All the essential protection you need...
In the event you have an accident that causes a long term or permanent disability or death, that prevents you continuing your business.
Protection in case of a hack, misuse or breach of data, virus transmission, IP infringement and defamation.
Ideal for mobile workers, or when you have mobile equipment in transit or temporary storage.
Usually a legal requirement if you have employees, apprentices, or work experience students.
For your salon, office or home, this covers computers, furniture, equipment, goods and more..
See and search through the full list of services you can get covered for, it’s growing every day!
See what other interesting sectors we work with.
Something gone wrong? Don't panic. Know what to do and not do if you get a claim, and how to submit your claim details.
Our comprehensive FAQ section should answer all your questions but if not we're always here to help.
We hope you won't need this information but if you do, learn how your complaint will be handled.
Check us out before you purchase. See how our quote, policy issue, renewal and policy management will work.
Knowledge, experience and qualifications are all vital, but understand why we don't ask you to send proof when insuring you.
Working in this field can be incredibly rewarding, as you bring joy and confidence to clients. However, the expanding array of treatments and services also means that the associated risks are higher than ever.
Speak directly with one of our team during working hours, or email if more convenient. We're here to help!
Read the small print of our policy wording to understand your cover.
Learn all about the world of small business, insurance tips and helpful info about your industry
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Learn about who we are and why we've dedicated ourselves to safeguarding the dreams and aspirations of entrepreneurs for over 20 years.
Tailored protection in less than 5 minutes, from just £7.49
Established since 2003
Authorised
Recommended by training, accreditation and membership bodies.
A+ rated insurer
Tattooing and body piercing are skilled, creative professions that require precision, professionalism, and trust. Whether you’re running a studio or offering mobile services, your work carries unique risks — from allergic reactions to equipment hygiene and design disputes. At Westminster, we understand the nature of your industry and the high standards you work to. Our specialist insurance is built to protect tattoo artists and piercers with flexible, comprehensive cover that adapts as your services grow. Whether you're a solo artist or managing a team, we've got you covered — so you can focus on your art, not the what-ifs.
See the list of practices we feel would be of most interest to you. If you can't find what you're looking for or offer a more diverse range of services check out our full list.
IMPORTANT TIP: You may find that the business practice name differs a little from what you may call it, but provided that the description matches what you do, this will provide the cover you require.
Ash tattooing is a specialized technique where cremation ashes are mixed into tattoo ink and applied to the skin.
Conditions:
Body piercing, a form of body modification, is the practice of piercing a part of the human body, to create an opening in which jewellery may be worn or where an implant could be inserted.
Using a piercing gun to pierce holes in a clients ears, excluding the piercing of any ear cartilage.
Henna paste is applied to the skin in thin lines through a squeezable tube, much like an icing tube. The henna paste is left on the skin for at least 30 minutes in order for the colour to form.
Tattoo/permanent makeup/pigmentremoval is most commonly performed using lasers that break down the ink/permanent makeup/pigment particles into smaller particles. This is typically done over a series of treatment sessions, the number of which dependsupon the type and placement of the Tattoo/permanent makeup/pigmentas well as the pigment of the skin.
Approved Practitioners:
Micropigmentation, also referred to as semi-permanent make-up or dermal-pigmentation or permanent make up or cosmetic tattooing, is a process whereby pigments are implanted beneath the top layer of skin, by needle micro insertion. Can be used to re-align facial features such as eyebrows, lip line and eye line. Tricopigmentation is an alternative, more temporary option, used on the scalp as a treatment for hair loss.
A tattoo artists is someone who applies permanent decorative tattoos by inserting pigment into the skins dermis traditional and/or fine line tattooing methods.
Tattoo/permanent makeup/pigment removal is a process by which the skin is penetrated to break up the tattoo/permanent makeup/pigment and pull it out of the skin with a saline solution (salt + purified water) or alkaline-based solutions mixed with acids. Slower but safer than other tattoo removal methods this fading technique can be used in any area. The procedure is similar to tattooing or microblading but instead of injecting ink underneath the skin, it works in reverse, pulling the ink out and lightening the area.
Combined Business Insurance provides crucial protection. This core bundle is at the centre of every policy, offering comprehensive protection by combining Professional Indemnity, Medical Malpractice, and Public Liability insurance in one policy. So you can grow your business with confidence, while you are protected for the following:
The beauty of our insurance is that you can choose exactly what you need and have as little or as much cover as your individual requirements dictate.
Designed to tackle the problems associated with your computer systems, websites and emails.
Protection for your office essentials, from computers and furniture to documents and signage.
Employee Liability insurance is a legal requirement if you have employees.
Cover should you suffer a serious accident which leaves you unable to work or leads to your death.
Includes mobiles, laptops, cameras and video equipment, tablets, exhibition equipment, tools and more.
Tattooing and body piercing involve skill, creativity, and a high level of care — but they also come with serious responsibility. You're working with needles, skin, and permanent results, which means the risks are real. Whether it’s an allergic reaction, a client fainting during a session, or a dispute over a design, things can go wrong even when you’re highly experienced. If a claim is made and you don’t have insurance, you could be left to face expensive legal fees and compensation costs on your own — potentially threatening your reputation, your income, and your ability to continue practising. Business insurance protects you from the cost of defending claims, covering legal fees, compensation, and unexpected incidents. It’s essential peace of mind for anyone working in this bold and personal profession.
Having the correct level of experience or qualifications necessary to offer a service is...
A client reacts badly to ink and claims you didn’t check for allergies properly.
A piercing becomes infected, and the client accuses you of poor hygiene standards.
A customer faints during a session and is injured in the fall, resulting in a claim.
You spell something incorrectly in a tattoo, and the client demands compensation.
You accidentally damage equipment or flooring in a rented studio or client’s premises.
By Accreditation bodies, Training Schools and our Clients
Helping thousands of customers along the way
Manage and Update your policy easily as you grow
Big enough to lead. Small enough to care
Giving comfort and removing the hassle and stress.
No salesmen, no gimmicks! We just make insurance easy.
Get your quote and insurance document - within minutes.
Safeguard against claims for accidental injuries, illnesses, or property damage, keeping your business secure.
Tailor your insurance to fit your unique needs, whether you're flying solo or part of a larger team.
Offer peace of mind to yourself, your team, and your clients, knowing that you're prepared for whatever comes your way.
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Welcome to a different kind of insurance experience for small to medium-sized businesses - from salon owners and business consultants to tattoo artists and yoga instructors.
