Blogs & Articles
Claims Process with Public Liability Insurance
Explains the process of making a claim under Public Liability Insurance policy Making a Public Liability Insurance Claim (And Staying Calm) Accidents happen sometimes! A client accidentally trips over a cable in your studio. A visitor accidentally slips on a floor that was just mopped. You know that feeling when everything just seems to drop? […]
by Westminster Insurance
12th June, 2025
Guide for Hair, Beauty and Aesthetics Businesses
Working in this field can be incredibly rewarding, as you bring joy and confidence to clients. However, the expanding array of treatments and services also means that the associated risks are higher than ever. Beauty and aesthetics involve deeply personal treatments, and if something goes wrong, the physical or emotional impact can be significant.
by Westminster Insurance
03rd December, 2024
Guide for Counsellors
The need for counselling has grown drastically as more individuals understand how important mental health is. You play a vital role in assisting clients in managing their emotions, overcoming obstacles, and achieving personal development as a counsellor or therapist. Although a career in counselling is so fulfilling it comes with risks and obligations. Due to […]
by Westminster Insurance
07th May, 2025
Common Business Insurance Mistakes: Protect Your Business and Avoid Unnecessary Risk
Understanding common insurance mistakes can help protect your business from costly and stressful situations in the future. Let’s look at some frequent errors people make when it comes to business insurance – and how you can avoid them.
by Westminster Insurance
01st December, 2024
A Slip & Fall Case Study
slips and falls are among the most common causes for Public Liability claims. Even with the best precautions in place, accidents happen. And when they do, the financial repercussions can be overwhelming—especially if you’re responsible for someone else’s injury.
by Westminster Insurance
02nd December, 2024
Guide for Masseuses
Your Essential Guide to Launching a Safe, Successful Massage Therapy Practice in the UK Beginning a career as a massage therapist can be fulfilling and interesting, giving you the chance to enhance client’s quality of life while building a profitable business for yourself. Still, it also carries important obligations—especially in relation to protecting your customers. […]
by Westminster Insurance
06th May, 2025
What Does Professional Indemnity Insurance Cover?
Professional Indemnity Insurance (PII) is a critical safety net for professionals whose advice or services could lead to costly client claims. This article breaks down exactly what Professional Indemnity covers—from negligence and defamation to intellectual property mishaps—illustrated with real-world examples that show just how essential this protection can be.
by Westminster Insurance
19th May, 2025
What is Professional Indemnity Insurance?
A comprehensive overview for small businesses Understanding Professional Indemnity Insurance Imagine you’re delivering a service to a client, and despite your best efforts, they claim your work led to damage or financial loss. That’s where Professional Indemnity Insurance (PII) becomes invaluable. It’s a critical layer of protection for businesses, covering claims related to professional errors, negligence, or […]
by Westminster Insurance
09th May, 2025
Insurance Terms Made Simple: Key Coverages to Protect Your Business
Business insurance terms can sometimes feel overwhelming. Here’s a simple guide to the essential insurance types and terms that can protect you from unexpected risks, ensuring you’re prepared for any scenario.
by Westminster Insurance
02nd December, 2024
Who Needs Professional Indemnity Insurance?
Professional Indemnity Insurance (PII) is essential for professionals whose advice or services could lead to client claims. This article outlines the diverse range of professions that benefit from PII, including consultants, health and wellbeing practitioners, beauty professionals, creatives, educators, spiritual guides, and animal care specialists. Understanding who needs PII helps ensure your business is protected against potential legal and financial risks.
by Westminster Insurance
03rd April, 2025
How Much Professional Indemnity Insurance Do You Need?
Determining the appropriate level of Professional Indemnity Insurance (PII) is crucial for safeguarding your business against potential claims. This article guides you through assessing factors like industry risks, client requirements, and regulatory standards to help you choose the right coverage. Whether you’re a consultant, designer, or therapist, understanding your specific needs ensures comprehensive protection.
by Westminster Insurance
03rd April, 2025
Business Insurance Basics: Understanding the Essentials
Here, we’ll cover the basics of insurance, including how policies work, what terms to know, and the different types of policies available. Understanding these aspects will help you make informed decisions and ensure that you’re protected, whatever the future may hold.
by Westminster Insurance
03rd December, 2024
Professional Indemnity Insurance: Coverage, Benefits, and Exclusions Explained
Professional Indemnity Insurance (PII) is a vital safeguard for professionals providing advice, services, or expertise. Understanding what PII covers, its benefits, and the common exclusions helps businesses ensure they have the right protection.
by Westminster Insurance
09th May, 2025
Add-Ons and Optional Coverage for Professional Indemnity Insurance
While Professional Indemnity Insurance (PII) safeguards against claims of negligence or errors, it doesn’t cover every risk your business might face. This article explores essential add-ons like Cyber Liability, Public Liability, Employers’ Liability, and Workplace Contents Insurance. Tailoring your PII with these options ensures comprehensive protection, keeping your business resilient against a broader range of potential challenges.
by Westminster Insurance
03rd April, 2025
How to Choose The Best Public Liability Insurance
Factors to consider when selecting Public Liability Insurance for your business Taking out the right Public Liability Insurance is super important for keeping your business safe from claims related to injuries or property damage to third parties. There are so many options out there that it can feel a bit overwhelming! But don’t worry, taking […]
by Westminster Insurance
22nd July, 2025
Guide for Tattoo Artists
This guide will dive into the in’s and out’s of setting up a tattoo business in the UK and how to protect it.
by Westminster Insurance
19th May, 2025
The Benefits of Having Professional Indemnity Insurance
Running a business that offers advice or services comes with inherent risks—mistakes can happen, and clients might seek compensation. That’s where Professional Indemnity Insurance (PII) becomes essential. It’s not just about covering costs; it’s a safety net that protects your finances, reputation, and growth. From handling legal battles to maintaining client trust, PII offers benefits that extend beyond the obvious. Discover how this crucial insurance can safeguard your business and help you attract high-value clients. Ready to learn more? Dive into our comprehensive guide on the benefits of Professional Indemnity Insurance!
by Westminster Insurance
03rd April, 2025
Guide for Personal Trainers
Have you ever thought about starting your own Personal Training (PT) business? Or perhaps you’re already doing it and want some tips to grow your practice. This guide will cover all you need to know for starting and running your personal training business, and the dangers to look out for. Starting your profession will call […]
by Westminster Insurance
19th May, 2025
Public Liability Insurance Overview
An introductory guide to Public Liability Insurance, its purpose, and who needs it When you’re working with people—whether you’re a beauty therapist, fitness instructor or holistic practitioner—things can sometimes go wrong. Unfortunately! A little slip, a spill, or some unexpected damage to someone’s items can turn into a costly legal hassle really fast. […]
by Westminster Insurance
12th June, 2025
Guide for Tutors, Teachers, & Trainers
A useful guide for a career in teaching & training, with mistakes you need to avoid As education continues to evolve, so do the standards, safety regulations, and opportunities for teachers and tutors. Whether you’re an aspiring private tutor, a current educator, or still in training, staying informed and adaptable is key to success. […]
by Westminster Insurance
08th May, 2025
Policy Exclusions You Should Know About
Understanding the exclusions in your Professional Indemnity Insurance (PII) policy is crucial to ensure comprehensive protection. This article delves into common exclusions—such as known claims, fraudulent acts, and contractual liabilities—that could leave you vulnerable. By being aware of these limitations, you can take proactive steps to address potential gaps in your coverage.
by Westminster Insurance
15th May, 2025
A Guide for Coaching Businesses
A practical guide to the world of coaching, how to become a coach, find your niche, get accredited and grow your business.
by Westminster Insurance
06th May, 2025
Professional Indemnity vs. Public Liability: What’s the Difference?
What is Professional Indemnity Insurance? Running a business comes with risks, and picking the right insurance is a big part of managing them. Two common options are Professional Indemnity Insurance (PII) and Public Liability Insurance (PLI). They both offer critical protection, but they’re designed for different scenarios. Not sure which one you need—or if you […]
by Westminster Insurance
09th May, 2025
What is Public Liability Insurance? An Overview For Small Businesses
As an entrepreneur with a small business, you are already given numerous things to think about. From compensating your employees to delivering your services, the list is limitless. But have you considered the implications of a third-party accident for your business? Explore Public Liability insurance in this article to understand the risks and how to protect yourself.
by Westminster Insurance
05th December, 2024
The Real Danger of Cheap Insurance Policies
When it comes to insuring your business, there’s a temptation to grab the cheapest policy you can find and call it a day. I get it—it’s easy to see it as a cost-saving move. But, honestly, that “bargain” policy might end up costing you a whole lot more in the long run…
by Westminster Insurance
02nd December, 2024
The History and Evolution of Professional Indemnity Insurance
Professional Indemnity Insurance has come a long way since its origins in the 19th century. Once a simple safeguard for professionals, it has evolved into a vital tool for managing risk in today’s complex and highly regulated industries.
by Westminster Insurance
03rd April, 2025
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