Spiritual & Astrological
Insurance
Spiritual & Astrological
Insurance
Tailored protection in less than 5 minutes, from just £7.49
- Public Liability
- Professional Indemnity
- Medical Malpractice
- Products Liability
Established since 2003
Recommended by training, accreditation and membership bodies.
Insurance for Spiritual & Astrological practitioners
Spiritual and astrological practitioners offer insights on life's big questions and crucial healing to the individual. Westminster respects the unique nature of your work, offering insurance that covers everything from tarot reading to crystal healing and spiritual counselling. With our coverage, you can focus on guiding your clients, assured your practice is protected as you grow.
Practices we cover in this sector
See the list of practices we feel would be of most interest to you. If you can't find what you're looking for or offer a more diverse range of services check out our full list.
IMPORTANT TIP: You may find that the business practice name differs a little from what you may call it, but provided that the description matches what you do, this will provide the cover you require.
Abe Healing
Abe Healings is a form of spiritual healing which involves pulling out, replacing and sealing energy interferences.
Akashic Records
The Akashic records are a compendium of all universal events, thoughts, words, emotions and intent ever to have occurred in the past, present, or future in terms of all entities and life forms, not just human. Akashic Records sessions offer insight into what weighs heaviest on your heart and why, followed by steps on how to move forward. It offers guidance, clarity, helps find passion, improve and strengthen relationships, reconnect with your true self, offers support in finding your purpose and soul growth.
Angel Card Reading
Communicating and receiving messages from guides, spirits, angels and the afterlife through the use of cards, in a similar fashion to Tarrot, where the cards used have assumed meanings that are shared with clients.
Angel Therapy
Angel Therapy is a non-denominational spiritual healing method that involves working with a person's guardian angels and archangels, to heal and harmonize every aspect of life.
Angel Work
Angel work is described as communicating and receiving messages from guides, spirits, angels and the afterlife.
Astro-Therapy
Astro-therapy uses correlations between celestial events and human experience to help increase self-awareness, to gain insight during periods of change, growth and opportunity and also to find meaning in times of difficulty.
Astrology
A group of systems, traditions and beliefs in which knowledge of the relative positions of celestial bodies and related details is held to be useful in understanding, interpreting and organizing information about personality, human affairs and other terrestrial affairs.
Put another way, the art of understanding the correlation between celestial events and human experience.
Aura Imaging Photography
The photographic process reveals visible auras around the objects photographed and uses the principles of colour therapy to interpret the photograph.Each of the seven colours of the spectrum, resonates with one of the main seven chakras of the body. These chakras are like spirals of energy, each one relating to the others. Chakra (pronounced sha-kra) is the Sanskrit word for ' wheel'. Colour Therapy aims to balance and enhance our body's energy centres / Chakras and also to help stimulate our body's own healing process using the seven colours of the spectrum.
Cacao Ceremony (T2)
Cacao Ceremony is a holistic healing therapy that has been used by ancient cultures worldwide for centuries. This therapy involves a communal gathering with a sacred circle (or one on one circle), music etc. and drinking ceremonial cacao which brings the participants to the same energetic frequency. The ceremony helps re-balance the energies within, restore good health, get clarity, set intentions, inner processing, mood elevation, increase vitality, enhance intuition and empathy and soothe symptoms of PMS etc. This is for holistic purposes only and is not to replace traditional methods of medicine/medical assistance from qualified medical practitioners.
Conditions:
- Excludes diagnosing or treatment of medical ailments, and prescribing. The Cacao must only be given at the recommended dose.
Celebrant Services
To conduct civil ceremonies, religious, non- religious, bespoke ceremonies, baby namings and vow renewals.
Channelling
Channelling is described as communicating and receiving messages from guides, spirits, angels and the afterlife.
Cosmology
Cosmology is about how the universe works and how we as individuals fit into this. It is quantum mechanics from spiritual perspective.
Crystal Readings
A talking to, non hands-on practice which aids learning how to communicate and receive messages from guides, spirits, angels and the afterlife through the use of crystals in a similar fashion to Tarot. Also similar to Angel Cards and Numerology, where the crystals used have assumed meanings that are shared with clients.
Dowsing
Dowsing is a type of divination that uses hand held tools or instruments to search for that which is otherwise hidden from view or knowledge. It can be applied to searches for lost objects and pets, to locate underground water, metals or ores, gemstones, oils, malign earth vibrations etc without the use of scientific apparatus.
Face Reading
Making predictions using the face and the body about the past, the present and the future. Similar to palmistry but using the face instead of the hand.
Faith Healing
Faith healing, or divine healing, is the use of spiritual means in treating disease, sometimes accompanied (in extreme instances) with the refusal of modern medical techniques. Another term for this is spiritual healing. Faith healing is a form of alternative medicine.
Holographic repatterning
Holographic repatterning (HR) compares a human being to a hologram - a holographic plate can accommodate millions of images; one only has to change the angle of the light to see a different picture. HR can therefore be described as 'a method to identify and transform non-coherent frequencies that cause us to resonate with life depleting patterns that are preventing us from resonating with life-enhancing patterns'.
The HR practitioner believes that no matter how a problem manifests itself it could be physical pain or emotional disfunction, the underlying issue has to be identified and shifted. This is commonly referred to as an energy block.
In HR, a pattern is identified through discussion and a technique learned from kinesiology - a method of taping into body intelligence developed by an American chiropractor called muscle checking. The principle is biofeedback, meaning that the body and mind respond at a purely unconscious level.
I-Ching Readings
Learning how to communicate and receive messages from guides, spirits, angels and the afterlife through the use of coins or yarrow stalks to cast a pattern known as a hexagram of the I-Ching. Similar to tarot cards, oracle cards or numerology, the I-Ching hexagrams have assumed meanings that are shared with clients.
Ignite Your Spirit Therapy
IYS Therapy reveals the radiant spirit, disperses the clouds and sets us free to be who we really are, shining with an inner lustre, sparkle and happiness. Even long-term problems can be diminished or alleviated by this potent healing modality. The difference one feels is usually immediate but can kick in over a period of several days or even weeks. For some conditions multiple treatments are required; the client will be advised by their professional and highly qualified IYS Therapist about what is best for them. When the burden of stale energy is removed, the body can naturally heal itself of most things When you Ignite Your Spirit, life has more colour, freshness and vitality than ever before. The client will feel more at peace, happier and more open to positive experiences. This is true wellbeing. IYS Therapy was devised by Shakti Durga and is a culmination of many years studying with various international masters and spiritual teachers to create this unique healing modality that works on the clients physical, mental, emotional, etheric and soul bodies.
Integrated Energy Therapy
Integrated Energy Therapy (IET) is a gentle non-pervasive form of hands-on healing using the violet angelic energy ray - clearing energy blocks that have accumulated in the body that hinder the natural flow of energy - physically, mentally, emotionally and spiritually.
Intuitive Artwork
Producing Creative Artwork intuitively that is being channelled from spirit/angels and using this artwork to sell images that can be used for meditation, visualisation or healing work.
Mary Network Healing
Mary Network Healing is a technique that results in emotional, physical, mental and spiritual healing.
It calls upon the power of the divine feminine to extract unresolved pools of emotions and unproductive thought forms. These blocks were created by a person's inability to deal with these emotional traumas at the time they occurred. These blocks often obstruct the flow of energy through the body and result in physical, mental and emotional pain.
The Mary Network healing techniques allow the practitioner to release blocked energy that has been held in the client's body. The practitioner guides the client to release the trauma held in the body's memory cells. Then the practitioner helps the client rejuvenate these memory cells, filling this void with golden-white light. Thus healing takes place within the physical body.
Matrix Reimprinting
Matrix Reimprinting is a meridian energy therapy developed from EFT (Emotional Freedom Techniques). It is a therapy that allows you to access and transform painful memories that may be holding you trapped in the past. Matrix Reimprinting uses classic EFT techniques that are based on the traditional Chinese Medicine Meridian Energy system that has been used in acupuncture for thousands of years. It also incorporates the laws of quantum physics, to produce a dynamic therapy where the results are both rapid and lasting. Matrix Reimprinting uses conventional EFT which involves tapping on acupuncture points with your fingertips whilst at the same time focussing on the issue to be changed. This will remove the emotional intensity out of a past memory. What you are then left with is to be able to recall your most traumatic and stressful life memories without any emotional disruption or stress, which is extremely beneficial, as negative past memories keep the body in a state of stress and can contribute to disease. However, with Matrix Reimprinting the memory is actually transformed. You can go into any past memory, say and do what you wished you had said and done, bring in new resources, and create and transform the picture you have of that memory.
Mediumship
Mediumship is described as communicating and receiving messages from guides, spirits, angels and the afterlife.
Meridian Energy Therapy
Meridian Energy Therapy is a non-invasive energy therapy similar to and sometimes described as Emotional Freedom Therapy.
Metaphysical Practitioner
A Metaphysical/Spiritual Healing Practitioner is one who learns the healing technique in a spiritual or religious setting; the healer feels this ability is a gift from God(dess), or that he or she is an instrument of Spirit, or an etheric healer to work through. Metaphysical and spiritual healing includes: magnetic, colour, crystal, mental, mediumship, scientific prayer and all psychic healings.
Metatronia Therapy
Metatronia Therapy is a multi-dimensional hands-on healing energy/resonance brought to us by Archangel Metatron, using his healing vibration, codings and Sacred Geometry. It is a very high, fine and transformative healing frequency, similar to Reiki but a different vibration, more transformational and more evolved light frequency. Reiki is very Earth based, where as Metatronia Therapy links us with One Source Frequency which is pure Source/Creator energy /vibration.
Moxibustion (T2)
Moxibustion is traditional Chinese technique that involves the burning of mugwort, a small spongy herb, to facilitate healing. The intention is to warm and invigorate the flow of Qi in the body.
Negative Energy Clearance
Negative energy clearance is the act of removing negative energies from space one occupies and/or a person to manifest blessings and bliss. Everything is energy including thoughts, emotions, and actions that leave energetic imprints in spaces such as home, office, building, land, in a person's energy field etc. There are many ways to perform energy clearance by using a variety of tools and methods such as but not limited to smudging, use of essential oils, flower essences, dried herbs, sage, palo santo, sound, salt, ring bells, wind chimes etc.
Neurokinesis
Working with the brain to remove the emotional charge to the memories. Through a hand technique using the meridians points in the hand to work with the brain to interrupt the pattern and cycle of old thoughts and habits.
Numerology
Numerology is the study of the symbolism of numbers. It is claimed that it can be used to determine a persons personality, strengths and talents, obstacles, inner needs, emotional reactions and ways of dealing with others. Whether you use numerology to examine your life, take advantage of unexplored opportunities, confirm your talents or simply figure out where to go next, practitioners claim numerology can be a penetrating tool that helps you understand yourself and loved ones better, presenting the whole picture, revealing all the diverse parts of your personality and how they come together to create the person you are.
Oracle Card Reading
Learning how to communicate and receive messages from guides, spirits, angels and the afterlife through the use of cards, in a similar fashion to Tarot. Also similar to Angel cards and numerology, where the cards used have assumed meanings that are shared with clients.
Ordained Ministry
An Ordained Minister is one who has been certified by a reputable organisation as a Metaphysical/Spiritual/Holistic Healer and who has completed the further education and performance requirements which evidence their ability and qualification to administer to the needs of others, conduct worship services to perform dedications, funerals, Baptisms, weddings and blessings and all other duties that devolve upon him or her as a Minister/Servant of God(dess).
Including: pastoral care, pastoral/spiritual (problem) counselling, healing prayer, seminars, lectures, teaching of mediation, healing, psychic/spiritual development, medium-ship, psychic readings, healing and channelling.
Conditions:
- No cover is provided if the substance of the claim could fall under the provisions of the Unfair Trading Regulations 2008.
Palmistry & Solestry
Making predictions using the hands/feet and the lines, shape, form of the hands/feet about the past, the present and the future. They may also give an insight into the person's character and emotions.
Paranormal Practice
The investigative study of paranormal activity undertaken by an experienced paranormal practitioner, provided without warranty.
Pendulum Dowsing
Pendulum dowsing, using a weight suspended by a thread or cord, wherein the dowser holds the cord in one hand and allows the pendulum to swing freely. The dowser then observes how the pendulum is swinging and interprets the motion to offer insights. It can be used to detect and cleanse negative energies from closed or open spaces or a person, identify and heal pathogens, balance the body's energy fields, find lost objects and pets, search and locate underground water, metals or ores, gemstones, oils, malign earth vibrations etc.
Physical Mediumship
Physical mediumship is the process whereby someone, in Spirit, usually known as a spirit operator (as compared to a spirit communicator), works or operates through the mental and physical energies of the medium and causes something physical to happen on the Earth plane. It is objective in nature; that is, when the phenomena occur, everyone is able to see and/or hear them. An example of this is the Ouija (wigi) board.
Physical mediumship
Physical mediumship is the process whereby someone, in Spirit, usually known as a spirit operator (as compared to a spirit communicator), works or operates through the mental AND physical energies of the medium and causes something physical to happen on the Earth plane. Physical mediumship is objective in nature; that is, when the phenomena occur, everyone is able to see and/or hear them. An example of this is the Ouija (wigi) board.
Psychic Readings
A psychic reading is a specific attempt to gather, see, perceive and discern information through the use of the senses of sight, sound, touch, taste, vision and instinct by those who claim to have psychic abilities. There are many types of psychic readings such as but not limited to Intuitive Reading, Psychometry, Spiritual Reading etc.
Conditions:
- Cover excludes practice on TV/radio or other media shows.
Psychic Surgery
Psychic surgery is the process of a person performing a non-invasive 'surgery' on a patient without the use of surgical tools and it removes harmful biological matter with his or her bare hands. The operation is performed through the abilities of the psychic surgeon, under the direction of a divine entity or spirits.
Conditions:
- Excludes providing a diagnosis and any guarantee of results.
Quantum Holographic Echo Healing
Alignment of the chakras, clearing past emotional blockages, releasing past life memory, allowing the client to talk through this process, clearing the body's energy field and re-setting a positive thought pattern working through ancestral memories.
Quantum Physics Therapy
Using the power of the mind to both visualise then manifest exactly what is required in your life to help achieve an emotional balance and achieve your goals.
Quantum-Touch
In principal the Quantum-Touch practitioner learns to focus and amplify life-force energy ("Chi" or "Prana") by combining various breathing and body awareness exercises.
Conditions:
- Cover excludes practice on TV/radio or other media shows.
Radionics
Radionics is a methodology for the detection and manipulation of subtle energies linked to physical matter: animal, vegetable or mineral. It is generally known as a system of vibrational healing wherein curiously configured black boxes are used to detect and treat disease conditions of a living body, be it animal or vegetable, anywhere in the universe. Radionics instruments consist generally of a circuit of resistors or capacitors arranged in a specific pattern or order, which provides a stable system of rates which may be dialed in to set the instrument for various organs or disease patterns. The mystery of the black boxes is no mystery once one understands the relationship between form, matter and energy.
Rahanni Celestial Healing
You remain clothed at all times, only taking off your shoes/footwear if desired. Either sitting in a chair or lying on a couch, the Practitioner will then connect to the Celestial Pink Angels and channel the healing light to the client through their hands, touch will be involved to gain the full benefit. The session usually lasts between 20mins to 40mins depending on the individual, you may feel warmth or a coolness in varying degrees and sometimes a light tingling sensation, usually a sense of peace and relaxation arises during the process. Rahanni means "Of One Heart" and is a gentle, yet highly effective therapy that heals very deeply at heart level. It can release negative energy and fears which we have accumulated from challenging experiences. Rahanni balances the masculine and feminine energies. It can bring a feeling of deep inner peace to the mind and body. Rahanni works on a high vibrational level therefore healing in a deep way. Rahanni works through a pink ray of light balancing the heart centre and healing emotions. It brings truth, love and compassion to each individual soul.
Reconnective Healing
Reconnective Healing is a form of healing that reconnects us to the fullness of the universe as it reconnects us to the fullness of our beings and of who we are. It is considered to be able to reconnect us to the universe and to our very essence not just through a new set of healing frequencies, but through possibly an entirely new bandwidth.
Reiki
Reiki is an energy healing technique that promotes relaxation and reduces stress and anxiety. Reiki practitioners use their hands to deliver energy to the body, improving the flow and balance of the energy to support healing. There are different types of Reiki that may be practised such as, but not limited to, Usui Reiki, Anusha Reiki, Jukiden Reiki, Rainbow Reiki, Imara Reiki, Tibetan Reiki, Crystal Reiki, Kundalini Reiki etc.
Remote Viewing
The technique to use the coordinates of a person's name/animal/or object to reveal details of either a diagnosis of a list of ailments within the person, or to describe a scene of an object anywhere within the world.
Runes
The runes are an ancient alphabet developed by the Norse and later expanded by the Anglo-Saxons. Each letter has an associated meaning. Typically drawn or carved onto small discs of wood the runes are dropped onto a cloth and the patterns they make are then interpreted.
Rune reading revolves around the belief that the runes can be used to gain insight into the past, current and possible future situations of the subject. Some believe they are guided by a spiritual force, such as Gaia, while others believe the runes help them tap into a collective unconscious or their own creative subconscious.
Sacred Esoteric Healing
This is a gentle hands on energetic healing modality whereby the practitioner gently places their hands on to specific areas of the clients fully clothed body in precise configurations intended to allow the body to restore harmony.
Scalar Energy Healing (T2)
This is an energy healing but it uses a device that harvests energy called Scalar. This therapy can be undertaken in person with the person sitting between the two scalar devices or else by distance. It can recharge the cells and give you the energy needed to feel healthy and contented at the physical, emotional, mental, and spiritual level. It is aiming to enhance the body's own ability to self-heal.
Conditions:
- Device must be MHRA Approved.
Seichim Healing
Seichim or Faith or divine healing, is the use of spiritual means in treating disease, sometimes accompanied (in extreme instances) with the refusal of modern medical techniques. Another term for this is spiritual healing. Faith healing is a form of alternative medicine.
Shadow Work Therapy
Shadow work is a process that helps an individual to work with their shadow selves to eradicate negative effects and to integrate the separate parts of themselves into one whole. It helps individuals develop self-awareness and ultimately, self-acceptance and compassion. The process works by allowing the individual to feel, acknowledge and understand the hidden parts of their being which leads to moments of awakening and achieving greater authenticity, creativity, and emotional freedom. Other benefits include, but are not limited to improved relationships through understanding themselves and accepting others; increased energy and improved immune system; overall enhanced state of wellbeing and mood, better communication with others; ability to set boundaries in their life etc.
Conditions:
- Excludes financial, legal and investment advice
Shamanic Healing
It is claimed that Shamanismis the oldest spiritual practice known to humankind. It dates back tens of thousands of years. Although the word 'shaman" is a Siberian word, Shamanism has been practiced throughout all areas of the world. It has seen cultures rise and fall. The fact that it has survived and thrived is testament to its power and use.
Throughout its long and varied history, Shamanism has taken many forms appropriate to the culture it has found itself in. Therapeutic Shamanism combines the principles of Shamanic work with those of modern counselling and psychotherapy.
A Shamanic journey of discovery will offer you a unique healing session that will shine the light into the colours of your soul and give you a beautiful new image of yourself. There are a wide range of powerful Shamanic healing techniques such as soul retrieval, extraction, and past life healing, the healing session is true soul medicine.
Soul Plan Reading
Soul Plan Reading is a modernised system of soul direction analysis and life purpose guidance. Individual counselling utilises the sound vibration of your birth name (as it appears on your birth certificate) and may also take into account the name you are now using.
Soul Plan Reading has been derived from the ancient text Sepher Yetzirah and the Numerology of Moses through Frank Alper 1930 -2007.
In this present format, Soul Plan Reading is a remarkably powerful and accurate system of life purpose guidance, spiritual counselling and healing, which has been modernised by Blue Marsden founder of Holistic Healing College. Furthermore it has been expanded upon to include name optimisation, business readings, relationship compatibility and healing of core limiting beliefs and redundant patterns and issues.
SoulLife
A session would first tune to the client and using colour assess their personality, health, challenges and strengths. There is conversation (listening) and from there the therapist would decide on which meditation to guide their client to where they might benefit most (actually the clients soul directs them) The therapist is merely a facilitator and will be asking questions and never leading or suggesting to the client. It is a gentle meditation and even if energy healing is administered this is done without touching and using colour.
SoulTalk
The SoulTalk Method is a program that enables you to locate and overcome your unconscious blocks that keep you from moving forward in life. It is a unique approach to mental and emotional wellness.
It combines elements of modern psychology, alternative healing, body polarity work, neuroscience, and years of original research and hands on experience. Once unconscious limitations have been located and removed on any given issue, you are left with the potent power you were born with to make deliberate and conscious choices. You may find yourself no longer living the life you were handed, but choose to create a life of your design and choice.
SoulTalk
The SoulTalk Method is a program that enables you to locate and overcome your unconscious blocks that keep you from moving forward in life. It is a unique approach to mental and emotional wellness.
It combines elements of modern psychology, alternative healing, body polarity work, neuroscience, and years of original research and hands on experience. Once unconscious limitations have been located and removed on any given issue, you are left with the potent power you were born with to make deliberate and conscious choices. You may find yourself no longer living the life you were handed, but choose to create a life of your design and choice.
Spagyric remedies
Spagyric remedies have their roots in ancient Hermetic, Egyptian and medieval alchemy. It is a technique used to extract the essence of materials (including plants, herbs, minerals, metals etc) based on the three kingdoms of nature; fire, water, and earth and then recombine them to create a single essence which will contain superior properties. Its aim is to treat various physical and mental conditions by addressing the root-cause dysfunctions and regulating the body for optimal functioning and restoring the patient to their natural, healthy state.
Conditions:
- Excludes use of any CBD products.
Spiritual Accompaniment
A Spiritual Accompaniment practitioner is trained and undertakes to accompany spiritual seekers (who may or may not be members of religious bodies) to explore their yearning for deeper meaning and purpose in their lives, which can appropriately be called spiritual through conversation in an atmosphere of trust.
Spiritual Healing
Spiritual Healing or Faith Healing is the use of solely spiritual means in treating disease, sometimes accompanied with the refusal of modern medical techniques.
T-Journey
T-Journey is a emotional release technique. It is a non-invasive therapy that harnesses the powers of meridian energy techniques, deep tissue massage, meditation, breath therapy and personal development training and relationship consultancy. The techniques employed in T-Journey serve as personal development tools, a key ingredient in physical, emotional and mental health. The techniques bring physical and emotional stress to the surface for release and integration. This clearing of blocked energy, negative beliefs and outworn habit patterns, unifies and integrates the body, mind, and spirit. Through T-Journey clients can seek to improve their overall well-being and relationships.
Tarot Card Reading
The tarot (also known as tarocchi, tarock or similar names) is typically a set of tarot cards however, playing cards may be used instead. Tarot reading revolves around the belief that the cards can be used to gain insight into the past, current and possible future situations of the subject. Some believe they are guided by a spiritual force, such as Gaia, while others believe the cards help them tap into a collective unconscious or their own creative subconscious.
The Balance Procedure
The Balance Procedure (TBP) is a new powerful energy technique based on ancient philosophy and quantum science. TBP activates the Language of the Universe with nine symbol cards each representing a geometric symbol, affirmation, colour, number, zodiac, gemstone, element, planet, chakra, and physical aspect and how when all is Balanced, it is the key to the unconscious mind.
The R.E.S.T Process
The R.E.S.T process is a psycho spiritual practice that combines psychological understanding and mindfulness. By bringing psychological understanding and awareness to our everyday challenges and transforming these challenges through self-awareness it aims to free individuals from self-limiting thoughts, emotions and pattern of behaviour.
Conditions:
- Excluding any Past Life Regression.
Thrivecraft
Thrivecraft, a life, business and spiritual coaching practice, was founded in the UK, in 2003 by husband and wife team Maggie Kay and Patrick Edgecombe, combining their considerable experience in life coaching, psychology, NLP, EFT, NVC, the Journey, business, social enterprise, community development, meditation, metaphysics and spiritual intelligence.
UK Paranormal Practitioner
The investigative study of paranormal activity undertaken by a member of a club belonging to, or affiliated to, the UK Paranormal Association providing such activity is conducted on behalf of the Association, with their consent using the aims and methodology promoted and approved by the Association.
Vibrillian
A therapy or technique that involves filling a soft toy with positive spiritual energy to enable the recipient to share in that positive energy.
Wicca Practice
Wicca, is a predominantly Western movement whose followers practice witchcraft and nature worship. Practitioners work with the cycle of nature, the phases of the moon, drumming, meditation, visualization, breathing, and candle magic etc. The use of these techniques promotes self-discovery, healing, self improvement, connection with nature.
How our insurance protects you
Combined Business Insurance provides crucial protection. This core bundle is at the centre of every policy, offering comprehensive protection by combining Professional Indemnity, Medical Malpractice, and Public Liability insurance in one policy. So you can grow your business with confidence, while you are protected for the following:
- Public Liability Protection.
- Professional Indemnity.
- Medical Malpractice.
- Product Liability.
- Breach of confidentiality.
- Defamation, Libel & Slander.
- Dishonesty of employees.
- Your work as a subcontractor.
- Subcontractors work for you.
- Loss of documents.
- Breach of intellectual property.
- Public relation expenses.
Extra protection available
The beauty of our insurance is that you can choose exactly what you need and have as little or as much cover as your individual requirements dictate.
Why do businesses in the Spiritual & Astrological industry need Insurance?
In the spiritual and astrological industry, you offer guidance and support that deeply impacts your clients' lives. Despite your best intentions, there are inherent risks involved. Misinterpretations or dissatisfaction with your readings can lead to claims of emotional distress or financial loss. Confidential client information must be handled with care to prevent breaches of privacy. Additionally, any errors or perceived inaccuracies in your guidance could result in legal disputes. Having comprehensive business insurance protects you from these potential liabilities, ensuring you can continue to provide valuable insights and support to your clients with peace of mind.
Read our guide for Qualification Requirements
Having the correct level of experience or qualifications necessary to offer a service is...
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Sukhvinder Jhitta
Spiritual Practitioner
Easy to process and i called customer service and the guy i spoke to was super helpful and friendly and talked me how to edit the quote and what i had and hadn't selected.
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Spiritual Healer
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FAQ's
Why do you want to know my income?
We require this for one reason - in order to gain an indication of the size of the business.
We are able to provide insurance to business practices where the total income is up to a maximum of £1,2500,000 pa. This is not profit (after taxes and expenses), but the total revenue of your business.
The income we discuss here is the income generated from the business practices to be covered by this insurance. That may NOT be the total business income if the business engages in some practices NOT covered by this insurance.
Your income level will have an impact on the premium. Please see the ‘How much will it cost’ section for more details.
Can I pay monthly?
Yes, you can.
When you proceed to purchase you will be given the choice of paying monthly or annually. However, it is an annual policy and you are expected to maintain the monthly payments. You should regard this as spreading the cost rather than purchasing monthly coverage.
I have just qualified and am looking to set up my own business. I was wondering do I need to have my company set up before I get insurance or start taking on clients?
We do not offer business advice. However, we can add a few comments that might be helpful in answer to your question.
You do not need to have a 'company' in place before starting to take on clients or to obtain insurance. But, you should have insurance in place as soon as you start to take on clients. If, at a later date, you form a company the policy can be altered to take that into account and will cover you before the company was formed and thereafter.
Insurance cover provides you with the comfort that in the event of something 'going wrong' with the service you provide you are covered against a valid claim.
The Financial Regulator and our professional standing.
The Financial Conduct Authority (FCA) is the regulatory body charged by UK law to regulate the financial markets in the UK. This, of course, includes the entire insurance market and this firm.
Westminster Insurance Limited is duly authorised and regulated by the FCA registration no: 439023.
For ease of reference you may use this link direct to the FCA Register - CLICK HERE where you may check the registration of this firm - or any other regulated by the FSA.
It is a criminal offense to undertake any regulated activity (as those activities and markets regulated by the FCA are called) without the appropriate FCA authority.
The financial regulation standards in the UK (enforced by the FCA) are probably the toughest in the world, and the process to become regulated takes into account all factors appropriate to the running of a business.
Where Westminster Insurance Limited does business in other parts of the EU - such as Eire - it remains under the same stringent regulatory conditions as if it were in the UK.
Professional bodies are usually set up to protect the interest of members and set professional and ethical standards for practitioners. The FCA is set up to protect the consumer. The conditions for authorisation are stringent, appropriate and thorough as is the ongoing monitoring of every person or firm regulated by the FCA. Accordingly, there is no professional body that Westminster Indemnity Ltd could belong, or subscribe to, that would further enhance the protection our customers receive.
How do I get a quotation and apply for cover?
We are a fully automated process and provide all the information needed for you to make an informed decision online.
A quotation is available 24/7 online. Anywhere on our website simply click on the ‘Get a Quote’ button. That will take you through the questions necessary to generate a quotation. It’s all straightforward and simple and once produced you have the option to save the quote for later or proceed direct to purchase.
If you choose to proceed to purchase, you have the option to pay monthly or for the whole year by Credit or Debit Card and once the transaction is authorised your policy is issued immediately. Your documents will be emailed to you for you to print and save.
For more details on this click on the ‘How it Works’ tab under Help and Support and if there’s still anything that remains unclear, simply give us a call, we always love to chat.
Get your free online quote today
Welcome to a different kind of insurance experience for small to medium-sized businesses - from salon owners and business consultants to tattoo artists and yoga instructors.