Far Infrared (FIR) Magnesium Wrap is a process using magnesium salts and far infrared energy to relieve pain and promote general health. The ingredients are magnesium oil, or diluted magnesium flakes (magnesium chloride), or Epsom salt (magnesium sulphate). The focus is on aches, pains, muscle spasms, back ache, and sports injuries (with the understanding that doctors assessment and consent will be requested prior to the treatment). The treatment utilises relaxing and pain relieving properties of magnesium salts and far infrared energy.

The business activity of makeup artist using professional makeup products, typically working with (but not restricted to) models, photographers, designers, and weddings strictly subject to using professional makeup products and no permanent or semi permanent makeup or procedures.

Discussion with the customer regarding treatment options prior to commencement, services may include: removal of nail polish, cleaning, trimming, filing, polishing and buffing of nails, the application of artificial nails (gel, silk or acrylic), nail polish or nail art using an airbrush or other tools, trimming and oiling of cuticles, the softening or removal of rough skin and calluses, and the soaking/cleansing, massage and moisturisation of the hands and/or feet.

Removal of benign skin lesions above or in the upper layers of the skin using different techniques with or without local anaesthetics. The techniques that may be used under this heading are: Shave excision: technique used for skin lesions that rise above the skin or are in the upper layer of skin. It uses a small blade to remove the outermost layers of skin after the area is made numb. The area removed includes all or part of the lesion. Simple scissor excision: technique is used for skin lesions that rise above the skin or are in the upper layer of skin. The skin lesion is grabbed with small forceps and lightly pull up. Small, curved scissors will be used to carefully cut around and under the lesion. A curette (an instrument used to clean or scrape skin) maybe used to cut any remaining parts of the lesion. Curettage and Electrodesiccation: It may be used for superficial lesions that do not need a full thickness excision. This procedure involves scraping or scooping out a skin lesion. A technique that uses high-frequency electrical current, called electrodesiccation, may be used before or after.

Approved Practitioners:

• Clinically trained NHS Band 5 or above
• Dental therapist/hygienist
• Dentist
• Phlebotomist

Medical Glycolic Skin Peels up to 70% strength, also known as skin peels or chemical peels. A product based exfoliant made from fruit or sugar cane acids which stimulate the collagen and elastin production which is what makes the skin look firm and smooth. The additional benefit of having a skin peel is that it creates an exfoliating effect on the skin, which will leave the younger and fresher looking skin. Glycolic peels are the mildest form affecting the superficial layers of the skin.

Approved Practitioners:

• Clinically trained NHS Band 5 or above
• Dental therapist/hygienist
• Dentist
• HCA
• Phlebotomist

Mesotherapy/Nappage is a non-surgical cosmetic treatment that uses injections of vitamins, enzymes, hormones, plant extracts and polynucleotides to promote skin rejuvenation and regeneration, and remove excess fat.

Conditions:

• Excluding Mesotherapy (PPC) for removal of localised fat, and excludes the application of botox, dermal fillers and profhilo.

Approved Practitioners:

• NVQ 3 Beauty Therapist (equivalent or above)

Micro-current stimulation delivers tiny electrical impulses that mirror the bodys own natural bio electrical field. In most cases, treatment is virtually sub-sensory.

Microblading is a form of semi-permanent make-up where pigment is implanted under the skin with a manual handheld tool instead of a machine.

Conditions:

• Treatment will not proceed in the existence of any contra-indications.

Approved Practitioners:

• Provided that the Insured has received training of an acceptable industry standard

Microdermabrasion is a non-chemical, non-invasive procedure that uses aluminium oxide crystals, walnut shells or polishing grains to remove the outermost layer of dry, dead skin cells and reveal younger, healthier-looking skin.

Conditions:

• Patch testing required before treatment.

Approved Practitioners:

• Provided that the Insured has received training from an accredited and regulated training provider

Use of needles to prick the skin to allow collagen to repair the skin to look more youthful, remove pigmentation, increase elasticity. Rolling or pressing it gently into the skin before applying active ingredients.

Conditions:

• Needlestick Injury Policy must be in place
• Sanitisation and infection control protocols must be in place

Micropigmentation, also referred to as semi-permanent make-up or dermal-pigmentation, is a process whereby pigments are implanted beneath the top layer of skin, by needle micro insertion. Can be used to re-align facial features such as eyebrows, lip line and eye line. Tricopigmentation is an alternative, more temporary option, used on the scalp as a treatment for hair loss.

Conditions:

• Treatment will not proceed in the existence of any contra-indications.

Approved Practitioners:

• Insured must have received training from an accredited and regulated training provider,

Far Infrared (FIR) Mineral Clay Detox Wrap uses clay and far infrared energy to promote detoxification. The focus is on detoxifying properties of clays and far infrared. Far infrared promotes deep sweating, while clay works through absorption and cation exchange, which allows it to absorb toxic waste through the skin. The use of both leads to the removal of excess water and transdermal detox, as well as many other benefits.

Far Infrared (FIR) Mineral Weight Loss Wrap is the use of magnesium salts, clay and far infrared energy to promote weight loss. The focus is on boosting circulation and sweating, which aims to speed up metabolism and sweating, leading to removal of excess water and impurities. Clay aims to absorb impurities and draw toxins out of the body. There are also multiple other benefits to using the treatment .

This is a no-needle process which involves applying melted threads to the top layer of the skin. It uses TDN (Transfer Double Nanosphere) technology to infiltrate the melted threads and active ingredients into the skin and fill fine lines and wrinkles, achieve instant face-lifting effects, pore tightening, to increase dermis density and skin elasticity, achieve skin whitening, hydration etc. This procedure enables lasting skin improvement from the inside out and ensures a unique lifting effect and regeneration of the skin. All products are applied to the skin without any use of needles.

This uses a combination of vibration therapy and suction to help increase the blood flow and muscle stimulation resulting in larger and/or firmer breasts or buttocks.

Conditions:

• Excluding use of any form of cosmetic injectables.

NSR is a non-surgical procedure using fillers to help the reshaping and straightening of the nose. It is a temporary procedure that needs to be repeated every 18 months.

Conditions:

• Needlestick Injury Policy and Photograph Requirement Policy must be in place
• Subject to a £250 excess

Approved Practitioners:

• Clinically trained NHS Band 5 or above
• Dental therapist/hygienist
• Dentist
• Phlebotomist

Oxygen Therapy is adding nutrients back into the skin via gel and activating the gel with a spray (like a makeup application air spray) called activator. Oxygen Serum and activator are packed with active ingredients which help to restructure the skin, visibly plumping out lines and wrinkles. This means the treatment continues to work long after you leave the salon, stimulating cell regeneration for a firmer and more youthful look.

The P-shot for men and the O-Shot (also known as V-Shot) for women are two types of platelet-rich plasma treatments that use the patient's own blood to release growth factors that help stimulate stem cells, collagen production and tissue repair. The P-Shot stimulates tissue growth and new blood vessels to increase blood flow, resulting in a healthier organ. The O-Shot helps activate weakened stem cells to renew, revive and rejuvenate the organ.

Approved Practitioners:

• Clinically trained NHS Band 5 or above
• Dental therapist/hygienist
• Dentist
• Phlebotomist
• NVQ 3 Beauty Therapist with one year's previous experience

Polydioxanone Thread (PDO) lift is a non-surgical, minimally invasive procedures for facelift, improvement in the appearance of fine lines and wrinkles and it stimulates natural collagen production.

Conditions:

• Subject to a £250 excess

Approved Practitioners:

• Clinically trained NHS Band 5 or above
• Dental therapist/hygienist
• Dentist
• Phlebotomist

Permanent jewellery refers to a piece of jewellery (usually a necklace, anklet, ring or bracelet) that is welded together instead of secured with a clasp. The process involves using welding tools to attach both ends of the jewellery.

Plasma Gel Bio-filler is an organic plasmotherapy treatment that uses a clients own blood plasma to create gel. It stimulates the body's natural wound-healing response, initiates the biological process to create new collagen and elastin. This regenerative procedure can be used to restore volume and shape in the face, hands, and parts of the body, adding plumpness to areas that have lost volume, also smoothing the appearance of fine lines and wrinkles.

Conditions:

• Needlestick Injury Policy must be in place
• Sanitisation and infection control protocols must be in place

Approved Practitioners:

• Clinically trained NHS Band 5 or above
• Dental therapist/hygienist
• Dentist
• Phlebotomist
• NVQ 3 Beauty Therapist with one year's previous experience

Plasma Shower is used for skin tightening across the face & body, and the treatment of acne, stretch marks and various skin vegetations. Plasma Shower treatment uses advanced technology to generate plasma energy which is then applied directly to the skin using a special handpiece.

Conditions:

• Skin types on the Fitzpatrick scale must be checked and experience in dealing with high-risk skin types 5&6 if relevant.

Approved Practitioners:

• Clinically trained NHS Band 5 or above
• Dental therapist/hygienist
• Dentist
• HCA
• NVQ 3 Beauty Therapist (equivalent or above)
• Aesthetician Optometrist.

Platelet-Rich Plasma (PRP) and Platelet-Rich Fibrin (PRF) Therapies use an individual's own blood and in this way uses their own healing system to help promote the healthy activity of their skin cells, to improve musculoskeletal problems, to trigger hair growth, to stimulate collagen growth, tighten lax skin, improve skin tone, smooth out fine lines and wrinkles.

Conditions:

• Needlestick Injury Policy and Photograph Requirement Policy must be in place
• Excluding P-Shot and O-shot PRP.

Approved Practitioners:

• Clinically trained NHS Band 5 or above
• Dental therapist/hygienist
• Dentist
• Phlebotomist
• NVQ Level 3 together with 1 year's previous experience.

The prescription of medication used in conjunction with the approved business practices on this policy. (Botulin Toxin A and dermal fillers must involve a face-to-face consultation first).

Approved Practitioners:

• Surgeon, Doctor, Nurse Prescriber, Dentist and Prescribing Pharmacist who maintain current registration with their relevant governing body and have completed the independent prescribing programme relevant to the field of practice and which is approved by their relevant governing body.

Pressotherapy is a non-invasive treatment that involves the application of air pressure - alternating between compression and decompression - on parts of the body. The pressure is applied with a specialised pressotherapy device or a suit that stimulates the lymphatic system. It can be used for cosmetic and medical reasons, including but not limited to detoxifying, relieving aches, pains and swelling, increasing blood circulation, cellulite reduction, body shaping, skin rejuvenation, enhancing skin tone etc.

Approved Practitioners:

• HCA
• NVQ 2 Beauty Therapist (equivalent or above)
• NVQ 3 Beauty Therapist (equivalent or above)

Scar Tissue Release Therapy may involve a variety of gentle techniques used to decrease discomfort, fascial adhesions, dark colouring or congestion of scar tissue. The techniques may range from manual massage, diaphragm release, stretches, deep breathing techniques and myofascial release to the use of instrument assisted soft tissue mobilisation, deep oscillation devices, massage equipment and mechanical aids, use of lubricants, silicone sheeting/gel etc

Sclerotherapy and Microsclerotherapy is the treatment of varicose/spider/thread veins in the legs. Medicine injected into the blood or lymph vessels over a period of time causes the veins to shrink and reduce in appearance. This is a non surgical procedure requiring only an injection.

Approved Practitioners:

• Clinically trained NHS Band 5 or above
• Dental therapist/hygienist
• Dentist
• Phlebotomist

The introduction of inert pigment to the dermis via machine or manually.

Conditions:

• Provided that the Insured has received training from an accredited and regulated training provider, and treatment will not proceed in the existence of any contra-indications.

Including but not limited to Redensity, Jalupro Profhil. Skin Boostersare micro-injections of fillers in theskin. They stimulate production of collagen and elastin. They hydrate, firm and actually rebuild new, younger-looking skin cells.

Conditions:

• Needlestick Injury Policy must be in place
• The injector must have a right of recourse against the supplier/manufacturer and products are purchased from the local supplier/representative only who holds full products coverage and a written right of recourse against the manufacturer, wherever based.

Approved Practitioners:

• Clinically trained NHS Band 5 or above
• Dental therapist/hygienist
• Dentist
• Phlebotomist

Application of wigs, false hair, prosthetics, latex, foam, paints etc.

Airbrush tanning of the skin with a spray gun.

Removal of excess hair on the face and body using a sugar paste

Hands on application of tanning products to produce a temporary tan.

A controlled way to tan and can provide appropriate levels of UV to ensure sufficient levels of vitamin D are achieved and maintained. Amendment of cover: use of sun beds

The following is added to What Is Not Covered,

1. the use of sun beds unless: i. the tubes used within the equipment emit UVA and UVB rays only and ii. the equipment is used, maintained and serviced in accordance with manufacturers instructions and iii. the manufacturers training has been undertaken by all therapists operating or supervising the operation of the equipment and iv. equipment used is under 5 years old and is owned, hired or leased and used exclusively by you and v. a client record card is completed prior to each use and a Special Notice for the use of Tanning Equipment has been provided to the client and signed by the client prior to each use and vi. protective goggles are provided to the client prior to each use and vii. manufacturers warning signs are dearly displayed around the vicinity of the solarium and located at eye level and viii. the equipment time settings are operated only by qualified therapists and the therapist responsible for supervising the operation of the equipment at the time of its use has checked that the timer is switched off at the end of each session and ix. each sun bed operates an automatic shut off once the set time has elapsed and x. you have provided us with a copy of your sun bed information leaflet which contains precautions of use and contraindications which is given to clients prior to the commencement of each tanning session and we have confirmed to you in writing that this is acceptable and

2. cancer arising from, or contributed to by, the use of sun beds.

Special notice use of sunbeds Special notice: use of sun beds

Do not use if you - are under 18 years of age - burn easily or tan poorly - are taking drugs or cosmetics known to be photosensitizing - have had skin cancer - have or suffer from sunburn or windburn.

Consult with your doctor before use if you: - are taking a course of medication or other medical treatment Are pregnant - have abnormally high or low blood pressure or circulatory problems Have a recent fracture or scar tissue.

You must: - check with the operator as to your suitability for this treatment - remove all perfumes, cosmetics, oils, deodorants etc before treatment - wear the goggles provided at all time - not exceed the recommended exposure time and frequency - avoid the following treatment for 48 hours before and after use of tanning equipment (Aromatherapy Waxing or Sugaring Facial peeling Micropigmentation IPL or laser).

Use of tanning equipment should be restricted to 3 times a week with a break of at least 1 day between sessions.

A tattoo artists is someone who applies permanent decorative tattoos by inserting pigment into the skins dermis.

Conditions:

• Needlestick Injury Policy must be in place
• Sanitisation and infection control protocols must be in place
• 1) Excluding scarification 2) If working with minors, Insured must obtain parental consent prior to work carried out. 3) Provision of bloodborne pathogens/disease prevention certificates must be obtained 4) Aftercare plans given to all clients

Tattoo removal is most commonly performed using lasers that break down the ink particles in the tattoo into smaller particles. This is typically done over a series of treatment sessions, the number of which depend upon the type and placement of the tattoo as well as the pigment of the skin.

Conditions:

• Patch test requirement applicable. Subject to a £1,500 excess

Approved Practitioners:

• Clinically trained NHS Band 5 or above
• NVQ 3 Beauty Therapist (equivalent or above)

Tattoo/permanent makeup/pigment removal is a process by which the skin is penetrated to break up the tattoo/permanent makeup/pigment and pull it out of the skin with a saline solution (salt + purified water) or alkaline-based solutions mixed with acids. Slower but safer than other tattoo removal methods this fading technique can be used in any area. The procedure is similar to tattooing or microblading but instead of injecting ink underneath the skin, it works in reverse, pulling the ink out and lightening the area.

Conditions:

• Skin type checks on the Fitzpatrick scale in place prior to treatment being provided.

Approved Practitioners:

• Practitioners must be qualified and trained in administering this treatment including the provision of before and after care guidance to the client.

Gel is applied to teeth then blue LED lamp applied to enhance performance of gel to help remove built up stains from teeth and improve colour of teeth.

Approved Practitioners:

• Dental therapist/hygienist
• Dentist

Natural hair removal - threading involves twisting a thread of pure cotton between the fingers and around rows of hair to pull them out of their roots.

Tooth Gems is the process of attaching jewels to the surface of the teeth with an adhesive designed to hold them in place for a longer period of time (usually 3+ months). The application process is quick non-invasive and entirely reversible. Also includes removing the attached tooth gems.

A trichologist is a practitioner who specialises in the science and structure of all hair types, as well as hair and scalp health. They usually offer consultations, assistance, assessments and diagnosis, and can recommend treatment or therapy to alleviate the problems and help the hair and scalp heal and stabilise.

Conditions:

• Excluding any advice relating to hair transplant surgery.

These methods are non-invasive treatments used for body contouring, skin and muscle rejuvenation and regeneration, removing fat deposits, etc. The process may involve topical gel application on the treated area and applying smooth gentle movements.

A therapeutic ultrasound machine (1 and/or 3 MHz) treatment head is applied to the skin over the injured/problematic "soft tissue" area and moved slowly over the area. The process stimulates tissue repair, increases blood flow to the area, rehydrates the fascia/scar tissue, increases the permeability of the body cells, and encourages white blood cells associated with tissue repair to move to/work in the treated area.

Conditions:

• Excluding any pregnancy related ultrasounds.

Approved Practitioners:

• Sports Therapist or Physiotherapist, or hold a qualification in another field of equal standing and relevance.

Vacuum/Suction therapy is a non-invasive technique using a mechanical vacuum/suction device. This technique has various benefits including stimulating muscles, breaking down cellulite and fatty deposits, eliminating toxins, improving lymphatic drainage, improving blood flow and skin elasticity, reducing muscle tension, removing stretch marks and scars, lifting, toning and sculpting the body etc. This therapy can be used on the body and the face. Devices used for this technique include but are not limited to Dipomed, Edermology, Striort and Fibroderms.

Conditions:

• Excluding surgical activity. Insured must ensure they have informed consent procedures in place detailing all associated risks including communication around the fact that the results are not permanent, potential bruising and mild swelling.

Use of scented paraffin wax to moisturise and soothe the hands. Can also be used on elbows, knees and feet. Hands are dipped into the molten wax five times, wrapped in a towel and left for 15 mins. The wax is then removed from the hands.

To remove unwanted body hair for cosmetic reasons using wax.

Approved Practitioners:

• Suitably qualified in wax hair removal.

Including but not limited to the use of Saxenda & Ozempic. It is a weight loss programme incorporating licenced prescription medication and dietary planning. It is used as a kick start to a healthier lifestyle and weightloss.

Conditions:

• Subject to a £1,500 excess

Approved Practitioners:

• Clinically trained NHS Band 5 or above
• Dental therapist/hygienist
• Dentist
• Phlebotomist