All the essential protection you need...
In the event you have an accident that causes a long term or permanent disability or death, that prevents you continuing your business.
Protection in case of a hack, misuse or breach of data, virus transmission, IP infringement and defamation.
Ideal for mobile workers, or when you have mobile equipment in transit or temporary storage.
Usually a legal requirement if you have employees, apprentices, or work experience students.
For your salon, office or home, this covers computers, furniture, equipment, goods and more..
See and search through the full list of services you can get covered for, it’s growing every day!
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Something gone wrong? Don't panic. Know what to do and not do if you get a claim, and how to submit your claim details.
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Knowledge, experience and qualifications are all vital, but understand why we don't ask you to send proof when insuring you.
Working in this field can be incredibly rewarding, as you bring joy and confidence to clients. However, the expanding array of treatments and services also means that the associated risks are higher than ever.
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Coaches help people unlock their potential — whether it's in their careers, personal lives, health, or mindset. From one-to-one sessions to workshops and group programmes, your work is built on trust, communication, and guidance. But with that comes responsibility — and the risk of misunderstandings, dissatisfaction, or even injury during in-person sessions. At Westminster, we provide tailored insurance for life coaches, business coaches, career mentors, wellness coaches, and more. Our flexible policies are built to protect your work, your reputation, and your peace of mind — so you can focus on supporting others while we’ve got your back.
See the list of practices we feel would be of most interest to you. If you can't find what you're looking for or offer a more diverse range of services check out our full list.
IMPORTANT TIP: You may find that the business practice name differs a little from what you may call it, but provided that the description matches what you do, this will provide the cover you require.
The Alexander Technique is a method that works to change everyday movement habits : sitting, lying down, standing, walking, lifting and other daily activities. It is a simple and practical method for improving ease and freedom of movement, finding new balance, support and coordination and releasing unnecessary tension. The technique teaches the use of the appropriate amount of effort for a particular activity, giving the client more energy for all their activities. It is not a series of treatments or exercises, but rather a reeducation of the mind and body.
Appreciative Inquiry (AI) is a specific approach to organisational development equipping people and systems with a greater capacity for change, renewal and focused performance.
Conditions:
The role of the Business Coach is to coach business owners to improve their business through guidance, support and encouragement. They help the owners of small and medium sized businesses with their sales, marketing, management, team building and so much more. Just like a sporting coach, your Business Coach will make you focus on the game.
Career Coaching deals with the issues that surround an individual's career. This includes assessment of client values, skills, careers and personality for the purpose of designing ideal work/job profile. Designing and creating with the client an ideal work profile which includes outlining type of work to be performed, work environment, personality traits, etc. Assisting with resume and CV editing and revision, interview preparation and practice, networking preparation and practice.
Change Management is the practice of applying a structured approach to transition an organization from a current state or operational culture to a future state to achieve specific expected benefits. Change Management provides approaches, tools, and techniques that empower an organization to successfully achieve these desired results. Change Management provides value by enabling people to adopt the change and operate in a new future organizational structure. The more seamless the transition is for an organizations people, the more effectively and efficiently the organization will be in achieving the benefits of the desired future state.
Supporting and supervising the development of new and experienced Coaches. Coaching is generally described as: A personal service to an individual or group that is non-judgemental and non-directional but will challenge, stimulate and guide the person being coached towards their stated aims and goals.
Acting as a teacher or individual tutor to train Coaching but excluding any liability arising from the management and control of a Training Establishment, Clinic or College. Coaching is defined as a personal service to an individual or group that is non-judgemental, non-directional and does not provide advice or direction, but will assist to perform, challenge, stimulate and guide.
A personal service to an individual or group that is non-judgemental, non-directional and does not provide advice or direction, but will assist to perform, challenge, stimulate and guide.
The goal is to assist, prepare and provide support to clients in a court, tribunal hearing or at conferences to prepare for a hearing. The services may range from helping clients to feel at ease, cope with pressure and understand the questions and process, to providing impartial recommendations to HMCTS about the persons specific communication needs.
Support, coaching, information and guidance through the legal process with individuals and with couples. Occasional attendance at court as McKenzie Friend. Cheaper (both financially and emotionally) ways through divorce.
Acting as a Supply Teacher and/or providing additional teaching facilities such as lectures, tutorials and examination materials and marking on formal subjects.
EFT is a non-invasive meridian energy therapy - a form of counseling intervention that stimulates acupressure points by pressuring, tapping, or rubbing these points while focusing on situations that represent personal fear or trauma. The stimulation of these energy points on the body releases blockages and allows the problem feelings to be released and move through the body.
Supporting and coaching individuals coming to the end of their life and comforting their loved ones.
Focusing is direct access to a bodily knowing. When the individual is quiet and thinks in a structured manner - the structured manner as taught by focusing practitioners.
Coaches, focusing on physical activity, healthy eating principles and nutrition strategies for optimal health outcomes. Combining theory from Coaching Psychology, Behaviour Change and Positive Psychology, coaches can assist clients in overcoming resistance to change by using a step by step, structured approach. Wellness Coaches support clients in working out what they want, why they want it, and what's stopping them, and only then create a mutually agreed plan for action. This may include guidance around dietary approaches and meal planning according to the individual's personal preferences (such as Keto, Carnivore, Mediterranean, plant-based, vegan, vegetarian and others). Through this supportive relationship, Wellness Coaches empower clients with a focus on facilitation, rather than prescription. Clients take ownership of their journey, gain confidence as they experience small successes and ultimately achieve more significant change than they would on their own.
Coaching individuals or groups to assist them in achieving their personal health goals. This could be losing weight, gaining more energy, dealing with IBS, menopause or fertility issues, helping with the recovery from an illness, addiction, pain management coaching etc.
Hearing coaching is a model of coaching that is being developed to support deaf and hard of hearing people. The model is being developed and endorsed with input from a leading acquired deafness charity, ENT surgeons, GP and experts in the coaching field.
A life coach is a type of professional who helps people make progress in their lives in order to attain greater fulfilment. Their service is non-judgmental, non-directional and does not provide advice or direction. Life Coaches aid their clients by assisting them to identify their goals, providing encouragement, and stimulating and guiding them to become a better version of themselves. A life coach may work in various areas of life including but not limited to general life, relationships, skill improvement, confidence, productivity, spirituality, stress, transformation, divorce, menopause, fertility, emotional intelligence, grief, bereavement, addiction, neurodivergence, ADHD, mental fitness and wellbeing etc. Life coaching may be known under different names such as but not limited to Spiritual Coaching, Soul Coaching, Jungian Coaching, In-depth Coaching, Mindset Coaching, ADHD/Neurodivergent Coaching etc.
It is a complete therapy, where the founder Paula Tooths - collated useful skills of meditation, naturopathy, coaching and mandala reading; it is intended to achieve a balanced being and an understanding of the self.
NLP is the acronym for Neuro Lingusitic Programming.The goal-oriented approach to problem-solving and modelling success developed by Richard Bandler and John Grinder, characterised by a focus on structure and process rather than content.
Acting as a teacher or individual tutor to train NLP but excluding any liability arising from the management and control of a Training Establishment, Clinic or College. NLP is the acronym for Neuro Linguisitic Programming, the goal-oriented approach to problem-solving and modelling success developed by Richard Bandler and John Grinder, characterised by a focus on structure and process rather than content.
Consultation, advice and training on the management of inappropriate behaviour in relationships in particular where relationships have, or are about to, break down. Such consultation, advice and training may be appropriate for, but is not limited to, parents and their teenage children, the staff of educational establishments and students or pupils in their charge, and romantic/couple relationships etc. The outcomes sought are a change in behavioural patterns and this often involve a change of thinking on the part of both parties.
The Sedona method is a technique, not unlike coaching, but one that specialises in dealing with letting go of any unwanted emotion and allowing some of the suppressed energy in our subconscious to dissipate. The benefits claimed are overcoming the way in which we each constantly sabotage our health, happiness and success unintentionally, due to our unresolved thinking, beliefs and attitudes. Yet even when we know a thought, belief or attitude is not serving us, most of us find it very difficult to change it or let it go. The reason for this problem is very simple: our emotions colour, create, and lock these limitations in place, making the limitations supposedly real. It is our emotions that either put us into action or prevent us from acting. The Sedona Method will show you how to master your emotions, thereby mastering how you think and act and therefore how you feel.
A sleep coach helps clients identify sleep goals and encourages them to self-determine ways to achieve those goals without specific direction. A sleep coach helps clients identify what sleep training approaches resonate and are comfortable with them. Coaches are non-judgmental and do not provide therapy or tell clients what they should do. Coaching is a collaborative process between client and coach, designed to encourage the client to make the journey for him/herself through a process of questions intended to tap into the client's own belief system. A sleep coach continues to work with clients while they implement their action plans, serves to motivate and encourage his/her clients, holds them accountable to their goals and plans, helps them understand the consequences of their choices, and supports them throughout the process.
A sleep consultant promotes informed decision-making and provides non-medical advice, support, guidance, expertise, research, information, education and resources based on client needs. Additionally, a professional sleep consultant relies on evidence-based research and techniques to provide specific information, solutions, and action steps clients should take to create healthy sleep habits that are developmentally and age appropriate. A professional sleep consultant may integrate coaching techniques by helping clients identify their own sleep goals and which sleep training approaches that resonate and are comfortable for them, and supporting their clients during the implementation of the sleep plan.
Working with an individual or group to aid the development of strategies and techniques for effective communication and interaction with others. This can include verbal and non-verbal communication such as speech, gesture, facial expression, and body language. Supports children and adults who lack social skills, including those with Special Educational Needs.
Somatic coaching moves the centre of learning from the mind into the body. It allows the person to access all aspects of their intelligenceintellectual, emotional, and physical.
A sports coach works with individuals to help them achieve their fitness and sporting goals. This can be done through a positive mindset, exercise, diet and lifestyle choices.
The most commonly accepted definition of stress (mainly attributed to Richard S Lazarus) is that stress is a condition or feeling experienced when a person perceives that demands exceed the personal and social resources the individual is able to mobilise. Stress Management is working with individuals so they may manage their stress to within the resources they have available.
Thrivecraft, a life, business and spiritual coaching practice, was founded in the UK, in 2003 by husband and wife team Maggie Kay and Patrick Edgecombe, combining their considerable experience in life coaching, psychology, NLP, EFT, NVC, the Journey, business, social enterprise, community development, meditation, metaphysics and spiritual intelligence.
Helping people to cope and live with tinnitus, by discuss in a coaching based session.
The process of creating internal mental images (internal visualisation and imagination) for the purpose of change.
Designing and arranging hen weekends, management of the wedding on the day and general Bridal Coaching.
Wingwave is a personal service to an individual or group that is non-judgmental, non-directional and does not provide advice or direction, but will assist to perform, challenge, stimulate, and guide. Very similar to life coaching.
Combined Business Insurance provides crucial protection. This core bundle is at the centre of every policy, offering comprehensive protection by combining Professional Indemnity, Medical Malpractice, and Public Liability insurance in one policy. So you can grow your business with confidence, while you are protected for the following:
The beauty of our insurance is that you can choose exactly what you need and have as little or as much cover as your individual requirements dictate.
Designed to tackle the problems associated with your computer systems, websites and emails.
Protection for your office essentials, from computers and furniture to documents and signage.
Employee Liability insurance is a legal requirement if you have employees.
Cover should you suffer a serious accident which leaves you unable to work or leads to your death.
Includes mobiles, laptops, cameras and video equipment, tablets, exhibition equipment, tools and more.
Coaching is all about helping others grow — whether it’s in their personal life, career, mindset, or health. But with that responsibility comes risk. A client might claim your advice caused financial loss, emotional distress, or failed results. You could also face accusations of unprofessional conduct or confidentiality breaches. If you don’t have insurance in place, even a single claim — valid or not — could leave you facing thousands in legal fees and compensation. It could disrupt your income, damage your reputation, and impact your ability to keep working. Insurance protects your business, your credibility, and your peace of mind — so you can coach with confidence.
Having the correct level of experience or qualifications necessary to offer a service is...
A client claims your coaching advice led to financial loss or poor decisions, and seeks compensation.
You’re accused of giving unrealistic promises or not delivering expected results.
A client alleges emotional distress caused by your coaching techniques or feedback style.
Someone trips or gets injured during an in-person session, and you’re held liable.
You're blamed for a breach of confidentiality after discussing client details in a group setting.
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Safeguard against claims for accidental injuries, illnesses, or property damage, keeping your business secure.
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Offer peace of mind to yourself, your team, and your clients, knowing that you're prepared for whatever comes your way.
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Welcome to a different kind of insurance experience for small to medium-sized businesses - from salon owners and business consultants to tattoo artists and yoga instructors.
