Coaching & Counselling
Insurance

Coaching & Counselling
Insurance

Tailored protection in less than 5 minutes, from just £7.49

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Insurance for Coaches & Counsellors

In the coaching and counselling sector, you guide others through life's challenges. Westminster helps you with yours, offering insurance that grows with your practice, providing the protection you need to focus on empowering your clients. Our policies are tailored for a wide range of coaching and counselling professionals, ensuring your services are safeguarded, and easily updated anytime to keep you protected as you grow.

Practices we cover in this sector

See the list of practices we feel would be of most interest to you. If you can't find what you're looking for or offer a more diverse range of services check out our full list.

IMPORTANT TIP: You may find that the business practice name differs a little from what you may call it, but provided that the description matches what you do, this will provide the cover you require.

Akashic Records

The Akashic records are a compendium of all universal events, thoughts, words, emotions and intent ever to have occurred in the past, present, or future in terms of all entities and life forms, not just human. Akashic Records sessions offer insight into what weighs heaviest on your heart and why, followed by steps on how to move forward. It offers guidance, clarity, helps find passion, improve and strengthen relationships, reconnect with your true self, offers support in finding your purpose and soul growth.

Alexander Technique

The Alexander Technique is a method that works to change everyday movement habits : sitting, lying down, standing, walking, lifting and other daily activities. It is a simple and practical method for improving ease and freedom of movement, finding new balance, support and coordination and releasing unnecessary tension. The technique teaches the use of the appropriate amount of effort for a particular activity, giving the client more energy for all their activities. It is not a series of treatments or exercises, but rather a reeducation of the mind and body.

Applied Behaviour Analysis (ABA)

ABA (Applied Behaviour Analysis) is an evidence-based therapy that helps improve challenging behaviours. Involves identifying the antecedent (causes) and resulting behaviour, helping with the development of skills and using positive reinforcement and conditioning to improve responses. It is used to treat and assist those experiencing issues with communication and language, motor skills, self-care (such as showering, and toileting), play and leisure, learning and academic skills.

Conditions:

  • Written parental consent must be obtained for any services performed on/with/for minors

Appreciative Inquiry

Appreciative Inquiry (AI) is a specific approach to organisational development equipping people and systems with a greater capacity for change, renewal and focused performance.

Conditions:

  • Cover is conditional and dependant upon there being no guarantees as to the effectiveness or results of the procedure.

Aquaphobia Therapy (T2)

Aquaphobia Therapy for 1-1 or small group sessions. The practitioner partners with the client(s) to reduce their fear, enabling them to float and make progress in learning to swim. This takes place in strictly chest-height water until after the 12-stage program is completed, This exposure therapy uses a range of processes from somatic to positive psychology goal setting and using the fear curve. Also using flotation aids to support the client.

Conditions:

  • Robust Health & Safety and wet floor exposure protocols must be in place

Auditory Integration Training

Auditory Integration Training (AIT) is a powerful music programme to help people with ADHD, ADD, dyslexia, hearing sensitivities, autism, developmental delays, poor concentration, and a variety of other special needs. The programme provides stimulation to the hearing mechanism, which produces more normal hearing following treatment. Hearing anomalies can affect many aspects of normal everyday life, especially behaviour, sensitivity to noises in the home, social interaction, speech and language development and learning. Professionals who seek to remediate speech/language and learning delays in their patients also implement it.

Aurora Therapies

Aurora Therapies involve colour readings using a set of bottles, linked to astrology, numerology and tarot. This is a type of counselling or lifecoaching for the client to establish how they are feeling emotionally and physically.

Autogenic Therapy (T2)

Autogenic Therapy (Training) is a desensitization-relaxation technique developed by the German psychiatrist Johannes Heinrich Schultz. It utilizes the body's natural relaxation response to reduce unwanted mental and physical symptoms. It uses breathing techniques, verbal stimuli, mindful meditation, to help people reduce stress and achieve relaxation of the body and mind.

Conditions:

  • Practitioner must be qualified in this technique.

Behaviour Therapy

Behavior therapy identifies the variables in the environment maintaining problem behavior and systematically making changes to the environment to reduce problem behavior and increase functional skills.

Behavior Therapy, using the principals of Applied Behavior Analysis, involves hands on application of interventions with the client, this may involve teaching the client to communicate with others, complete academic tasks, conduct self help skills and develop social skills.

To teach these skills physical prompts may be used until the target skill becomes independent (e.g guiding the hand to make a sign, prompting the mouth to make a speech sound, guiding the hand to prepare meals).

Behavior therapy also involves increasing motivation through play, interaction and delivery of reinforcers. It can also involve teaching others to implement the intervention, and providing supervision and training.

Precision teaching is just one area in which the principals of Behaviour Analysis are applied other areas include EIBI (Early Intensive Behavioral Interventions, Verbal Behavior programs, Self Management programs etc). The principals of Behavior Analysis can be applied to new and unique situations specific to the needs of individuals to make a difference to behaviors of social significance.

Cover extends to training others (family members, teacher, support staff) to implement behavioral interventions, cover for working in schools and family homes, giving expert witness and supervising others.

Bio-Emotional Decoding

Bio-emotional decoding is a complementary supportive emotional therapythat involves identifying and interpreting the emotional and biological roots of physical or psychological symptoms, based on the idea that unresolved emotional conflicts are stored in the body and can manifest as illness or behavioural patterns. By decoding these subconscious emotional imprints, practitioners aim to uncover the underlying causes of distress and promote healing through emotional awareness and release. This therapy may be known under different brand names such as but not limited to Bioneural Decoding, Biodecoding etc.

Conditions:

  • Condition:Should not be used as a substitute for medical or psychological treatment. ExclusionShould not be applied to patients with heart conditions, people diagnosed with mental illnesses as bipolar disorder, schizophrenia, psychosis, clinical depression, medicated generalised anxiety disorder, or people who is taking psychiatric medication. Should not be applied to patients who have had cerebrovascular accidents or suicide attempts.

Board Certified Assistant Behavior Analyst(BCaBA)

Board Certified Assistant Behavior Analyst (BCaBA) The BCaBA conducts descriptive behavioral assessments and is able to interpret the results and design ethical and effective behavior analytic interventions for clients. The BCaBA designs and oversees interventions in familiar cases (e.g., similar to those encountered during their training) that are consistent with the dimensions of applied behavior analysis. The BCaBA obtains technical direction from a BCBA for unfamiliar situations. The BCaBA is able to teach others to carry out interventions once the BCaBA has demonstrated competency with the procedures involved under the direct supervision of a BCBA. The BCaBA may assist a BCBA with the design and delivery of introductory level instruction in behavior analysis. It is mandatory that each BCaBA practice under the supervision of a BCBA. Governmental entities, third-party insurance plans and others utilizing BCaBAs must require this supervision.

Board Certified Behavior Analyst (BCBA, BCBA-D)

Board Certified Behavior Analyst (BCBA, BCBA-D)

The BCBA and BCBA-D are independent practitioners who also may work as employees or independent contractors for an organization. The BCBA conducts descriptive and systematic behavioral assessments, including functional analyses, and provides behavior analytic interpretations of the results. The BCBA designs and supervises behavior analytic interventions. The BCBA is able to effectively develop and implement appropriate assessment and intervention methods for use in unfamiliar situations and for a range of cases. The BCBA seeks the consultation of more experienced practitioners when necessary. The BCBA teaches others to carry out ethical and effective behavior analytic interventions based on published research and designs and delivers instruction in behavior analysis. BCBAs supervise the work of Board Certified Assistant Behavior Analysts and others who implement behavior analytic interventions.

BrainWorking Recursive Therapy

BWRT stands for BrainWorking Recursive Therapy, a modern model of psychology and psychotherapy created by UK professional therapist, Terence Watts, MCGI. It uses a totally logical, practical and down-to-earth working method in which its not necessary for you to talk about anything you would rather not discuss. The practitioner only needs to know how you feel and how you would prefer to feel instead. BWRT is unlike other therapies, using the latest discoveries in neuroscience coupled with your own unique brain processes to help you get better

Business Coaching

The role of the Business Coach is to coach business owners to improve their business through guidance, support and encouragement. They help the owners of small and medium sized businesses with their sales, marketing, management, team building and so much more. Just like a sporting coach, your Business Coach will make you focus on the game.

Career Coaching

Career Coaching deals with the issues that surround an individual's career. This includes assessment of client values, skills, careers and personality for the purpose of designing ideal work/job profile.

Designing and creating with the client an ideal work profile which includes outlining type of work to be performed, work environment, personality traits, etc. Assisting with resume and CV editing and revision, interview preparation and practice, networking preparation and practice.

Change Management Consulting/Coaching (T2)

Change Management is the practice of applying a structured approach to transition an organization from a current state or operational culture to a future state to achieve specific expected benefits. Change Management provides approaches, tools, and techniques that empower an organization to successfully achieve these desired results. Change Management provides value by enabling people to adopt the change and operate in a new future organizational structure. The more seamless the transition is for an organizations people, the more effectively and efficiently the organization will be in achieving the benefits of the desired future state.

Conditions:

  • Excludes financial, legal and investment advice

Coach Supervision

Supporting and supervising the development of new and experienced Coaches. Coaching is generally described as: A personal service to an individual or group that is non-judgemental and non-directional but will challenge, stimulate and guide the person being coached towards their stated aims and goals.

Coach Training/Tuition

Acting as a teacher or individual tutor to train Coaching but excluding any liability arising from the management and control of a Training Establishment, Clinic or College.

Coaching is defined as a personal service to an individual or group that is non-judgemental, non-directional and does not provide advice or direction, but will assist to perform, challenge, stimulate and guide.

Conditions:

  • Excluding Sport Coaching and Financial Coaching.

Coaching - Life and Executive Coaching

A personal service to an individual or group that is non-judgemental, non-directional and does not provide advice or direction, but will assist to perform, challenge, stimulate and guide.

Conditions:

  • Excluding Sport Coaching or Financial Coaching

Cognitive Behavioural Therapy

Cognitive Behavioral Therapy (CBT) is a structured, evidence-based psychotherapy that helps individuals identify and change negative thought patterns and behaviours. It is commonly used to treat anxiety, depression, OCD, PTSD, drug misuse, grief and other stress-related issues. Through techniques such as cognitive restructuring to challenge and reframe negative thoughts, behavioural activation to encourage positive activities, exposure therapy to gradually reduce fear, problem-solving to develop effective coping strategies, and mindfulness or relaxation techniques to manage stress, CBT empowers individuals to build healthier thinking and behavioural patterns for long-term emotional well-being. Many brand and/or course names are based on CBT including but not limited to Edu-Therapy TM.

Compassionate Inquiry (T2)

Compassionate inquiry is a powerful tool that can bring the clients awareness to events that occurred in childhood that were painful and difficult to bear, and that the client has protected themselves from experiencing. For healing to occur, the therapist needs to maintain a safe relational container with the client, so that the original painful feelings can be held, experienced and expressed.

Conditions:

  • Excluding past life regression therapies.

Counselling

Counselling is a professional relationship that helps individuals, families and groups in dealing with their personal and interpersonal conflicts. It allows an individual to have an opportunity to improve upon their understanding of themselves, including their pattern of thoughts, behaviours, feelings and the ways in which these may have been problematic in their lives. It also helps to examine how to tap into existing resources or develop new ones that enhance their lives and relationships. Counsellors have a broad range of experience in developing "helping relationships" and working with many different situations. Most common types of counselling include (but are not limited to) marriage/relationship, mental health, stress, bereavement and grief, addiction, rehabilitation, education and career goals.

Courtroom Coaching / HMCTS Intermediary Services

The goal is to assist, prepare and provide support to clients in a court, tribunal hearing or at conferences to prepare for a hearing. The services may range from helping clients to feel at ease, cope with pressure and understand the questions and process, to providing impartial recommendations to HMCTS about the persons specific communication needs.

Conditions:

  • Excludes financial, legal and investment advice
  • Provided always that what the client says in court/hearing is directed / managed by a legally qualified third party.

Daily Living Activities Support (T2)

This service is designed to assist individuals in completing their daily tasks. This includes, but is not limited to, cleaning, cooking, helping around the home, helping them leave their home, accompanying them to shops or on walks, taking them to medical appointments, the bank, and other general everyday activities.

Dialectical Behaviour Therapy - DBT

Dialectical behaviour therapy (DBT) is a type of cognitive-behavioural therapy. Its main goals are to teach people how to live in the moment, develop healthy ways to cope with stress, regulate their emotions, and improve their relationships with others.

Divorce Consultation

Support, coaching, information and guidance through the legal process with individuals and with couples. Occasional attendance at court as McKenzie Friend. Cheaper (both financially and emotionally) ways through divorce.

Dream Therapy

Analyse people's dreams to help them understand issues within the waking world that need resolving.

Educational Coaching and Tuition

Acting as a Supply Teacher and/or providing additional teaching facilities such as lectures, tutorials and examination materials and marking on formal subjects.

Conditions:

  • Up to, but not beyond, the formal qualification held by the teacher.

Emotional Freedom Technique Therapy

EFT is a non-invasive meridian energy therapy - a form of counseling intervention that stimulates acupressure points by pressuring, tapping, or rubbing these points while focusing on situations that represent personal fear or trauma. The stimulation of these energy points on the body releases blockages and allows the problem feelings to be released and move through the body.

Encounter Groups

A typically unstructured psychotherapy group in which the participants seek to increase their sensitivity, responsiveness and emotional expressiveness, as by freely verbalizing and responding to emotions.

End of Life Doula

Supporting and coaching individuals coming to the end of their life and comforting their loved ones.

Eye Movement Desensitisation and Reprocessing (EMDR)

EMDR seems to directly influence the way that the brain functions. It helps to restore normal ways of dealing with problems (ie information processing). Following successful EMDR treatment, memories of the event are no longer painful when brought to mind. What happened can still be recalled, but it is less upsetting. EMDR appears to mimic what the brain does naturally on a daily basis during dreaming or REM (Rapid Eye Movement) sleep. EMDR can be thought of as an inherently natural therapy which assists the brain in working through distressing material.

Family and Systemic Constellations

Family and Systemic Constellations is a therapeutic method which draws on elements of family systems therapy to reveal a previously unrecognised systemic dynamic that spans multiple generations in a given family and to resolve the challenging effects of that dynamic by encouraging the subject to accept the factual reality of the past.

Conditions:

  • If there is any involvement with children it is a condition of cover that the Therapist must be DBS certified to enhanced level, and the insurers will not be liable for any liability caused by or arising from any actual or alleged physical mental or sexual abuse.

Family History/Genealogy Researching

Family history/genealogy researching is the process of investigating, documenting, and preserving the history of a family or lineage. This involves tracing ancestry, relationships, and significant events that shaped the familys past. Researchers collect historical records, conduct interviews with relatives, and use genealogical tools like census records, birth certificates, various databases and historical newspapers to create a detailed record, narrative or family tree of the familys history.

Conditions:

  • Excludes financial, legal and investment advice

Focusing

Focusing is direct access to a bodily knowing. When the individual is quiet and thinks in a structured manner - the structured manner as taught by focusing practitioners.

Food and Wellness Coaching

Coaches, focusing on physical activity and healthy eating principles for optimal health outcomes. Combining theory from Coaching Psychology, Behaviour Change and Positive Psychology, coaches can assist clients in overcoming resistance to change by using a step by step, structured approach. Wellness Coaches support clients in working out what they want, why they want it, whats stopping them and only then together create a plan for action. Through this supportive relationship, Wellness Coaches empower their clients with a focus on facilitation, rather than prescription. The client then takes responsibility and feels more confident as they experience small successes and ultimately achieve more significant change than they would on their own.

Gestalt

Gestalt Therapy uses our individual awareness to encourage personal growth and develop our potential, to become whole. We do this by noticing how we are living now and exploring how we may create any fixed patterns of behaviour that leave us feeling dissatisfied, uncomfortable or ill at ease. Gestalt encourages a non judgemental awareness of our present experience from moment to moment. Noticing what we experience (perceptions, sensations, feelings) and how we behave (express & communicate) in the present creates an opportunity to explore changes in our behaviour and attitudes now. This may enable us to complete previously unresolved experiences and to develop more satisfying ways of expressing ourselves.

Heal Your Life

HYL uses various techniques such as affirmations and meditation, and other tasks getting the person to confront and overcome emotional barriers, resulting in an emotionally beneficial response.

Health and Wellness Coaching

Coaching individuals or groups to assist them in achieving their personal health goals. This could be losing weight, gaining more energy, dealing with IBS, menopause or fertility issues, helping with the recovery from an illness, pain management coaching etc.

Hearing Coaching

Hearing coaching is a model of coaching that is being developed to support deaf and hard of hearing people. The model is being developed and endorsed with input from a leading acquired deafness charity, ENT surgeons, GP and experts in the coaching field.

Identity-Oriented Psychotrauma Therapy

Identity-oriented Psychotrauma Therapy (IoPT) is founded on the theories and practice developed by Professor Franz Ruppert. It is a form of therapy that supports people to heal the psychological splits and loss of identity that occurs as a result of traumatic life experiences.

Internal Family Systems Therapy

IFS posits that the mind is made up of multiple parts and underlying them is a person's core or true Self. Each part has its own perspective, interests, memories, and viewpoint. A core tenet of IFS is that every part has a positive intent, even if its actions are counterproductive and/or cause dysfunction. The IFS method promotes internal connection and harmony to bring the mind back into balance. IFS therapy can help with general life stressors like grief, relationship, and career issues, and improve resilience and self-esteem. Though it is non-pathologizing (does not reduce a client to their diagnosis), it may treat several mental health issues and conditions.

Intuitive Counselling

Listening to a client, asking questions in a manner which has them having to think and feel why they really feel the way that they do. The client is never led. They come to their realisations themselves.

Life Coaching

A life coach is a type of professional who helps people make progress in their lives in order to attain greater fulfilment. Their service is non-judgmental, non-directional and does not provide advice or direction. Life Coaches aid their clients by assisting them to identify their goals, providing encouragement, and stimulating and guiding them to become a better version of themselves. A life coach may work in various areas of life including but not limited to general life, relationships, skill improvement, confidence, productivity, spirituality, stress, transformation, divorce, menopause, fertility, emotional intelligence, grief, bereavement etc. Life coaching may be known under different names such as but not limited to Spiritual Coaching, Soul Coaching, Jungian Coaching, In-depth Coaching, Mindset Coaching etc.

Conditions:

  • Excludes sports and financial coaching

Mandala Life Coach

It is a complete therapy, where the founder Paula Tooths - collated useful skills of meditation, naturopathy, coaching and mandala reading; it is intended to achieve a balanced being and an understanding of the self.

Meditation Guidance

The teaching of or guidance in meditation which is described as a state of concentrated attention on some object of thought or awareness.

It usually involves turning the attention inward to the mind itself. Meditation is often recognized as a component of Eastern religions, having originated in Vedic Hinduism. It has also become mainstream in Western culture.

It encompasses any of a wide variety of spiritual practices which emphasize mental activity or quiescence. Meditation can be used for personal development, or to focus the mind on God (or the gods). Many practice meditation in order to achieve peace, while others practice certain physical yogas in order to become healthier.

Membership Association Services

Membership Association Services refers to the range of support and benefits provided by membership bodies to their members. These services can include professional development, networking opportunities, advocacy, access to resources, and setting industry standards. They are designed to support the interests and needs of members within a specific profession or interest group.

Conditions:

  • Excludes financial, legal and investment advice

Mental Health First Aid Training

To train participants in being able to: - recognise the signs and symptoms of someone in emotional or psychological distress, including but not limited to a psychotic episode or suicidal thoughts, - know how to safeguard someone experiencing a mental health crisis until they can be referred for qualified help, - understand where appropriately qualified help can be found and how to access it, - appreciate the effect this can have on the helper, and know how to implement self-care. Subject to being fully qualified and have experience in dealing with individuals with mental health issues. Any third party content used for training, please ensure you have obtained permission rights to use such material.

Conditions:

  • Excludes training therapy for suicidality unless other, specific qualifications are held that cover this service.

Mental Health Support

The Practitioner can: - recognise the signs and symptoms of someone in emotional or psychological distress, including but not limited to a psychotic episode or suicidal thoughts, - know how to safeguard someone experiencing a mental health crisis until they can be referred for qualified help, - understand where appropriately qualified help can be found and how to access it, - appreciate the effect this can have on the helper, and know how to implement self-care.

Conditions:

  • Excluding offering therapy for suicidality unless other, specific qualifications are held that cover this service.

Neuro Linguistic Programming

NLP is the acronym for Neuro Lingusitic Programming.The goal-oriented approach to problem-solving and modelling success developed by Richard Bandler and John Grinder, characterised by a focus on structure and process rather than content.

Neuro Linguistic Programming Training

Acting as a teacher or individual tutor to train NLP but excluding any liability arising from the management and control of a Training Establishment, Clinic or College.

NLP is the acronym for Neuro Linguisitic Programming, the goal-oriented approach to problem-solving and modelling success developed by Richard Bandler and John Grinder, characterised by a focus on structure and process rather than content.

Neuroplasticity Therapy (T2)

Neuroplasticity refers to the brains ability to adapt. It refers to the physiological changes in the brain that happen as the result of our interactions with our environment. When we learn something new, we create new connections between our neurons. This happens on a daily basis, but its also something that we can encourage and stimulate. It can be achieved by learning a new skill, new language, listen different music, practice mindfulness, use alternate hands for daily routines, brain games, etc.

Approved Practitioners:

  • Subject to individuals being fully trained and qualified in the techniques offered.

Nonviolent Communication

It supports deep empathic understanding of oneself and others, healing of past emotional pain and trauma, processing and managing anger in oneself and others, and the resolution and management of conflicts in individual, interpersonal and social contexts.

Occupational Therapy

Occupational therapy involves working with people of all ages with physical or mental challenges that impact their ability to perform daily activities. The therapists in this field carry out practical assessments and following the assessment may give advice, arrange equipment and/or recommend alterations that would help the individuals involved better adapt and perform their daily tasks. Local authorities and regulated, commissioned providers often provide the equipment and adaptations. It may also involve coaching and support within the context of occupational therapy.

Past Life Regression Therapy (T2)

Past life regression therapy is a type of journey (a gentle form of hypnotherapy) taken while in a relaxed meditative state where a person can recallby seeing, hearing, or feelingpast lives they've lived. During a typical session, the clients are guided into a meditative state using breathwork and relaxation techniques. The idea is to return to prior life spans in search of information that can improve life today. Some of the benefits of this therapy include reconnecting with your past experiences, exploring unresolved emotions, insight into current relationships, reducing fears, a better understanding of life's purpose, resolving karmic patterns etc.

Conditions:

  • Excluding the exercise of implanting false memories.

Pastoral Supervision (T2)

Pastoral Supervision is a practice that involves regular, planned, intentional and boundaried space in which a practitioner skilled in supervision (the supervisor) meets with one or more other practitioners (the supervisees) to look together at the supervisees practice. It is an accompanied intentional dialogue between soul, role and context. It helps with growing in vocational identity, role competence, self-awareness, spiritual and theological reflection, quality of presence, response to challenge, accountability, mutual learning, skill development, management of boundaries, professional identity and the impact of the work upon all concerned parties etc.

Peak State Therapy

Whole Hearted Healing is a regression technique merging the original out of body trauma using love and acceptance to permanently heal trauma damage. Peak states are acquired through regression to key early developmental events to heal damage using Gaia commands and music.

Personal Development

Personal Development, also known as self-growth or self-improvement, involves activities that enhance an individual's capabilities and potential. It includes activities focused on increasing self-awareness, setting achievable goals, and refining interpersonal skills across various areas such as mental, social, spiritual, physical, and emotional.

Personality Type Testing

The practitioner uses personality type tests which are psychological assessments designed to identify and categorize individual personality traits, preferences, and behavioural patterns. The results are used to help individuals with career choices, stress management, understanding their strengths, communication styles, decision-making processes, and interpersonal dynamics. Common models include but are not limited to Myers-Briggs Type Indicator (MBTI), Big Five Personality Traits, DISC Personality Assessment, Enneagram etc . Widely used in personal development, career guidance, team building, and psychological research.

Primal Integration Therapy

Primal Integration is a non-directive, full-range approach to growth and healing that integrates the natural wisdom of emotional expression with the clarity of cognitive awareness and the grounding of whole person healthcare. Modalities include: Deep feeling psychotherapy, Client-centered counseling, Zen meditation, Whole life development.

Primal Integration work can resolve many symptoms and their causes, such as depression, grief, anxiety, rage; addictions, relationship dysfunction, career and life direction; physical and stress-related illnesses; pre and perinatal trauma; physical, sexual and emotional abuse.

Primal Integration is a thorough, but non-directive approach that offers Four Levels of Involvement: cognitive, expressive, integrative, and universal. Most people looking for resolution to their problems can find a level that works best for their needs and degree of commitment.

PSYCH-K

PSYCH-K is a unique and direct way to identify and change subconscious beliefs that perpetuate old habits and behaviors that you would like to change.

It is a simple process that helps you communicate with your subconscious mind so you can change beliefs that sabotage your self-esteem, relationships, job performance and even your physical health! PSYCH-K is a user-friendly way to rewrite the software of your mind in order to change the printout of your life!

Psychiatry (T3)

Talking based therapy, either done one on one or in group settings. To help treat people with emotional and/or psychological issues.

Conditions:

  • Cover available for prescribing duties if full prescribing rights are obtained. Excluding diagnosing

Psychobiology

Psychobiology is the application of the principles of biology to the study of mental processes and behavior. A psychobiologist may compare the imprinting behavior in goslings to the early attachment behavior in human infants and construct theory around these two phenomena. Biological psychologists may often be interested in measuring some biological variable, e.g. an anatomical, physiological, or genetic variable, in an attempt to relate it quantitatively or qualitatively to a psychological or behavioral variable, and thus contribute to evidence based practice. Biopsychology is another synonym for biological psychology.

Psychology

Psychology is the science of the mind. The human mind is the most complex machine on Earth. It is the source of all thought and behaviour.

Psychology attempts to explain why humans think and behave in the way that they do and the many branches of psychology, which are extremely wide-ranging, are inevitably linked together.

Psychometric Assessment

The branch of psychology that deals with the design, administration and interpretation of quantitative and/or qualitative tests for the measurement of psychological variables such as intelligence, aptitude and personality traits.

Psychosynthesis

Psychosynthesis was conceived by the Italian psychiatrist Roberto Assagioli (1888-1974) and is a unified conception of human development and an organised system of techniques which can be applied in the fields of therapy, education and medicine.

It is concerned with the realisation of individual potential and harmonisation of all elements of the personality. Among the methods used are creative visualisation, free drawing, the training of the will, physical expression, writing, disidentification, meditation, interpersonal and group work.

Psychotherapy

Psychotherapy is the use of psychological methods, that aims to improve an individual's well-being and mental health, to resolve or mitigate troublesome behaviours, beliefs, compulsions, thoughts, emotions, psychosexual and intimacy issues; to improve relationships and social skills.

Radical Forgiveness

Forgiveness, is often regarded as 'letting bygones be bygones'. The need to forgive vs. the need to condemn can be a struggle and establishing forgiveness may still leave the 'will never forget' status. Radical Forgiveness, on the other hand, is simple, easy to do and effective immediately. Easy to do and requiring no special knowledge, skill or guru. Radical Forgiveness is not really something one does; it is a spiritual viewpoint one is willing to take.

Reality Therapy

The core of Reality Therapy is the idea that regardless of what has 'happened' to us, what we may have done, or how our needs may have been unmet or violated in the past, to be happy and effective we must live and plan in the present.

It enables people to clarify how they can best fulfil their needs; to evaluate their own behaviours and make more effective and satisfying choices, both now and in the future and, importantly, without infringing the needs of others.

Reference Point Therapy (RPT)

A healing modality which works on clearing trauma by tracing it back to the original reference point, or anchor, for that trauma.

Relationship Consultation

Consultation, advice and training on the management of inappropriate behaviour in relationships in particular where relationships have, or are about to, break down. Such consultation, advice and training may be appropriate for, but is not limited to, parents and their teenage children, the staff of educational establishments and students or pupils in their charge, and romantic/couple relationships etc. The outcomes sought are a change in behavioural patterns and this often involve a change of thinking on the part of both parties.

Rewind Technique (T2)

The Rewind Technique (also known as Fast Phobia Cure and Visual-Kinaesthetic Dissociation (VKD)) is a non-intrusive, safe and highly effective psychological method for de-traumatising people. This technique can bring relief after a difficult experience. It neutralises the disturbing feelings associated with the trauma you have experienced. The memory of what happened still exists, but it no longer provokes anxiety, panic, guilt, anger or sadness allowing you to move forward with your life. It is achieved by creating a safe space to tell the story, deep relaxation, and learning coping techniques. This technique helps with dealing phobias, anxiety, stress, traumatic birth experience etc.

Approved Practitioners:

  • Subject to individuals being fully trained and qualified in the techniques offered.

Sand Therapy

Sand Therapy is a therapeutic technique that uses a sandbox and miniature figures to help individuals express emotions, process inner conflicts, and explore personal experiences in a safe, nonverbal environment. This form of therapy allows clients to create scenes or stories in the sand, using symbolic representations to communicate feelings and thoughts that might be difficult to articulate verbally. Sand Therapy is particularly useful for children but can also be effective for adults dealing with trauma, anxiety, or emotional challenges. Sand Therapy may also be referred to by other names, including but not limited to: Sandtray Therapy, Sandplay Therapy, World Play Therapy, Miniature World Therapy.

Conditions:

  • Written parental consent must be obtained for any services performed on/with/for minors

Sedona Method

The Sedona method is a technique, not unlike coaching, but one that specialises in dealing with letting go of any unwanted emotion and allowing some of the suppressed energy in our subconscious to dissipate.

The benefits claimed are overcoming the way in which we each constantly sabotage our health, happiness and success unintentionally, due to our unresolved thinking, beliefs and attitudes. Yet even when we know a thought, belief or attitude is not serving us, most of us find it very difficult to change it or let it go. The reason for this problem is very simple: our emotions colour, create, and lock these limitations in place, making the limitations supposedly real. It is our emotions that either put us into action or prevent us from acting. The Sedona Method will show you how to master your emotions, thereby mastering how you think and act and therefore how you feel.

Shadow Work Therapy

Shadow work is a process that helps an individual to work with their shadow selves to eradicate negative effects and to integrate the separate parts of themselves into one whole. It helps individuals develop self-awareness and ultimately, self-acceptance and compassion. The process works by allowing the individual to feel, acknowledge and understand the hidden parts of their being which leads to moments of awakening and achieving greater authenticity, creativity, and emotional freedom. Other benefits include, but are not limited to improved relationships through understanding themselves and accepting others; increased energy and improved immune system; overall enhanced state of wellbeing and mood, better communication with others; ability to set boundaries in their life etc.

Conditions:

  • Excludes financial, legal and investment advice

Sleep Coach

A sleep coach helps clients identify sleep goals and encourages them to self-determine ways to achieve those goals without specific direction. A sleep coach helps clients identify what sleep training approaches resonate and are comfortable with them. Coaches are non-judgmental and do not provide therapy or tell clients what they should do. Coaching is a collaborative process between client and coach, designed to encourage the client to make the journey for him/herself through a process of questions intended to tap into the client's own belief system. A sleep coach continues to work with clients while they implement their action plans, serves to motivate and encourage his/her clients, holds them accountable to their goals and plans, helps them understand the consequences of their choices, and supports them throughout the process.

Conditions:

  • Strictly subject to there being no administration of any drugs.

Sleep Consultation

A sleep consultant promotes informed decision-making and provides non-medical advice, support, guidance, expertise, research, information, education and resources based on client needs. Additionally, a professional sleep consultant relies on evidence-based research and techniques to provide specific information, solutions, and action steps clients should take to create healthy sleep habits that are developmentally and age appropriate. A professional sleep consultant may integrate coaching techniques by helping clients identify their own sleep goals and which sleep training approaches that resonate and are comfortable for them, and supporting their clients during the implementation of the sleep plan.

Conditions:

  • Strictly subject to there being no administration of any drugs.

Social Skills Development (T2)

Working with an individual or group to aid the development of strategies and techniques for effective communication and interaction with others. This can include verbal and non-verbal communication such as speech, gesture, facial expression, and body language. Supports children and adults who lack social skills, including those with Special Educational Needs.

Somatic Coach

Somatic coaching moves the centre of learning from the mind into the body. It allows the person to access all aspects of their intelligenceintellectual, emotional, and physical.

Somatic Experiencing Therapy

Somatic Experiencing Therapy is a body-based approach designed to help the client overcome trauma (PTSD), shock and stress. While the client talks, the therapist observes the client's reactions and body sensations and guides them to gently release physical tensions, emotions and energy related to the trauma as they arise in the session, at a pace, and in a way that best supports their return to a natural state of wellbeing. The approach aims to help them safely release or discharge the energy buildup from the body so the client can, over time, remove the trigger. SE can also include Touch Therapy in order to release trauma symptoms.

Sophrology

Sophrology means is a life-balancing technique that aims to create an alert mind in a relaxed body, by combining breathing, visualization, gentle movement and relaxation techniques to bring both body and mind into harmony.

SoulLife

A session would first tune to the client and using colour assess their personality, health, challenges and strengths. There is conversation (listening) and from there the therapist would decide on which meditation to guide their client to where they might benefit most (actually the clients soul directs them) The therapist is merely a facilitator and will be asking questions and never leading or suggesting to the client. It is a gentle meditation and even if energy healing is administered this is done without touching and using colour.

SoulTalk

The SoulTalk Method is a program that enables you to locate and overcome your unconscious blocks that keep you from moving forward in life. It is a unique approach to mental and emotional wellness.

It combines elements of modern psychology, alternative healing, body polarity work, neuroscience, and years of original research and hands on experience. Once unconscious limitations have been located and removed on any given issue, you are left with the potent power you were born with to make deliberate and conscious choices. You may find yourself no longer living the life you were handed, but choose to create a life of your design and choice.

SoulTalk

The SoulTalk Method is a program that enables you to locate and overcome your unconscious blocks that keep you from moving forward in life. It is a unique approach to mental and emotional wellness.

It combines elements of modern psychology, alternative healing, body polarity work, neuroscience, and years of original research and hands on experience. Once unconscious limitations have been located and removed on any given issue, you are left with the potent power you were born with to make deliberate and conscious choices. You may find yourself no longer living the life you were handed, but choose to create a life of your design and choice.

Spectrum Therapy

Emotional & Psychological Freedom and additional resources. This involves trying to help people overcome PTSD and other emotional and psychological difficulties that are prohibiting them from moving forwards in life.

Speech and Language Therapy

A therapy, generally for children and young people, aimed at improving communications skills that are characterised by speech disorders such as autism and disfluency.

Sports Coaching

A sports coach works with individuals to help them achieve their fitness and sporting goals. This can be done through a positive mindset, exercise, diet and lifestyle choices.

Conditions:

  • Excluding participant to participant injury or any contact sports coaching.

Stress Counselling

The most commonly accepted definition of stress (mainly attributed to Richard S Lazarus) is that stress is a condition or feeling experienced when a person perceives that demands exceed the personal and social resources the individual is able to mobilise. Stress counselling is working with individuals so they take charge of and control the stress they experience to fall within the resources they have available

Stress Management

The most commonly accepted definition of stress (mainly attributed to Richard S Lazarus) is that stress is a condition or feeling experienced when a person perceives that demands exceed the personal and social resources the individual is able to mobilise. Stress Management is working with individuals so they may manage their stress to within the resources they have available.

Sustainable Living Consultancy

Assisting clients to become more socially and environmentally responsible in how they operate. Raising awareness and promoting clean, eco-friendly and sustainable lifestyles to those looking to reduce their carbon footprint and make more ethical and environmentally friendly choices in day-to-day life. The services may include but are not limited to, assessing current lifestyle choices, discussing personal goals and what changes one needs to make, providing guidance etc.

Conditions:

  • Excludes financial, legal and investment advice
  • Excluding abuse advice.

T-Journey

T-Journey is a emotional release technique. It is a non-invasive therapy that harnesses the powers of meridian energy techniques, deep tissue massage, meditation, breath therapy and personal development training and relationship consultancy. The techniques employed in T-Journey serve as personal development tools, a key ingredient in physical, emotional and mental health. The techniques bring physical and emotional stress to the surface for release and integration. This clearing of blocked energy, negative beliefs and outworn habit patterns, unifies and integrates the body, mind, and spirit. Through T-Journey clients can seek to improve their overall well-being and relationships.

The Journey

The Journey Process developed by Brandon Bays is a deceptively simple technique that facilitates emotional and physical self-healing in the shortest possible time.

Therapist Supervision

Therapist Supervision is a structured process where a less experienced therapist receives mentorship and oversight from a more experienced clinician or supervisor. This professional relationship aims to enhance the supervisee's clinical competencies, ensure adherence to ethical standards, and promote the delivery of high-quality client care. The supervision process typically involves case discussions, exploration of therapeutic techniques, and ongoing professional development. It also provides a reflective space for the supervisee to receive constructive feedback, address any challenges, and manage the emotional demands associated with therapeutic practice. It may be used for different therapies insured by Westminster Insurance Ltd.

Conditions:

  • The specific therapy being supervised must be listed.

Thrivecraft

Thrivecraft, a life, business and spiritual coaching practice, was founded in the UK, in 2003 by husband and wife team Maggie Kay and Patrick Edgecombe, combining their considerable experience in life coaching, psychology, NLP, EFT, NVC, the Journey, business, social enterprise, community development, meditation, metaphysics and spiritual intelligence.

Time Based Techniques (TBT)

A conversational time line process. TBT allows the practitioner to work at the unconscious level conversationally (eyes open) and release the effects of past negative experiences via accessing old patterns/events quickly and easily.

Time Line Therapy

A collection of techniques developed by Dr Tad James that enable you to very quickly and easily release negative emotions from events in the past, delete limiting decisions, and literally put goals into your future in such a way that they happen just the way you want them to. Time Line Therapy is a registered trademark of Dr. Tad James, licensed exclusively to the Time Line Therapy Association, Inc. Association members are authorised to use this trademark in conjunction with their practice of Time Line Therapy techniques.

Tinnitus Coaching

Helping people to cope and live with tinnitus, by discuss in a coaching based session.

Trading & Investing Psychology

To teach people one of the theoretical areas of the financial markets; to assist traders & investors to improve their trading & investing psychology; to provide coaching and neuro-linguistic programming for traders & investors to improve their trading & investing psychology This will cover all aspects of trading & investing psychology, including individual trader / investor psychology, group & market psychology, attitudes towards money, attitudes towards risk, daily processes, improving personal performance in trading / investing, etc. This can be applied to all asset classes including FX, stocks, indices, commodities & bonds. Can also cover alternative investments, land, property, other investments. The training could be for those who want to trade & invest in the financial markets, for those who require the skills for a job in the financial services industry, or for general interest purposes

Visualisation

The process of creating internal mental images (internal visualisation and imagination) for the purpose of change.

Voice Dialogue

Voice Dialogue refers to the technique and theoretical structure which allows a client to experience and integrate the many facets, selves or energy patterns of the psyche. Through one-to-one process of facilitation the client discovers which parts they identify with and which parts they have disowned and relegated to 'the shadow'. This gives access to new perspectives and energy systems, which not only enriches the inner resources available for one to draw on in dealing with life's challenges, but also gives a more comprehensive picture of who we are as individuals.

Wedding Coach

Designing and arranging hen weekends, management of the wedding on the day and general Bridal Coaching.

Wingwave Coaching

Wingwave is a personal service to an individual or group that is non-judgmental, non-directional and does not provide advice or direction, but will assist to perform, challenge, stimulate, and guide. Very similar to life coaching.

How our insurance protects you

Combined Business Insurance provides crucial protection. This core bundle is at the centre of every policy, offering comprehensive protection by combining Professional Indemnity, Medical Malpractice, and Public Liability insurance in one policy. So you can grow your business with confidence, while you are protected for the following:

  • Public Liability Protection.
  • Professional Indemnity.
  • Medical Malpractice.
  • Product Liability.
  • Breach of confidentiality.
  • Defamation, Libel & Slander.
  • Dishonesty of employees.
  • Your work as a subcontractor.
  • Subcontractors work for you.
  • Loss of documents.
  • Breach of intellectual property.
  • Public relation expenses.

Extra protection available

The beauty of our insurance is that you can choose exactly what you need and have as little or as much cover as your individual requirements dictate.

Why Coaching and Counselling businesses need Insurance

In the coaching and counselling sector, your mission is to guide and support your clients through their personal and professional growth. But what if you face unexpected challenges? Misunderstandings, professional disputes, or even breach of confidentiality claims can not only interrupt your practice and damage your reputation, but also pose a financial risk. Our insurance is crafted to protect you from these unforeseen issues, allowing you to concentrate on your clients' progress worry-free and keep business going when things go wrong.

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Read our guide for Qualification Requirements

Having the correct level of experience or qualifications necessary to offer a service is...

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How things can go wrong

Why Westminster

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Highly Recommended

By Accreditation bodies, Training Schools and our Clients

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Over 20 Years Experience

Helping thousands of customers along the way

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Customer Portal

Manage and Update your policy easily as you grow

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Family Run Business

Big enough to lead. Small enough to care

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Full support in the event of a claim

Giving comfort and removing the hassle and stress.

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First class friendly help on the phone

No salesmen, no gimmicks! We just make insurance easy.

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Fast, easy online quote, 24/7

Get your quote and insurance document - within minutes.

Why Westminster

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Why Westminster

  • Comprehensive Protection

    Safeguard against claims for accidental injuries, illnesses, or property damage, keeping your business secure.

  • Flexible Coverage

    Tailor your insurance to fit your unique needs, whether you're flying solo or part of a larger team.

  • Confidence and Trust

    Offer peace of mind to yourself, your team, and your clients, knowing that you're prepared for whatever comes your way.

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Full support in the event of a claim

Giving comfort and removing the hassle and stress.

card_icon

First class friendly help on the phone

No salesmen, no gimmicks! We just make insurance easy.

card_icon

Fast, easy online quote, 24/7

Get your quote and insurance document - within minutes.

FAQ's

Can I add multple practices onto one policy?

Absolutely! You can include as many practices as you need on a single policy, and you will only pay for the highest cost one. Here's how it works:


All in One Policy: List any number of practices without worrying about extra charges. Regardless if they are practices from different sectors.


Risk Levels Matter: Instead of charging for each practice, we charge based on the highest risk level of the practices you've chosen. Our tiers range from 1 (lowest risk) to 5 (highest risk).


One Cost, One Tier: So, if you include practices with different risk tiers, you'll only be charged according to the highest-risk practice on your policy. For example, if you have five Tier 1 practices and two Tier 5 practices, your rate is based on one Tier 5 practice.

Can I pay monthly?

Yes, but it depends on what you're purchasing:

New Policy: When buying a new policy, you can choose monthly payments to spread out the cost. Keep in mind that it's still an annual policy, so you need to keep up with the monthly payments.

Renewing a Policy: If your current policy is due for renewal soon and you're currently paying yearly but would like to pay monthly, or vice versa, that can easily be changed online by following the link in your renewal email.

Adding Extra Cover: If you add extra cover (like portable equipment) to an existing policy mid-term, the full amount for the add-on is due at the time of purchase. 

How much does business insurance cost?

The cost of business insurance varies based on several factors, including your annual income, the level of cover you choose, the number of people included in the policy, the services you provide, and whether you need overseas coverage or any of the add-on products.


The best way to find out how much it will cost for your business is to get an instant quote—it only takes a few minutes.


Get a Quote Now

How do I submit a claim?

If you need to file a claim, simply log into your account and go to the Claims page to submit the details.


If you're not sure if you need to make a claim or want to talk about a situation that might lead to one, give us a call at 01305 839939 (Monday to Friday, 9 AM - 5 PM excluding bank holidays) or send an email to claims@westminster.global with a brief description of what happened. We're here to help you through the process!

What is business insurance, and do I need it?

Business insurance (Professional Indemnity, Public Liability and Medical Malpractice) provides your business (and you personally if you are a sole trader) with an essential safety net, offering vital protection against the stress and financial impact of respondin to a Claim. Without insurance, if you are faced with a Claim, you will need to fight this battle on your own or appoint solicitors to help you. The first option is unadvisable, time consuming and stressful. The second option is costly.


Remember, that should the very worst happen and there is a large compensation payment to make, the business has to find the funds to pay it - do you think it likely that it will have large amounts of spare funds?. If the business isn't incorporated, then it is your personal assets that will be used to make the payment.


Insurance provides a very cost effective option, peace of mind and security for your business.


How do I know what type of insurance my business needs?

Choosing the right insurance for your business depends on what kind of work you do, the risks involved, and any legal or contractual requirements.


To make it easier, try our Insurance Checker under Resources---just answer a few quick questions, we'll guide you through the right coverage.

Can I customise my insurance policy to suit my business?

Absolutely!


We have coverage tailored to fit you, so you only pay for exactly what you need. You can customise your policy based on the size of your business, what services you provide and what cover level you want. With hundreds of business practices to choose from, you can add as many as you like to one policy (provided you meet the requirements). 


The best part is - if things change, your policy can change with you. All of our policies are adjustable so if you need to add cover for a new service you are offering, or you get a new employee, or simply want a higher cover level you can simply login to your Account and adjust your policy.


We understand that businesses change and grow, so that's why your protection can grow with you.

Do freelancers need business insurance?

If you are offering any service, whether you are receiving payment or, and whether it is to the public or friends and family, it is advisable to have business insurance. Whether you are a Limited Company, a freelancer/sole trader, partnership or group, the same risks apply. By offering a service you are exposed to the risk of having a Claim made against you.

How quickly can my coverage start?

The cover is in place immeditaly and creating a quote only takes a couple of minutes

Do you offer business insurance for sole traders?

Yes we do. We offer cover for Sole Traders, Self-Employed, Freelancers & Students.

Can I add more business practices during the policy term?

Yes, absolutely! You can easily add additional business practices to your policy at any time through your online account—no need to call or email.

 

If the new practice falls within the same or a lower tier, there’s no extra charge. However, if it falls into a higher tier, there may be an additional cost, which will be clearly shown before you confirm the update.

 

Simply log in to your account, go to the Policy section, choose Edit business practices and choose what you want to add.

 

Important Note: If your update requires an additional payment, it must be paid in full at the time of the change—it cannot be spread across monthly instalments. Your updated coverage will still follow the original policy expiry date.

How Does Combined Business Insurance Work for Claims?

Our policy is 'Claims made' and covers Professional Indemnity, Public Liability, and Medical Malpractice Insurance under one simple policy. But what does that mean when it comes to claims?


Here’s an example:


You run a sports and health coaching business and have £1,000,000 in cover.


  • A visitor trips at your office and breaks their arm. They claim £50,000 under Public Liability Insurance.
  • A client claims your coaching didn’t deliver results and says it cost them their job. They claim £100,000 under Professional Indemnity Insurance.

That’s £150,000 in claims—plus legal fees and reputation management costs


Since your policy covers all three types of insurance, and you report the claims promptly, we cover the costs up to your chosen limit.


In short: If a claim arises during your policy term and meets the policy criteria, we’ve got you covered—legal costs included.

Get your free online quote today

Welcome to a different kind of insurance experience for small to medium-sized businesses - from salon owners and business consultants to tattoo artists and yoga instructors.

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