Professional Indemnity, Public Liability & Medical Malpractice
All the essential protection you need...
Personal Accident
In the event you have an accident that causes a long term or permanent disability or death, that prevents you continuing your business.
Cyber Liability
Protection in case of a hack, misuse or breach of data, virus transmission, IP infringement and defamation.
Portable Equipment
Ideal for mobile workers, or when you have mobile equipment in transit or temporary storage.
Employer's Liability
Usually a legal requirement if you have employees, apprentices, or work experience students.
Workplace Contents
For your salon, office or home, this covers computers, furniture, equipment, goods and more..
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See all services covered
See and search through the full list of services you can get covered for, it’s growing every day!
See all sectors
See what other interesting sectors we work with.
Aesthetics, Hair & Beauty
Animal Work
Creatives
Cleaning & Organising
Counselling & Therapy
Coaches
Holistic Therapies
Management & Consultancy
Massage
Mental Wellbeing
Parent & Child
Physical Health & Fitness
Spiritual & Astrological
Teaching & Training
Tattoo & Piercing
Claims
Something gone wrong? Don't panic. Know what to do and not do if you get a claim, and how to submit your claim details.
FAQ
Our comprehensive FAQ section should answer all your questions but if not we're always here to help.
Complaints
We hope you won't need this information but if you do, learn how your complaint will be handled.
How it Works
Check us out before you purchase. See how our quote, policy issue, renewal and policy management will work.
Qualification Requirements
Knowledge, experience and qualifications are all vital, but understand why we don't ask you to send proof when insuring you.
Guide for Aesthetics, Hair & Beauty Businesses
Working in this field can be incredibly rewarding, as you bring joy and confidence to clients. However, the expanding array of treatments and services also means that the associated risks are higher than ever.
Contact Us
Speak directly with one of our team during working hours, or email if more convenient. We're here to help!
Policy Wording
Read the small print of our policy wording to understand your cover.
Knowledge Center
Learn all about the world of small business, insurance tips and helpful info about your industry
Customer Reviews
Hear what our customer have to say about their experience with Westminster
Insurance Checker
Not sure what insurance you need? Use the insurance checker to find out.
About Us
Learn about who we are and why we've dedicated ourselves to safeguarding the dreams and aspirations of entrepreneurs for over 20 years.
Not sure what insurance you need? Let us help. Answer just a few questions and we can guide you in the right direction
Do you provide a service?
In the course of your work do you meet with people face to face, at your workplace or elsewhere? This includes clients, contractors and members of the public.
In the course of your work could you do something you shouldn't have done or not do something you should have. In other words, could you make a mistake at work?
Could you cause physical or mental harm to a client in the course of your work? This covers anything which can cause bodily injury, mental injury, illness, disease or death.
Do you sell, repair, install, alter, clean or treat products which were not manufactured by you?
Do you employ anyone who is not a family member?
Do you have a website related with your business and practice?
Do you use email to communicate with your clients?
Do you store personal data on your computer?
If you were to suffer a serious injury (e.g. lose the use of a limb, sight, hearing, etc.) will it prevent you from doing your job?
Have you got any business-related belongings in your office for which you’re legally responsible NOT insured elsewhere? These could be computers, furniture, glass & displays, works of art, stocks, signs and personal belongings.
Do you have business equipment which you use to work outside of your office (e.g. laptops, cameras, massage tables, event stands, etc.)?
