’

Put simply, we need and use your personal information to provide you with the service or information you’ve requested.

Consent

However, where we are communicating with you regarding products and services you may be interested in receiving from us in the future our basis for processing is ‘consent’ which you have given freely. This consent may be withdrawn at any time.

Should you wish to not receive information from us in the future you can quickly action this by clicking the unsubscribe link you will find on our marketing e-mails or by sending your details to mail@westminster.global and we will remove your consent immediately.

Please note that should you wish to withdraw your consent this may prevent us from being able to provide the required product or service.

"Cookies"

None of our programs specifically instruct the creation of cookies, but dependent upon the configuration of your browser your system may create cookies. If cookies are created, it is only to enable the correct functioning of the site.

We do not save or use these cookies for any purpose other than the correct functioning of the website and we do not share this information about you.

The use of cookies automatically identifies your browser to our computers whenever you interact with our site. You should note that if you do disable cookies, you may not be able to access all the services on this site

Please refer here for a simple explanation of what a cookie is, what it does and its value.http://www.bbc.co.uk/privacy/cookies/about

Information – your right to access, rectify, block and remove

Access

The Data Protection Act 2018, and more recently the General Data Protection Regulation, gives you the right to:

  • access the personal data and supplementary information we hold about you
  • be aware of and verify the lawfulness of the processing.

If at any stage, you would like to check the information held by Westminster Insurance Ltd about you please contact us. We reserve the right to take reasonable steps to confirm your identity before making any disclosure of information.

We will send you the information within one month in the format you prefer; by letter or in electronic format. There is no charge for this service.

In certain cases, you may have the ability to view or edit your personal information, in ‘your account’ area online.

Rectification

Following your request for access, you can request rectification or removal of your data. This can be requested if:

  • The personal data is incorrect;
  • The personal data is incomplete or not relevant to the specific purpose for which it was collected;
  • There is no compelling reason for its continued processing.

Westminster Insurance Ltd will answer your request within one month

To block or remove

You may request that your data is:

  • Blocked: meaning it is still held but cannot be processed in any way.
  • Removed: the full deletion of your data

In some cases we may not be able to comply with your request (for example, where there is a conflict with our own obligations to comply with legal or regulatory requirements). If we feel unable to take action in response to your request we will inform you of our reasons for this and your right to complain to the supervisory authority and to a judicial remedy.

Please note that should you wish to block or remove your data this may prevent us from being able to provide the required product or service.

What to do if you have a complaint

If you have a complaint please contact our Data Protection Officer, Gail O’Donovan at gail@westminster.global who will deal with your request promptly.

You have a right to complain to the Information Commissioner's Office (ICO) if you believe that any use of your personal information by us is in breach of applicable data protection laws and

regulations. More information can be found on the Information Commissioner’s Office website: https://ico.org.uk/

Making a complaint will not affect any other legal rights or remedies that you have.

Changes to our Privacy Policy

The Privacy Policy is updated on a regular basis, so you are encouraged to review it whenever visiting our site.

Most recently updated 24/08/2020

If you would like to see earlier versions, please contact gail@westminster.global

Contact

Any queries or concerns about privacy on this website should be sent by email to gail@westminster.global

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