Professional Indemnity, Public Liability & Medical Malpractice
All the essential protection you need...
Personal Accident
In the event you have an accident that causes a long term or permanent disability or death, that prevents you continuing your business.
Cyber Liability
Protection in case of a hack, misuse or breach of data, virus transmission, IP infringement and defamation.
Portable Equipment
Ideal for mobile workers, or when you have mobile equipment in transit or temporary storage.
Employer's Liability
Usually a legal requirement if you have employees, apprentices, or work experience students.
Workplace Contents
For your salon, office or home, this covers computers, furniture, equipment, goods and more..
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See all services covered
See and search through the full list of services you can get covered for, it’s growing every day!
See all sectors
See what other interesting sectors we work with.
Aesthetics, Hair & Beauty
Animal Work
Creatives
Cleaning & Organising
Counselling & Therapy
Coaches
Holistic Therapies
Management & Consultancy
Massage
Mental Wellbeing
Parent & Child
Physical Health & Fitness
Spiritual & Astrological
Teaching & Training
Tattoo & Piercing
Claims
Something gone wrong? Don't panic. Know what to do and not do if you get a claim, and how to submit your claim details.
FAQ
Our comprehensive FAQ section should answer all your questions but if not we're always here to help.
Complaints
We hope you won't need this information but if you do, learn how your complaint will be handled.
How it Works
Check us out before you purchase. See how our quote, policy issue, renewal and policy management will work.
Qualification Requirements
Knowledge, experience and qualifications are all vital, but understand why we don't ask you to send proof when insuring you.
Guide for Aesthetics, Hair & Beauty Businesses
Working in this field can be incredibly rewarding, as you bring joy and confidence to clients. However, the expanding array of treatments and services also means that the associated risks are higher than ever.
Contact Us
Speak directly with one of our team during working hours, or email if more convenient. We're here to help!
Policy Wording
Read the small print of our policy wording to understand your cover.
Knowledge Center
Learn all about the world of small business, insurance tips and helpful info about your industry
Customer Reviews
Hear what our customer have to say about their experience with Westminster
Insurance Checker
Not sure what insurance you need? Use the insurance checker to find out.
About Us
Learn about who we are and why we've dedicated ourselves to safeguarding the dreams and aspirations of entrepreneurs for over 20 years.
Tailored protection in less than 5 minutes, from just £9.97
Recommended by ACADEMY OF SOUND THERAPY
Established since 2003
Authorised
Recommended by Academy of Sound Therapy.
WHAT WE COVER
Hundreds of services to choose from, we've got you covered
COMBINED BUSINESS INSURANCE
This bundle of all three types of insurance is at the core of every policy.
Offering the comprehensive cover you need to run your business with confidence.
With extra protection available.
TYPES OF INSURANCE
Protection available
Extend your protection further with optional extras and choose from various limits for a policy that perfectly fits your business needs. So you get exactly the cover you want in the areas you need.
Combined Business Insurance - Essential protection at the core of every policy.
Protection for your office essentials, from computers and furniture to documents and signage.
Portable Business Equipment
Includes mobiles, laptops, cameras and video equipment, tablets, exhibition equipment, tools and more.
Cyber & Data
Designed to tackle the problems associated with your computer systems, websites and emails.
Cover should you suffer a serious accident which leaves you unable to work or leads to your death.
Employee Liability insurance is a legal requirement if you have employees.
HELP & SUPPORT
Effortless, personal, and responsive - that's our promise
Join the thousands of businesses that trust us not just for our tailored insurance solutions, but for our exceptional customer service. We're not just your insurer; we're your partner, ready to support you whenever you need us.
Phone and you'll get through to real people straight away - no automated phone systems, long wait times or generic scripts. We're here to help, not hold you up.
Elaine Stoddart
ELECTROLYSIS SPECIALIST
“I wholehearted recommend Westminster insurance. Efficient, professional, friendly, helpful and offer a highly competitive & attractive product. I've used them for over 3 years now and cannot fault them.”
See what other customers say
David Monro-Jones
EXECUTIVE & LEADERSHIP COACH
“The sign up is great, you can select the different services you offer and leave out the ones that you don't, and you've got the option of how much you want to be covered for, it's great! .... also the renewal process is as simple as you can possibly get. Policy documents come straight through....”
Why Westminster
Highly Recommended
By Accreditation bodies, Training Schools and our Clients
Over 20 Years Experience
Helping thousands of customers along the way
Customer Portal
Manage and Update your policy easily as you grow
Family Run Business
Big enough to lead. Small enough to care
Full support in the event of a claim
Giving comfort and removing the hassle and stress.
First class friendly help on the phone
No salesmen, no gimmicks! We just make insurance easy.
Fast, easy online quote, 24/7
Get your quote and insurance document - within minutes.
Comprehensive Protection
Safeguard against claims for accidental injuries, illnesses, or property damage, keeping your business secure.
Flexible Coverage
Tailor your insurance to fit your unique needs, whether you're flying solo or part of a larger team.
Confidence and Trust
Offer peace of mind to yourself, your team, and your clients, knowing that you're prepared for whatever comes your way.
HOW IT WORKS
Getting insured with us is a breeze
A few simple steps, and you'll have a quote that's tailor-made for you. With immediate purchase, or time to think about it, the option is yours.
Step 1:
Simply Introduce yourself and let us know what your business does by selecting as many business services from our list as you need.
Step 2:
Choose the type and level of cover that perfectly fits your needs. Easy… you have a quote!
Step 3:
When you're ready to proceed your policy will arrive in your inbox in seconds and be available for you to adjust at any time. As easy as that!
WORK WITH US
Hundreds of training organisations, accreditation bodies and membership groups recommend Westminster Insurance Ltd as the best provider of insurance for their customers. Join us and see how you and your customers can benefit.
Get your free online quote today
Welcome to a different kind of insurance experience for small to medium-sized businesses - from salon owners and business consultants to tattoo artists and yoga instructors.